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Service charge dispute on estate
Hi all, well our ongoing saga with our conveyance continues! Has been 11 weeks now. On the new estate where we're buying there is an ongoing dispute between the whole estate and a maintenance company who were employed to maintain the gardens etc. Basically people were paying but nothing was being done. So the whole estate…
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mobile park homes
I have a tenancy agreement signed by land owner stating rules and regulations of mobile home park. The site has now been apparently sold to new owner who has just sent a plain letter (no headed paper or signed) stating 25 new rules for the site. one of these rules states that we now have to pay an extra £2 per week if we…
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Homebuyer's Report missed major roof problem
Just wondering if we have any comeback and whether it's worth pursuing... We bought our house (Victorian terrace, 1890s) just over 2 years ago. The kitchen is at the back of the house and was converted from a bathroom more recently. It has a mono pitched slate roof with a Velux skylight. All was fine for the first two 2…
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adding spouse to a tenancy
My tenant has been in the property for 6 months, everything is fine and he has paid on time etc. He is getting married next week and has just phoned me to say that the Estate Agents who manage the property for me have told him that he will have to pay a £95 fee to add his wife to the tenancy. He is not happy with that and…
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Where to buy in London
Hi Everyone I've recntly got approved for a mortgage to buy my first property. I'm looking for a 2+ bed in London, preferable with decent transport links/an easy commute to Liverpool street. My budget is around 350k (much more and would begin to stretch myself with monthly payments). So far I have been looking in Bow but…
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Issues Found in the Survey
Hi, Wondered if I could get some advice. We are in the process of buying a house that needs a lot of updating. We knew it needed a fair bit of work and factored that work into our price. However, in the various surveys we have had other issues have been found. The 2 main ones are - 1. No window lintels, so the wooden…
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Pesky holiday
Hello everyone, This is my first post so please be gentle :) We accepted an offer on our house from a cash buyer a couple of weeks ago after being on the market for eight months. We've had an offer accepted on a new house where the vendor has already completed the purchase of their new property, so there's only three of us…
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Chancel insurance
I seem to be relying more and more on this website... thanks! So house purchase is going through listed building from ~1600 it was a servants cottage for local manor house which has been there in 'some form' back to 1100's. The cottage was sold off from the estate in early 1900's I got my searches done and one thing that…
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is it a shared drive
Recently spoke to my neighbour about erecting a fence between the houses (both are end terraced) as at the moment both properties back gardens are open to each other and i and my family would like to have some privacy. There is a garage on both properities side by side situated about four meters of the back of the house…
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Landlords - What's the LTV on your BTL mortgage?
I understand this will vary hugely, but for the landlords out there with BTL mortgages - What is your LTV and interest rate if you don't mind sharing please? I ask as we have a rental property which we are hoping to remortgage in the near future, we haven't been to a mortgage advisor yet but I'm curious to get a feel of…
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Is a viewing no-show a timewaster or should I rearrange?
Can any experienced house sellers please advise me? Of 3 viewings booked yesterday, 2 turned up as planned but the one who had specifically requested a 10am viewing didn't show or contact the EA to cancel. I'm really annoyed at the rudeness, especially as it inconvenienced my tenants who kindly agreed to get up early on a…
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Stamp duty?
Hi there, Just wondering if someone could help me, I've been given two pieces of advice. I'm buying my sisters house for £175,000 and there liable to pay stamp duty of £1750. IFA advice - buy your sisters house for 125,000 and gift her the rest of the money there 'avoiding paying the tax' SOLICITORS advice - you can't do…
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High Street Estate Agents or 'Online'
Hi I am considering selling a property (in the region of 375K) in an area of the SE where properties appear to be selling well. I have sold/bought 5 times previously and each time wonder what the h**l I paid all the fees for. Any thoughts, suggestions and/or recommendations? Thanks Chris
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An enquiry to the Rent Assessment Committee has led to a tribunal against my wishes..
Now resolved
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Terminal illness
My tenant, who is single, also without a partner, has just been diagnosed with cancer. It appears at the moment that he will not ask for financial help from the state, he also has no savings. He is a very good tenant and is on a periodic tenancy and has been for over 3 years. We have a friendly relationship with each other…
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Shared Equity repayment and Lease Extension Dilemma
Hi all, I'm after a bit of advice. We will be putting our property purchased 10 years ago onto the market in 5 weeks. The property was purchased on a key worker scheme with the help of a equity loan. The loan equated to 28% of the total value of the property when first purchased and we have to pay this same percentage back…
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Valuation less than offer price (repossession property)
Hello, I'd be grateful for some advice about a situation. In a nutshell, I have a decision in principle for mortgage representing 90% of the property value (max. loan £116k). Found our ideal home that provides everything my family and I need for the medium-long term: a repossession property that originally went on the…
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Tenant loses tenancy deposit and two years later "wages war on Estate Agents"
Tenant who lost his tenancy deposit over a damaged carpet back in 2011 has appeared in court after cutting down 140 LA/EA "for let" and "for sale" signs, apparently dumping them at landfill sites. Reported in Manchester Evening News - link
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What to do???
Hi all, Need some aDvice please.... I have a house that's worth £425-£450000 our mortgage is £210000. We were thinking of selling the house in Surrey and moving to dorset, this would mean all our debts paid off and could buy a similar property for £250-£275000. The main reason for selling is that while we can afford the…
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Surveyor
Hi I am a newbie here so thanks in advance for the advice. I am looking to move & with the market being rubbish atm, I want to rent out my house but remortgage with a buy to let mortgage and release equity as deposit. Both mortgages have been agreed in principal but when the surveyor viewed my house he has basically low…
