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Help me Please with Mortgage Advice
I hope I've posted in the right place and please help/advise if you can. Basically I have recently separated from my husband and finances finally sorted etc. We sold our family home 12 months ago and have been renting since. I left the rented house with our children and I'm renting a smaller house but now looking to buy a…
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Sole Agent Agreement and Part Exchange
Hoping someone can clear up something that's on my mind... We placed our house on the market last summer but unfortunately never attracted many viewings and decided the only way we were going to manage a move was by going for a Part-Exchange. Now we have agreed a part-ex deal and the builders have instructed us to remove…
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when to insure the house were buying
hi all, really silly question, when do i need my house insurance to be sorted? its a new build house, we exchange conracts next tuesday and complete friday, so do i insure from tuesday or friday? many thanks J
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£1,040 electric bill for 6 months...
I need some advice on something that I have absolutely no idea about. Myself and my boyfriend started renting a flat last September, and this was my first proper 'home' away from parents and houseshares. [By the way, the flat is a small, two bedroom flat, with storage heaters throughout, which we used over winter.] On…
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Environmental Protection visit - URGENT HELP NEEDED!
I live in a flat above a retail outlet, both are owned by the same Landlord. When I moved in, back in February, the business downstairs was not yet trading, however since beginning trading in March there has been a constant issue with the noise. After several polite attempts to request the music be turned down I took it…
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Help with registering land/Old deed
Hoping someone can help me - will try keep this short and will contact a solicitor if I have to. Purchased a property nearly 2 yrs ago - probate sale. Did all my homework or as much as possible anyway. Had a small delay as once received the title plans not all the land offered for sale was on the plan (property had been…
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Pushy estate agent - should we complain?
We are first time buyers. We viewed a property 10 weeks ago, placed an offer which was accepted. So started the process. No chain either end and we are buying from a Freehold company (it's one of their ex rentals). The estate agent started out really nice. Over the past 3 or 4 weeks, however, she has harrassed us and…
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First time renting help needed
I'm disabled and moving in with my boyfriend and at least for the first 2 or 3 months my personal income will just be DLA. My boyfriend has a full time job which will give us a total income of around £1500 a month. The more I think about it, the more I'm worried we are going to come into problems so I was hoping people…
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Buying our first house so why would we rent it out?
I'm after a bit of advice about house buying and renting, as I'm not very knowledgable on the area! My boyfriend and I currently rent a mid terraced property but eventually we obviously want tostop renting and buy a house. Recently the house next door to us went up for sale for a really low price and my boyfriend wanted to…
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can i move in with dad and not pay fees for mother-in-law
my mother is in a nursing home, we pay a top up fee. my father is living in the family home, but is becoming a danger to himself. can we sell both properties to buy one together only if he dies do we then have to sell up to pay for mothers fees. is there anyone out there who knows
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Gifted deposit- how far back do we have to explain deposits?
Hi all, We've had an offer accepted on a house and have been sent the preliminary papers from our solicitor asking to provide proof of our deposit. My half is coming from my parents, but as most of is locked away for another few months my boyfriend's parents have offered to lend us the difference in the meantime. According…
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International Mortgage
I live and work overseas and want to buy property overseas. Is there any banks that offer international mortgages?
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Preferred tenants
Hi, Just wondering if any landlords out there could advise as to what kind of people you would prefer as tenants. We are viewing a property to rent on Saturday and are the first of 6 viewings that day. From the details the house looks perfect and so unless there is something drastically wrong I can imagine we would want to…
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Estate agent offering house for let before I've sold it
I sold my house to an investor and exchanged on the 29th of May. However as the buyer is out of the country, he's unable to complete until 14th June. I've just visited the property today to make sure it's all ready for sale and I found that the estate agent has put a For Let sign outside and it's on RightMove and has been…
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Letting agent charging for referencing
My letting agent is attempting to charge each of us (4 of us, student house) £30 for a reference for our next properties. They have been charlatans from day 1 tbh, when the agent we originally signed up to, who was extremely well thought of, suddenly sold up. There is no mention of such a fee in the contract, and I am sure…
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Selling shared v full ownership?
Hello, I am in a shared ownership house. I own 50%. I am planning to move house in about 5 years time. My question is, am I more likely to sell the house if I leave it as shared ownership or should I buy the other 50% now and sell it as the full ownership later on? The other side of it is whether I would be be able to…
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MSE News: Letting agency fees 'truly out of control'
"Tenants are having to go without food and heating to cover 'out of control' letting agency costs, says Shelter..." Read the full story: Letting agency fees 'truly out of control' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro…
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Private water/sewage pipe and pump
Hi there, I am looking to purchase a property and the survey has come back to say the property is connected to mains sewage via a private pipe and pump. Looking into it more deeply we have discovered the property was once on a septic tank. My question is that the information we've been given state that we will be…
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Vendor slow ?
Morning offered and had it accepted last friday , so far Vendor has not supplied any convenyancing details , despite being asked (and having promised them) since the start of the week should we be concerned?
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Need some advice regarding options.
Hello I have been doing some research and that brought me here, so I thought I would ask you kind people for your expert advice on what option to go down. The situation we are in is our home is to small for us and we need a bigger place but we love the area and have a huge garden just weary of moving BUT that is one of the…
