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Property being built over our access rights
There is a strip of land next to our house which is owned by a property developer. We have access rights over this to get to the top of our garden. This is stated in the title deeds and in our house purchase contract. The land owner has put in a planning application to build a house on the land which would not leave room…
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Solicitors in administration....
We purchased a house in march 2013. Mid August I got an email saying : ''I write to advise that I am taking over conduct of your file in order to conclude the registration formalities. I would advise that delays in registration have been caused as a result of the Form of Discharge provided by the seller’s solicitors not…
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Landlords. Advice needed on buy to let please
Hello, I am thinking of buying a house to let out and would appreciate some advice as to what is a worthwhile yield? I have seen some calculators which work out rental yield but these do not take into consideration other costs such as management fees etc. How do you work it all out please? Thanks
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Help to Buy Exchange of Contracts - buying off plan
Hi there, My wife and I have just reserved a new build house off plan - it has an estimated completion date of July/August 2014. We've been told that contracts should be exchanged by 2 Feb but they did say there is some wriggle room there. I am a little concerned about a couple of things and wonder if anyone can put my…
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How to renegotiate house price
Dear all I'm a buyer and very much liked a 4 bedroom end of terrace house [asking price £340,000] in a new development in Hampshire. The house I'm planning to buy was built and sold brand new just over 2 years ago at price below. Property type: End of terrace | Tenure: Freehold | Last sale: £269,000 | Sale date: 15th Aug…
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Help to buy for joint application
All, I know how help to buy scheme works but not sure how it applies for joint apication. We will be considering joint mortgage application for our future house. My husband is not a first time buyer where as I am. Are we or I eligible for help to buy scheme? Thanks, Vidhya
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Partners Poor Credit History
Hi, I have a credit score of 999 (excellent) and my fianc! has a credit score with Experian of 716, which is just 5 points away from entering the Fair category. My partner has had previous credit issues and difficulties in the past where her Experian report is showing 10 accounts satisfied and 4 defaulted. However all…
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storm damage.
We are due to move at the end of the month. After recent storms we lost the guttering on the loft dormer, I had this replaced today. I have also just noticed in the front bedroom the parallel window above the main window has started to condensate up[double glazed]. Its only a small amount but dont know whether I should…
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Positive renting deposit story ( as it is new years eve )
I moved out of a rental property which me and my wife had lived in for almost 7 years earlier this year, we purchased a property and had an overlap to clean the flat before inspection, however due to the house being filthy and damaged when we were moving in we lost most of that cleaning time ( but did the best we could )…
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Reserving a Help to Buy property
My husband and I want to sell our shared ownership flat (just in the process of getting it valued) and buy a larger house through HTB. We've been told we'll qualify for the scheme and have been given an indicative mortgage quote. However, the developer will not allow us to reserve the house we want until our flat is sold…
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any opinion on this situation would be welcome
The council may be able to provide me with temporary accommodation until I get myself sorted with somewhere to live. The accommodation will cost £140 per week and I think that it will be a self-contained flat. I will have to pay other bills but I will have my privacy - no pets allowed. My second choice is staying with…
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Mortgage advice please
Hi All, Me and my partner want to buy his parents house. House is valued at £410,000. They have agreed to sell it to us for £300,000, with personal arrangements to re-pay the rest (through re-sell, development etc) We will have a £100,000 deposit in 6 months or before but we want to buy in 6 months. We are both currently…
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Negotiating Price
I am looking to make an offer on a flat in London advertised for £155,000. Could someone please suggest what my first and subsequent offers should be in order to ensure I can buy it for a lowest possible price.
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Do I have to pay for professional carpet cleaning (complications)
Hello all, Any idea what my rights are in this situation? My landlady is demanding that I have the carpets cleaned professionally, or pay £100 for this. This is the first mention of this (it's not in my contract) and I'm going to struggle to arrange it before Thursday. I'm unwilling to pay for the following reasons: 1) I…
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Rent out or sell?!
Hi, This is my first post! I am after some help - I'm in a bit of a dilemma and any thoughts/advice would be greatly received. I own a house (approx 50%) but am really not happy with where I live at the moment and it was never the long term plan to stay there anyway (acquired mortgage in my mid-20s about 6 years ago). I…
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zoopla - tempt me - hidden?
Hi, i've had my house on tempt me on zoopla for two years and it is now at a substantial discount to the list price - and yet not a single enquiry. I tried to 'test' zoopla by looking for temptme houses and i can't see any link on the zoopla website or indeed any means to do a temptme search. Has the facility been removed…
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My neighbour's are going to build a 4.8 metre extension under the new laws!!
Hi,any advice would be much appreciated. I live in a small semi detached. Birmingham CC planning dept have notified me of this single story-extension under the neighbour 'consultation' process. I have raised concerns about the close proximity to my boundary, overhanging guttering, the roof pitch and right to light as this…
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Help to buy
Hi- does anyone know if and when you have 20% equity in your property if you can remortgage to pay back the 20% government landings on the original help to buy scheme?
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What are my chances of getting my deposit back in full?
Tomorrow i am due to hand back the keys to my rented property My too biggest problems are the state of the garden, and the carpets The garden is in a little bit of a state, most of this however is due to the season, and the weather. It's almost completely flooded and has been that way fairly consistently during wet months…
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Buying council Council
Hi every body I want to ask this question for my sister. She is currently living in a council house which she wants to buy under Right To Buy but she can not figure out how much discount she will be entitled to because she first started living in a council house in 1990 but then in 2011 she did a mutual exchange with…