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Buying privately without an agent?
Has anyone here experience of bypassing agents in the buying process? I will have the opportunity to buy a place after my manager put me in touch with a colleague who's selling up. The seller doesn't want to involve agents and frankly neither do I :) But I'm not sure what to expect and any regular pitfalls to avoid? My…
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How serious is no building regs?
Structural engineer report has various things in it and basically the property has had 2 walls removed at some point the distant past. There doesn't seem to be any building regulations for it on file. The engineer did not seem to be particularly bothered by this, neither did the solicitor. I have only 2 concerns: - The…
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End of tenancy - repair costs
We recently moved out out of a property we have lived in for 20 months. Upon leaving, we paid for the windows, oven, carpets and hob to be professionally cleaned, the carpets we had to as it was in our contract, the hob/oven and windows was just to save ourselves some work and an inevitable dispute when it wasn't done to a…
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Tenant won't pay his Council Tax - Council want me to pay!
I have been renting my property since August 2013 to the same Tenant. Last week I received a letter from the Council telling me that I owed £1700 on the property in arrears for Council Tax, I rang the Offices and was told that I needed to provide a copy of the Tenancy Agreement, I sent this to the Council and was told that…
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Money gap help/ advice
Hello I'm new to these forums so appologies for any misplaced posts. I'm after a bit of advice about these new help to buy. I've read the links but am completely confused. The house we wish to purchase is a new build and we have been told that we are eligable for this help to buy scheme. They have offered to sell our…
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They're taking the...
...flooring with them! It has been noted that the current owners will be lifting up the laminate wood floor and taking it with them, but will leave it be for a small fee. The mind boggles. I hear horror stories of houses that have been completely stripped of their fittings etc What is the most random thing that was taken…
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Hi, anyone else flat purchasing at moment in London?
How you getting on? Right now I've had all val and survey done, got the mortgage offer and awaiting on vendors who are still looking!! Having damp survey done too Really really hope light end of tunnel soon, on plus side putting more money away each month :j
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Funds on completion
Hi all, completed selling my house today, very happy about that however a few hours later and not having the funds in my account I called solicitor to be told that even though I had payed £50 for a telegraphic transfer it would take them three working sats to process the paperwork and thus do the transfer! Is this right? I…
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Dodgy Landlord?
Hi all Is is just me that thinks this stinks? My son, 21yo is moving into a house at the weekend with a friend James 30yo who he has know for about a year. The house he is moving into is owned by James auntie who currently resides in Australia. James has been living in the house with his Polish girlfriend and her Dad,…
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Freeholder charging to value my lease? is this normal
Hello friends I feel a complete newbie and igtnoramus on the lease extension discussions and 90% of it is going over my head. I have a flat (one in a block of two) in a Midlands city - I live in the north - which I bought on a leasehold (think 82 years)in 2006, when I worked there. I now have a job at home and the flat…
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Renting a flat vs buying a flat on a limited income. What advice have you got for me?
I am just curious which would be the better option for someone on below average income? I am not earning a lot of money and I'm curious how much I would need for a flat? The only other problem is that even if I saved up enough, I still have to pay the mortgage and other bills while I'm earning a limited income. I do need…
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Letter Before Action to return unprotected deposit.
I need to send a letter before action to get my tenancy deposit back and I have a couple questions on the process. Here's what happened: The tenancy started after 2007, in England & Wales. I paid a deposit to the lettings agent that was managing the tenancy and initially it was protected with an insurance scheme (so the…
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Charles Church home over-priced by £14,000!
We were planning to buy a new Charles Church house in Andover. We reserved a Prestwick 2 House (to include carpets) at the asking price of £262,995 We liked the look of the show homes and thought the price would be indicative of a high quality home. Unfortunately it was just over-priced. Our mortgage surveyor valued the…
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Asking for compensation for rental nightmare
Will try and keep this very brief. I moved into this property in October 2012 I declined it but was made a promise of work being carried out to be completed before the end of 2012 and to this day this work is nowhere near complete. Unbeknown to the rental agency we are now in the process of buying a new build. The problems…
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Estate agent not releasing the deposit to landlord
Experts Wondering if anyone else has been in the same situation, I'm a first time landlord so not sure how to resolve the situation here. I used an internet based estate agency to set up my first tenancy on self managed basis. They found tenants, received the deposit and first month rent from the tenants. They passed the…
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Thinking of downsizing.......
Hi I am hoping someone can give me some advice please. My husband and I are thinking about downsizing back to the town where we used to live! We moved 8 miles away to our current home 7 years ago.....long story but the house we were buying in what I call my home town( I had lived there 25 years and my husband all his life)…
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Consent to Let - NRAM
Hi, Really hoping to get some advice here. My family and I are hoping to emigrate to Canada, however, the visa we are moving on is a study visa which requires us to keep our property in the UK. We aren't in a position to get a buy to let mortgage, so have been looking into the consent to let option with NRAM. Our LTV is…
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Rent Arrears and Probate
Anyone out there who can help me? I rented out a flat to a man who was charged with Harassment and could not go back to the flat, but he refused to either pay the rent or vacate when this ruling was made. Finally after 22 months he vacated and my solicitor suggested only after he had vacated that I should claim for rent…
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Garden size
Would you like to have a large garden in your next property? Do you value the space, privacy, more pleasant view that a large garden provides? Assuming the house, price and location suits you, would you opt for the property with small labour-saving garden, or the property with a lawn that might need a "sit-apon mower"?? Do…
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changing title deed
My mortgage is due for redemption. My partner has sold her house and wants to pay off my mortgage which is in my sole name. How do we add her to title deed so we own it jointly. and how long does this take
