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OK-I'm never going to be able to buy a house. Other options?
Thanks to a whole combination of circumstances, many my fault, some not, I'm still renting at 38, with no prospect of being able to save for a house. As a single man with no children and not disabled I'm not going to qualify for social housing, unless there is suddenly a mass council house building boom. Fine. I've got to…
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Negotiating on damp work - advice please!
Evening all After some advice please. We are in the middle of buying a house that is in probate. It is in need of renovation, not an overhaul but in time each room will need redecorating and kitchen and bathroom replacing. The price we bought at reflected the amount of work required. But then the survey has highlighted 3…
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buying from a deceased estate
Hi all, We're due to view a house on monday, and according to the EA (which also happens to be our EA) it's an deceased estate sale. So, just so we go in with our eyes open, what are the pitfalls of buying from a deceased estate and what questions do I need to be asking? It's all still quite academic at the moment as we…
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Good interior design and decoration company in Epsom
Hi, Sorry if this is not supposed to be post here. Anyone can recommend a good (affordable!) company which can do interior design and decoration of a family house in Epsom? Many thanks.
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Mortgage payments - How much ? Help...
Hi, My wife and i are planning to sell her flat and buy a house. Weve been told we can borrow over 300k. However repayments would be too much on this amount. Our joint income is £3,770 per month. We have £30,000 in savings. We have no debts. We arent sure if we will make much if anything on the flat. The problem is we want…
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From offer to completion
How long is it generally from offer to completion? Example if the bottom people are cash buyers and the top can move out when ever.
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At what age did you opt to buy your first property?
Recent statistics indicate that the average age for first buyers has risen to a staggering 33 years of age. Just interested to hear a little about your first buying experiences; at what age did you enrol into your first mortgage?
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When you look to buy do you do look at its saleability factor in future?
I find I'm doing that a lot as I don't want o be stuck in property if no one wants then meaning I lower price. But on flip side have seen some cute and quirky properties which thought were ok except rooms like kitchen too small (4ft width and 11ft length) but oddly still liked but cause of current kitchen (14x11) hard to…
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Just Had An Offer. What Questions should I ask?
Hi Recently recicived an offer on our house and wonder what questions I should be asking the EA about the potential buyer? Any info appreciated as i am new to all this Many thanks
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leasehold maisonettes in blocks of 6
I can't work out how this all works. There is a freeholder who grants 99 years leases on these maisonettes. There is no service charge, as there are no communal areas or gardens. Although there is a yearly ground rent (not a lot initially). Each occupier has to arrange their own buildings insurance. How does that make…
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accepted an offer
Well we have been very lucky and accepted an offer 24 hours after marketing. Offer was 125k and although we had a lot of interest we decided to take it as it's at stamp duty threshold and the buyer appears to be in a good position and motivated. It's a long way to go of course til the sale completes but I thought it might…
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Tenancy and responsibility for leaking washing machine
Hello! My partner and I are currently in rented accommodation. This morning I discovered a slow dripping leak, which I am almost entirely certain is coming from a damaged or badly-connected fitting on a hot water inlet pipe for the washing machine (the leak is coming from the connection between the hot water pipe from the…
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Location - how much research do/did you do ?
We've decided to move from a town of 50,000 people to a much smaller town of 5000 people in the next county. When I visit my mother this is the place with her nearest station so I know the train service, location of post office, bakery, pet shop, mini-supermarket, leather goods shop, handbag shop, dry cleaners, charity…
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Deposit Return [Help wanted]
I started renting a property about five years ago. When I was meant to move in the property, which was a new build, wasn't finished. I had to wait a couple of weeks, then moved in but still various items were not finished. I catalogued all these faults, photographed them, and agreed them all with the landlord. I paid £650…
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Anyone live in Coventry? Nice areas?
Living in Leamington, but now looking to buy. I have £20,0000, oh is MF with flat worth around £165000 and £30,000 savings. So looking at something in the £200,000 range, maybe more as we may not buy for another year or so, so that's another £5G in the Isa's each per year we delay. We need a min of 3 beds as we have my…
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Rent+given 2 months to leave- is this right?
Hi, Friends of ours have rented from a private landlord for four years and have been given 2 months notice to leave. Can I ask is this the minimum notice please? Thank you.
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Letting Agents' Terms and Conditions
Yesterday I engaged a new letting agent to find me a tenant. They insisted that I signed their terms and condition, three pages of very small print. Aware of the 2009 judgement in the High Court in the case of The Office of Fair Trading - v - Foxtons, I pointed out to them that many of their T&C had been adjuced to be…
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How to word a response to an offer
Morning all Just wondered, as we are FTS and FTB`s , we have received an offer for our property , it`s not as high as we would like but my question is , how do we respond in regards to how quick can the buyer move We want to be exchanged and completed ASAP so what questions do we put to our EA to make sure the people…
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Tyneside flat, roof repair, neighbour refusing access
Okay, so I currently own a first floor flat, which has a criss cross lease (also known as a Tyneside lease) where another couple owns the ground floor of the property. Our roof needs to be replaced, and it's been one of our things to do since we moved in 2 and a half years ago. When it's very windy, tiles have come off the…
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Nationwide Consent to Let
Hi, I'm after a bit of advice! I currently have a mortgage with Nationwide, which I have only had for 4 months. Due to unforeseen circumstances (family member becoming ill), I am looking into moving back out of that property and obtaining a Consent to Let. Is there a minimum amount of time I should have had the mortgage…
