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Buying a BTL with tenants. Which type of tenancy? How soon can evict?
I am examining what happens when you buy an inhabited BTL property. Picture the following scenario: Sue Seller owns a property that she rents to Tom Tenant. Sue decides to sell the property to Bob Buyer. Assume that Bob has no requirements for vacant possession (cash buyer or BTL mortgage, etc) so the exchange and…
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Ex lodger owes money
I am trying to reclaim a few hundred quid off an ex lodger of mine for unpaid rent. He is all moved out now so no issues of still being in the house. Solicitor has given me a number of options, we have finally tracked him down using an investigator and the solicitor has written to him (with no response) to give him the…
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Boiler certificate - how long should it take?
We're FTB and had an offer accepted on a house in November. Our solicitors have been ready to exchange for weeks now. We've got our contracts ready to sign. The only thing that's stopping us is a boiler certificate required for the house our seller is buying. We've been waiting for this boiler certificate for 2-3 weeks now…
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Neighbours sky dish on our chimney
Morning. Yesterday I noticed that some bricks in our chimney have come away in the recent high winds. That was when my husband noticed a sky dish on the chimney with a wire going into next doors house. Before I go round to see them, as it is going to need to come down for the chimney to be re-pointed, where do I stand on…
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New locks
Hi, My ex tenants have had 2 locks 'fixed' in one of my rental properties. They contacted a local firm and had them fixed but have now sent me the bill. These lock worked perfectly well before hand, and as they are responsible for the house whilst living there and they broke them, are they not responsible to have them…
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How much longer???
Hi all just looking for a bit of sympathy really - lol I've decided I'm never buying a house again! This is our first purchase, there's no chain and it's a private sale - and I'm still stressed. We viewed the House in July last year, made the offer in December (He and Ourselves were in no rush to move immediately) Offer…
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Confused - purchasing New Builds
We dropped into a sales office for a new housing estate near us (in SE England) to find out more about the process of buying a new-build, and I must say: we're more confused than ever. How does anyone organise this? :D As far as I could make out: 1. To reserve a home, you need to have placed your own house on the market,…
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House Share Advice Needed
I am 24 year old who has just been offered a chance to finally move out of my parents home for good. The offer is that a kind friend has just offered me a chance to be his lodger. I have a couple of concerns you can imagine at first with this, first one being is that I am currently on ESA and in the Support Group Cat. and…
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House size - how big?
We are looking to move from our 3 bed semi to a 4 bed detached with garage. The main reason isn't so much lack of space (there is only the two of us and the dog) but the desire to move to another area, to have a detached house with a decent garden (currently in a row of terraced houses with a garden half the size of a…
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Exchange deadline - what if we don't meet it??
We are currently buying a new build leasehold flat and have been given an exchange deadline of 28th Feb (1 month from putting down our deposit). We have only JUST been able to sign mortgage documents, our LA searches have not come back yet (they were sent off on 4th Feb), and our solicitor has advised that until the…
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RIghts of a Student in a letted flat
Hello All! My baby sister moved into a student flat in September...well she should have... Long story so bare with me. Late september - She was supposed to move into the flat with her boyfriend but was told it wouldn't be ready. They were put up in a hotel and told two weeks. Two weeks later - Flat still not ready, still…
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Completion, Trees and Insurance
Hi, I finally completed on my new property on Friday, yay :) . Saturday morning I popped over for my first visit as the actual owner after popping into town. I walked through the door and the Estate Agent phoned to tell me that some trees had blown down overnight and next door had already called to let them know. It turns…
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Vendors messing me around grrr
This has been a right ball ache from start to finish. 1) the vendor agreed to move out to rented house if they couldn't find a house on time, this was agreed via estate agent and in writing via email 2) they then kept changing exchange dates, until i got that miffed i said either we exchanged or i was pulling out of the…
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Would you buy a house next to a petrol station?
Hi, We've seen a house that ticks a lot of our boxes however the one thing that is slightly putting us off is the fact it is next to a petrol station. Now its got a big back garden and a very high fence so when you are in the garden you wouldn't see the station however I suppose there is a chance you'd "hear" a lot of the…
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Churchill Retirement properties - any experiences or advice?
Hi all, Posting on behalf of a relative in their late 60s who is considering selling up and moving into a new-build apartment from Churchill Retirement Living. Everything is moving fast because of ill health, which is pushing relatives to find somewhere more without stairs etc. to live. The building looks impressive and…
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Cost double glazing/central heating etc
Hi there, I'm looking to buy my first (1 bedroom )flat and I've seen one I'm interested in which is o.i.e.o £52500 (home report value £55000). The flat and the close are all in great condition but the flat doesn't have any form of heating installed (other flats have GCH so I know it's possible to get it ). I also only has…
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Buying / transferring property
Hi All I live with my parents and they would like to either:- Sell me their home (less than the market value) Or give me 50% of the property (I give a lump sum and then pay monthly payment to them until the 50% is paid) Both options are currently being discussed. The main reasons for this is 1) They are pensioners and…
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Renting property - landlord has left rubbish in the house
I picked up the keys today to a new rented house I have signed a lease on. Only problem is - apart from the house being very dirty and not ready to move into as agreed - there is also a considerable amount of items left behind. These include broken garden furniture, battered decorating equipment and nearly empty tins of…
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Buying First House-What Happens Now?!
Hello! We're first time buyers and to say things happened fast would be an understatement! Found a really nice house out of the blue on Tuesday, but had no mortgage in place, so had to get one rushed through in order for us to put our offer in on Fridays tea time. Offer was accepted, and our solicitor has been instructed.…
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Invest more in mortgage v Have savings
I am in the process of buying a house for 150K. I have a 25% deposit, however I could stretch to 30% and get a better rate. I think it is better to have some savings in the bank for a rainy day. I read somewhere that it is advised to have about three times your salary for a rainy day. Is this correct? I am interested to…
