-
Lending my brother the money to buy flat
Hello, I'm lending my brother the cash to purchase a flat they will be living in. As soon as they sell their house they will pay me back. I obviously trust my brother, but to be sensible, should I buy the house with my name and brother and wife as joint tenants or tenants in common, then when they repay, we can take my…
-
What if?
Just wondering - what if our sellers pull out prior to exchange, is there any way of claiming back costs we've paid out or covering ourself in anyway?
-
Contacting my seller
WE have just had a offer an accepted on a house. We are getting underway with all the paperwork, solicitors, surveys etc but are wondering a) how can we confirm what applicances will remain in the property b) are we able to contact the seller nearer the exchange date if we have any questions about the property in a…
-
Just got the keys to first home and flat left filthy
Guys Just brought my first home, the vendors moved out last week (they owned it) and yesterday I collected the keys and walked in, the built in fridge was left filthy , rotten food etc And freezer also. Also the oven was left in a state that was unbelievable, also cupboards left filthy. Now I have immediately emailed their…
-
House moving insurance
Any one know where/if it's possible to buy reasonably priced insurance just for house removals? We have exchanged therefore have insurance for our new house that we are moving into soon, but apparently that doesn't cover the removal process. We are using a professional removal company but reading their small print, their…
-
Landlord pulls out at short notice
My friend has been confronted with an urgent flat problem. She'd decided to move from her current flat & found a new one, paid the deposit and set a move in date. Yesterday the letting agent informed her that the landlord has pulled out and they will return her deposit. No contract was signed. In my experience this is…
-
New home and 50% off sky deal
Hi there, I'm finally moving into my first home around 13th June. I see that the MSE has the deal for half price sky. Would it be possible to use the code to get the half price sky and book the installation date for the end of June beginning July? Would they send stuff out to the new house before that date? Just don't want…
-
Building Works v Neighbours FYI?
Ok a bit of a muse as I'm not going to be wound up by this so looking for others opinions ... Hope this is in the right place? We are a set of three detached houses, our gardens all back onto each other and always been on friendly terms with both house owners. One of the houses is having a one storey extension which I'm…
-
Redecoration
We've had numerous issues with the property we live in since we moved here in August, and the LL has failed in his obligations to repair. We're still waiting 6 months later for some tasks to be undertaken, and they're not little ones. To the point that I called the local council yesterday. We're in the process of…
-
Reduced council tax for less bedrooms?
We're in the process of moving and, assuming it all goes through ok, I'm considering taking down the stud wall between two of the bedrooms (master which isn't big to start with and box room next door which barely has room for a bed in it) to have more useful storage space in the bedroom. Effectively turning a 3 bed to a…
-
Move or Improve
Hello All, We have a decision to make and I would like some opinions. We have had some plans drawn up for a kitchen extension which would enhance the house and allow us to bring the garden into the home, as this is easily the best asset. We have been encouraged by family members to look at what else is available on the…
-
Drying clothes in new flat
Hello I am just about to purchase my first property, a ground floor studio flat in London, and wondered what the best way of drying clothes effectively would be? Currently, I lodge with my landlord and I am able to use a clothes horse in the bathroom. Unfortunately, the bathroom in my flat will be too small for this…
-
Estate agent cooling off period
Signed with a local estate agent 8 days ago. I understand about the 7 day cooling off period but what do I do......... I had to chase them for property details, no marketing on their site or any other, no for sale board (not sure how they are going to do the promised open house in 3 days) HOWEVER now that they have finally…
-
Financing an Extension
Hi I was wondering if anyone could help advise. I have recently brought a new home and would like to do a two storey rear extension but I want to make sure that I finance it the best way possible. We are currently on a 2 year fixed rate mortgage on a £250,000 property and have a mortgage of £212,000. Would we be better off…
-
Help to buy Scotland-help??
Hi I hope this is in the right place but I have searched online for days and can't find an answer. We have rented for 15yrs and have never owned a house. Our credit rating is appalling, I am a stay at home mum for the moment, my husband works a zero hour contract and also earns £600 a month after tax in a school (full…
-
Should I buy or sell?
The more I read and the more I get confused. There are articles that suggests to sell, other to rent it out, but none of them go in details with pro and cons. Yesterday I came across an article here on MSE, that was about top 50 things to look at when becoming a Landlord (?), but I can't find it anymore. Assuming I can…
-
Changing address of property on land registry database
When I moved out of my flat I didn't think to change the correspondence address for my flat on the land registry database. Do you need to change your address? Is there a chance that the freeholder (I'm leaseholder and own a flat in a block) will have passed these details on? I was also kind of hoping that when the mortgage…
-
neighbour making false reports
Hi one of my next door neighbors has been funny with us since we moved in, it started with dirty looks and now shes reporting us to the housing, first time was acouple of weeks ago, she said we shouted at the children and the kids was being noisy, kicking balls against the walls ect My children are normal children they…
-
1st time buyer funding to fix up house
Hello, I will give some info on myself first. I am 25 currently living with parent. In Scotland. I am contracted to 30hrs a week & recive working tax credits. I make roughly £1k per month. My credit history isn't great but its not terrible either. I have an old default on my account which should be gone in 2 years. I have…
-
Remortgage but I need to move away for 6 months...
Hi my mortgage has a year left to run. It's at 6.9%. I want to remortgage at a lower rate and pay the early repayment fee (works out a lot better)! I've just had an added complication..... I need to move away for 6-8 months for work. This means I would rent the house out! So A) can I remortgage? B) do I do it on a standard…
