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Extension of rental contract
Hi, I'm wondering if someone might be able to offer some advice... Myself and my fianc!e rent a property, we've been here two years, and we're coming to the end of our latest 6 month tenancy when the estate agent emailed to ask if we were going to extend for another six months, as we have done in the past. I emailed back…
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Countrywide conveyancers - should I stick with them?
I'm a FTB and I've just had a mortgage in principle agreed with a mortgage advisor from Countrywide. I did a bit of looking around before accepting and the mortgage deal offered seems to be pretty good (and I did find it helpful using a broker). The mortgage advisor suggested using Countrywide's conveyancers and being…
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Should I take on the council?
Hi-not sure if this is the right place to put this so here goes. When I bought my house there was an annual Licence fee payable to the council for maintenance and up keep of a private driveway/roadway that runs up the back of our houses (22 houses in total). I have been paying this fee every year £56.32 but I have recently…
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First time buyer - Should I increase my deposit?
Hi All My partner and I are first-time buyers and have a 25% deposit. We want to get a mortgage solely on my partners income, however, we need 198k and have been offered 182k by the lender. I can add my income to the mortgage, however, it gets complicated as I have been self-employed for 2 years and a limited company for 1…
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Newbie Question, how much would you pay?
Hi just found this site and I am not sure if I can do this on here? We are looking at a property and it's been on the market since July 2012 and was initially priced at £430,000. It has been dropped to offers over £400,000. One sale recently fell through after a few weeks and it does need modernising decor wise tbh. One…
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Does an evicted tennant have to pay a full months rent when evicted mid term?
As above. Tried to get an answer to this already but not happened. Keep it simple and general, e.g. Tennant and Landlord. Arrears, possestion orders, gas certs etc are not part of the issue.
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exchange of contracts
Hi I'm selling my property and wanted to go into rented for a while, before i decide to buy again. I found somewhere to rent, but was advised(rightly i believe) that not to put any deposit down until the exchange of contracts, just incase it fell through. The exchange was suppose to be the 28th of feb and have written…
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highest final offer
Just saw a house today which we love. An hour or so later estate agent phones to say someone's made an offer today (house has been on for months) which owner is happy to proceed with you have till monday offer to give your best offer or tough basically. No idea what the offer made was or even if it was in region of asking…
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Will make offer on London flat - need strategy!
Hi all, I'm a FTB looking to buy in London. I've resigned myself to the right balance of compromises rather than that misty feeling of finding my dream home. I've lowered my expectations and given up on my preferred area, any outdoor space or decent-sized second bedroom. And so, I've found something I want to make an offer…
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Proof of funds for Solicitors
Dear All I am about to buy a house on cash. For the past 1 year, funds have been sitting in 3 different bank accounts of mine. My query is, would 12 months bank statements of all accounts suffice solicitor's requirement? I wait for your valuable contribution. Thanks and Regards
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Been Gazumped what now?
We have just been gazumped by a cash buyer on a repo. We are happy to raise our offer but is it that simple or will we have to go though the whole mortgage application again having already received our offer? Everything was in place so we can prob move just as quickly as a cash buyer at this stage if it's just a case of a…
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Offer Accepted!
Hi everyone just wanting some more advice! We're FTB with a mortgage DIP and deposit ready etc. We offered today on a house we like, and it was accepted! I thought I had a fair understanding of the process of buying a house but now I'm not so sure! We're buying from an elderly couple, who are going into sheltered…
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You ever done your own canvassing for a house?
Has anyone ever done their own canverssing when looking for a house i.e printing up leaflets and posting then through doors when looking for houses in a certain area? If so any success?
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Multiple Occupancy Licence Violation
Hey guys, I want to get some advice on where I stand in the eyes of the law as a tenant in a house with a mulltiple occupancy licence of 6 people. From July 13 until jan 14, our letting agency had 7 people living in the house, each with individual contracts. Now one has moved out we have 6. I want to ask about their…
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Nightmare situation
We were due to exchange contracts & complete simultaneously on our new house yesterday. We have had lots of various problems along the way from help to buy forms being completed incorrectly to failed environmental searches on our newbuld property. There have been issues with having to have the property revalued to missing…
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Communal flat problems in supported living
Hi Im after some advice, my friend is in a supported living flat and has just found out that for the last 2 yrs he was meant to pay 68p each week for his share of the tv licence in the supposed communal flat..this is a block of 6 flats 5 with separate non related tenants and the last one top of building..staff occupied…
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Buying the next house before selling current - advice ??
Hello, Not sure weather I need the advise of an accountant or a mortgage advisor her, but I have I plan in mind regarding moving houses and would like to see if anyone has considered something similar in the past – I am pretty sure there’s bound to be some tax considerations somewhere. Currently a house owner with…
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Choosing an agent! 1% and 1 week lock in going down like a lead balloon!
Hello, Wanting to get house on the market. It's quite low value (looking to market at £110k with a view to selling at £105k. I've had 4 agents around. 3 fixed fee and 1 wants 1.5% commission plus vat. They fixed fees are coming in at: Connells £2250 haggled them down to £2000. Lock in 12 weeks manager ringing back with…
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First-time Buyers.
Were currently in the process of getting a mortgage. We've seen a mortgage advisor and have viewed the house. The house we want is currently on the market for £90.000 O.I.R.O. Now I'm wondering how much should our initial offer be. Its a 3 bedroom mid town-house, its need fully redecorating and will eventually need a new…
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First-time Buyers.
Were currently in the process of getting a mortgage. We've seen a mortgage advisor and have viewed the house. The house we want is currently on the market for £90.000 O.I.R.O. Now I'm wondering how much should our initial offer be. Its a 3 bedroom mid town-house, its need fully redecorating and will eventually need a new…
