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PREFAB Mortgage
Does anyone know of any companies that will give a mortgage on a prefab property ? I am currently renting from local authority but hoping to buy. The house was refubished completely 2 years ago but not bricked up , I asked for the spec and it is: The cladding system was Phenolic insulation, 100mm thick, finished with…
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Odd situation, not the norm but don't know where i stand
Just wondering if anyone here can help me. This is an odd situation i know, but there isnt any way out right now. I was in foster care, and very unceremoniously chucked out of the care system on my 18th birthday with nowhere to go. On the spot, I and my then foster parents drew up a quick rental agreement which allowed me…
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Boundray Issue
Hi, I would like to ask for some advice with regards to a boundary issue. We are currently in the process of selling our house. Today our next door neighbour mentioned that 7 years ago [before we lived in our house] the shared fence was replaced by them and the previous owner. She went on to say that at the time she…
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LL moving to managed property
For the last year and a half I have dealt with my LL. I've had no rent rises, they've fixed stuff pretty quick and been alright, apart from a bit of mould, which seems to be ever present in every house these days! This year they are moving us to being a managed property. In other words, the estate agent will now deal with…
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Cleaning of windows in rented flat
I've been living here for about 7 months and have given the appropriate notice to move out in three weeks time. I've never cleaned the outside of the windows. The tenancy agreement says The flat is on the second floor (i.e. two above the ground). Is there any determination of what could be considered "reasonable, safe and…
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First time buyer - options
Hi, I'm a first time buyer, I started a new job in December (probation over early March, no problems) earning £33k pa and a company car. I have approx 21k in savings (15k easy access, 2.5k fixed rate and 3.5k in S&S ISA). I am looking at the following options: 1) 3 bed house at approx £130k-£140k pa with a 95% mortgage…
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First Time Buyer - Borneo Martell Turner Coulston
Hello Everyone, I am a FTB and have had an offer accepted on a house in Northampton. I have been doing research, mostly on this board, on various solicitors / online conveyancing companies. So far I have a lengthy list of companies to avoid avoid avoid! This company Borneo Martell Turner Coulston have come up on…
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Shared Equity Development - advice sought
Hi all, I'm a first-time buyer so apologies if I'm about to ask something that is really obvious to those with more experience. I've searched the forums and around the internet for an answer to this, but didn't seem to find anything exactly matching the situation. I've stumbled across a property that I really like the look…
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Last minute change on credit report - mortgage?
Hello everybody, I have posted this in the credit report board but haven't got much of a response...I have been frequenting these boards for longer and reckon there will be more people who have experienced similar. Hello everybody, A few weeks ago, I applied for a mortgage and everything went through fine. My offer was…
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Self build - financing
We own a plot of land and planning permission. Any suggestions on how we can raise £100K. We are both in our 60's and receive state pension. . I have a teachers pension. My partner is still self employed.
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Is this house made of wood?
Please have a look The bottom half is clearly brick. But what about top part? Is it fully wood or just ornamental? If wood, is it difficult to maintain in long run? The vendor is on holiday and EA haven't got a clue :o
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a confusing point in buying a house please help
hello all.. i found a house i liked, had the offer accepted blah blah blah, had the local authority searches done, it shows a lil risk of flooding as there is a duck pond 200m away (but has never flooded in over 50 yrs) but that is not a problem.. the land registry we had back is thou... the house is on a council estate,…
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neighbours tree damaged our fence
During the night of 22-23 Dec a dead tree in the corner of the property next to ours came down and brought down both ours and their rear fence. At the time of the incident the property was in the process of being sold as the owner had died in July. I initially contacted the estate agents and sent them pictures of the…
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Newbuild House issues
I have started a process to purchase a new build as a first time buyer on the help to buy scheme, with which i was experiencing issues with: incorrect advice, wrong information and general lack of communication when answering my questions. I complained to head office (in hindsight I regret this, however was finding the…
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First time buyer
Hi, I'm a first time buyer and have had an offer accepted for a house which the owner is no longer living in (so no chain) I've had a mortgage offer (all done through my financial advisor) but it has been dragging as the lender kept coming back requesting more proof of id,funds etc. my FA has said the lender will now be…
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High rise apartments london (£1250/pcm)
Hi guys. I recently made a post asking about places in London to live with a budget of £800 a month. I've revised my budget and can now go upto an absolute maximum of £1250 a month. I'm looking to get as close to the City of London as possible. I'm interesting in studio / 1 bedroom flats and I'm interested in high rise…
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Changing phone number and sub let electric....
I've looked on the internet but can't seem to find an answer so sorry if this has been asked a million times. I am moving into a flat above a shop on Monday. To get a head start with the broadband and phone I ordered Talk Talk Bb and phoneline as they indicated the phoneline was live. Anyway in my tenency agreement it says…
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Will my new garden get any sun? NE facing with pics
I am in the process of buying a house with a NE facing garden, everything else was just right about the house and my partner prefers the shade and also thinks when we have kids they can play out safely in the garden. I am just wondering if I will see any sun. I have attached google earth image but not sure what time of…
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How much does it cost to tile a bathroom?
We are in the process of buying a new house on the outskirts of London. The house has 1 ensuite (5'x7'), 1 bathroom (6' x 8') and 1 cloak room (3'x3'). According to the builder, it would cost us around £3000 to half-tile these 3 rooms. this includes wall and floor tiles. We feel this is quite steep. I checked Topps Tiles…
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Moving - what is needed?
Hiya, we'll be moving out of rented accommodation soon into a bought property (I can't wait) And I'm wondering what will be needed right away? The things that I have on my list is : Toilet paper, toilet seat, light bulbs, kettle, teabags, mugs and milk (Moving everything ourselves and none of us take sugar.) We'll be…
