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Loaned Stamp Duty?
I know mortgage lenders look down on and/or will not lend to those people with a borrowed deposit- so we plan to save it all our selves as I have no intention of taking even part of it as a gift (plus its not being offered! :rotfl: ) We do however keep on being offered some money as a loan, and I am wondering whether…
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Rented House Lost Window Key
I'm sure it's going to turn up in the house somewhere but I'm just wondering what happens if I can't find it? Is it likely that the landlord will have a spare?
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good time to buy??
right ive been thinking about buying my own little place for months now got more than needed for my deposit etc and other bits but dont know if to take the plunge its just as i want my own place and everything but scared something will go wrong help!!!
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Is anyone waiting til 2014 to buy/sell?
Just out of curiosity, is anyone holding off / waiting to buy and sell till 2014 with the governments new initiative of up £600,000 on old and new houses please?
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Moving abroad, renting flat - interest or capital mortgage?
We're moving abroad and renting out our flat (our primary residence, so is not buy to let). As the flat has now become income generating, does it make either interest only or capital repayments a 'better' option, and why? Thanks!
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Final Tenancy Inspection
Hi all After successfully getting our mortgage and house bought, we move in next Wednesday, and cannot wait. We currently rent our cottage, and wonder what we should expect in our final inspection? Any tips welcome. House is being inspected this afternoon and is the cleanest I think it has ever been! Thanks Mmk
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Fire & Asbestos Safety Certificates
Hi I am in the process of selling my one bedroom flat with share of the freehold. The vendors solicitor has asked me to provide a fire and asbestos safety certificate for the communal hallways (It's a converted victorian property with three flats) It's not anything I have ever heard of and can't seem to find much useful…
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Will complaints on neighbour by others show up on any searches when I sell.
Currently doing my house up to sell and spending a small fortune to make it decent. I get on well with my neighbours but they are dog sitters and also 'foster' a number of other animals so the place can be smelly in the summer as they leave the door open. I remember them telling me some other neighbours complained about…
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Terminate Tenancy Early
Hi, I am 4 months into a 6 month tenancy agreement of a House. We have purchased a new house so need to terminate early. Our agent has asked us to the return the keys but we must pay the 6 months rent in total. Surely if I have to legally pay the rent, I should retain the keys?? Also, there is a clause in the contract that…
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Is the lender's valuation report reliable?
We offered 468 000 for a house two months ago and it was accepted. However since then we have had three key pieces of information that mean we are looking for a discount:* The house has subsidence history and has been partly underpinned * The house needs a whole new roof * Our independent building surveyor valued the house…
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Unfair Croydon Council unfair taxes
I have recently acquired my house back having evicted my second lot of 'decent, reasonable' tenants. Never again. Having got property back and informed council. They say I will be charged the full council tax even though the property is empty pending sale. I pay for another property in another area. If it was empty for…
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selling a portion of my garden
my son has asked me to sell a portion of my very large garden to him so he can build his own property, how do i begin this process please?
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selling a portion of my garden
how do i sell part of my garden to my son? what do i need to do ?
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Break Clause in Tenancy Contract
When organising my tenancy I told the estate agency I wanted a 6 months break clause. Here is what it says in my contract: The term of the tenancy is 12 months from 05/04/2013 to 04/04/2014. Now I am wondering can I give 2 months notice after 4 months of living here and leave after six months on 05/10/13. Or do I have to…
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help to buy scheme query
hi all, im looking at a help to buy development near to me and just had a question, far as i can work it if we have a 5% deposit the governemtn will put in UP TO 20% of the purchse price then we get a mortgage for the rest. my question is does anyone know the criteria on which they judge how much of that 30% they put in?…
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Fair/Lawful end of tenancy
I am due to renew my 12 month tenancy contract and noticed rather unpleasant trap may be it is not but decided to check with fellow MSEs. AFAIK some contracts have break clause saying you can give a two month notice after say 6 month of tenancy. Although my contract have such a line which I will paste later it also says it…
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Where do we go with our house sale?
Sorry for length of post! You guys always ask for detail, so giving it up front! House has been on market since mid March with agent 1. Started at offers over £138,950. Prices checked out with sold prices in area as much as it could as its a new build estate with not much movement. The 5 agents we had round varied their…
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Residential status
Hi Apologies if this is in the wrong section. I am slightly confused. I am married my wife as purchased the house in her name and is the only name on the deeds and mortgage. When applying for credit cards etc what should i put as my residential staus. many thanks for your replies
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Shared Ownership Leasehold
Hi All, I am purchasing 25% of a flat and the lease has 77 years left and am looking to extend it once the sale is complete. However I cannot seem to find information on how it works for a shared ownership property and is it the case I pay 25% of the fee and the HA pay the other 75%. Anyone got any ideas? Thank you
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Home report questioning internal works
In the process of getting our property to the market (Edinburgh area) and just had the home report done. Last year we turned an internal window (between our bedroom and a next-door box room) into a doorway to create a walk in wardrobe. We used a 'joiner' from mybuilder for the main works (knocking through and installing…
