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New build purchase
We purchased a new build property which we completed on in September last year. The developers solicitors have now sent us a letter saying that we didn't pay them enough money as they got their figures wrong! I'm assuming that they don't really have a 'leg to stand on' as we've already completed on the property. Do they…
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Finally we get to view some houses!
Finally after months of seeing potential houses we like come on the market only to be sold we are now in a position to view a few ourselves. Offer accepted on our home and a Nationwide Mortgage agreed in principal in place today. Hopefully we can find something nice so we can buy and just port our Nationwide mortgage…
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Sale by tender??
Hello, we are currently looking for a house and there are an increasing number of properties going on the market as a 'Sale by tender'. For the vendor, this is perfect for them as they don't have to pay the full whack of estate agents fees. Basically, the vendor pays a nominal fee up front to the estate agent and the agent…
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Bridging loans.
Hello everyone,around christmas we went to see a prefect house. However before we could even put an offer in the estate agent phoned us to tell us that the seller had been in and ripped the kitchen out.At that point they were unsure what was happening. Long story short the house in now with a different estate agent and has…
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New Build Valuations for council tax
I have recently bought a new build property and I am aware that the price would include a premium that once Ive lived in the house, would be knocked off the houses value if I chose to sell. Does anyone know a way to establish how much this premium is, because I think the council tax valuation is incorrect but I cannot…
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Do I change agents?
So I had an open day at my house in NE London (lived there for 4 years, let it for 8) at the weekend. I had high(ish) hopes after it was valued at far more than I expected, and all agents suggested selling on a open day and that I'd get offers straight off. Obviously, one takes what agents said with a pinch of salt; my…
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Calculating rent refund
Hi there. This is my first post on the forums, so apologies if I've put this in the wrong place! This also may be a bit of a long story, but I hope someone can help... I moved into the house I currently live in back in September and paid 6 months rent up-front. The house was great to start with, but then I received my…
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House sale
Hi, Just looking for some advice I am in the process of selling my house to first time buyers and am told by my agent that we should be looking to complete in the next couple of weeks. When advertised the house was put as no chain, but we have found a house on a new development that we really like and are potentially…
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Rental House deposit
Dear All, I am requesting for help here as I have been sleepless after hearing the news that my landlord/ estate agent wants to claim for more than the amount of deposit. Our deposit was secured by Tenancy Deposit Scheme, there was a check in inventory and now a check out inventory, though check out one is made by a…
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Freehold
Hi As a freeholder, can you charge the leaseholder of the property below (flat) monies towards the upkeep of the property? We live in a Victorian terraced house, split into maisonette and flat, I own the maisonette and freehold and the landlord downstairs owns the bottom flat and leasehold. I understand in large flat…
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stamp duty and 2014 budget
We're hopefully exchanging on a house this week (>500k but <1m) and looking to complete probably on the 21st March. The budget is on the 19th March. Does anyone have any views on the potential for stamp duty changes? My view is that if there is any reduction it will only be at the 250k level (say moving 250k to 300k) and…
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FTB being played by vendors/estate agent?
We found a 2 bedroom house we like, it’s a fairly good price for the area but needs a new kitchen, new bathroom and some cosmetic work. We initially made an offer 5k under asking price (we're in the south east where houses are being snapped up quickly), this was rejected, the estate agent told us the vendors want 150k (2k…
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Tenancy been ended by the LL
I am living in a rented house and have been sent an official letter from my LL ending the tenancy. It was sent by recorded delivery on 28th Feb, received on 1st March and the date they have asked for me to leave is the 3rd May. This is just after our contract end date and these are friends of mine who are selling the house…
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Anyone recommend a good Conveyancing Solicitor in Durham?
Need to find a good solicitor in Durham to progress a sale, can anyone recommend a good one?
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Buy To Let, No Mortgage - How Does It Work
Sadly I'm not in this position myself but I've just had a friend over for a catchup and they've mentioned this idea to me. I have no idea of the answer but you guys seem to be a collective library of useful information. Here is scenario: Person owns 3 properties 1 medium flat worth around £300k with a 65k mortgage…
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when is a house too big?
i am a single first time buyer. I am 32. I am in the process of buying a 3 bed house. i like the house but i think it would be more suited to a family. I like to hope for best and plan for worse. The worst case scenarios are: 1) circumstances change during fixed period. Then i could get a lodger (subject to bank approval)…
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House with a "Communal Garden"?
Hi, Viewed a house a few days ago which was lovely and ticked a lot of boxes but has an "unusual" arrangement wrt the back garden. The house is in a small development built about 12 years ago and the story goes that there was a low maintenance/gravel "communal garden" running along the back of this row of about five…
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To offer or not? What would you do?
Hi! Me and my other half are looking to buy our first property together. His property is under offer so we have a nice deposit and a mortgage agreed in principle for enough to buy a reasonably sized house. Our current predicament... We have seen a decent sized house, nice area, close to local infant school, big garden but…
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House buying advice needed
Just after some advice on what others would do in this situation. My husband and I have seen a house that we really like in the area that we want to live in. Over the past couple of months we have watched the house being renovated wondering if it was going to come onto the market. A couple of weeks ago when I was passing I…
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Offering to buy a property for let?
I've seen a property that I really like, the location and inside of it is perfect for me. Only problem is the owner has it up for rent, not for sale. Is it worth even asking if they are interested in selling? Has anyone had any success in doing this? I am thinking of just phoning the letting agency tomorrow and see if they…
