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Shoddy building work outside of warranty
Asking for a relative. He Bought an upstairs 2 bed flat about 4 years ago with 2 year warranty on it. In the last 18 months or so they have noticed that at the top of the stairs the concrete is breaking away and crumbling indicating very shoddy building work. It was a new build by Bovis but they have said that as it is…
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Yet another deposit post...betterment?
Hi all, I know this is a bit *yawn*, but we're having problems with our landlord after moving out of rented accommodation on 22 April. It was a furnished flat, but before we agreed the let, we asked the landlord if we could remove the 2 double beds that were there as we had our own kingsize bed and 2 year old twins who had…
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Renting - Pigeon stuck in chimney!
We seem to have a Pigeon or some bird stuck in the chimney of our rental. It's got a fitted electric fire so no access up the chimney. Who's responsible to get this removed myself or the Landlord?
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how to tell if "victorian" plasterwork is original
Hello Posting here in the hope that someone can help point us in the right direction. Not exactly moneysaving but I suppose we'll save money if we don't buy the house! We are looking at buying a Victorian semi that has tons and tons of ornate plasterwork. Ceiling roses, frieze, and even picture frame type decoration…
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Landlord rents from local council....HELP
Hi, I hope someone can help me. My daughter has been renting a flat for the last 6 months, paying her rent regularly etc. Today she has discovered the landlord has been renting the property from the local council whilst abroad and claiming benefits himself and had no right to sub let it. A deposit was paid and rent was…
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dispute with landlord over deposit to go to court
Hey guy. So a month ago now I posted about my landlord and him not giving my deposit back and you all agreed he should give it me back. (Cant search it on my phone but if anyone can and post it please do) So advice was to write a pre court letter so I did this and got a letter back basically saying do what you want. So now…
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Access rights scotland
Hello, My wife is in process of buying a house in Scotland. It is accessed through a pend and there is rear access to a lane. However it is not clear in the Land Registry that there are rights of access to it. It is over two hundred years old with part of it extended in the 80's. It has been owner occupied since it was…
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Garden Extension and house on separate deeds? Downside when buying?
Hi All, We have viewed one house recently in Edinburgh and the house is pretty good (although a little too expensive). The thing is owner told us that there is some extra space outside his rear garden, which he bought to stop the developer from building new house there. However, that is on a separate deed (under owner's…
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Exchange process
Finally received an email from my solicitor telling me that they are sending out the title deed, mortgage deed and contract for me to sign. Once I sign this and they receive it, is that exchange complete? Is the contract signed by both the seller and me, or separate contracts for each party? Is there anything to watch out…
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sell to buy or rent? FA help please
We are looking to sell our home by mid june/july due to daughter schooling. It valued at £119950 . It has been on the market for four weeks. We have recieved two full asking price offers (1x fell through, the other hasnt sold their house yet so is irrelevant). Daughter has two options one in Hull and one in Loughborough.…
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Searches results
We are first time buyers and had an offer accepted on a house towards the end of March. We have had out mortgage approved and sorted out a solicitor who was recommended to us. Everything was going ok until it came to the searches. We asked for a few to be done and it has taken over 4 weeks for us to hear anything from the…
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Need some help
Seen a property I wanna rent £90 a week with no bills. Internet £20 have to pay additional £20 for router one off: all other bills pay as you go. That a good way to pay? Seems good if I go away or something
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Advice for first time buyer
I'm alittle bit of a novice when it comes to buying so I am looking for advice to plan ahead. Right now I live in a rented flat which I pay £550/month for, The purchase price for it is around £110,000. At the minute I have around £16,000 (£5640 in ISA and £11000 in a savings account) in savings and save £200/week). Come…
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help with a notice period
Hi, hope someone can give me a bit of advice. I’m renting and my yearly tenancy runs out on the 20/06. I visited the estate agents today to give 1 month notice that I will be moving out on the 20/06. However, I was told that I needed to give 2 full months notice, and that the earliest I could move out is the 20/07. I…
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Siblings inherit house - how to buy the others out?
My 2 siblings and I have inherited a house and some cash. We are all executors of the will. The house is about the same value as the cash. We've all agreed the value of the house. We've also agreed that I will take the house and compensate my siblings enough so that everyone has an equal final share. I am trying to…
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Please FA's and Mortgage advisors I need your HELP!!
Hi, I’m really really deflated due to some news we got about ourmortgage application today. Myself andmy partner thought we were in a great position to apply for a mortgage but itappears this is far from the truth. Ok, so this is our story. We both boughtproperties in the height of the market (2005) both are 2 bed terraces…
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Putting in a offer before selling our property
We have an apartment that we've just put up for sale. We owe £73k and expect to get £60k due to negative equity - we are paying off the difference. As we are not taking any profit from this sale to put towards a new property, are we allowed to put in an offer / apply for a mortgage for a house that we like? It is £130k and…
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Buying at SD Threshold
Hi I've offered on a house, and if (when) we come to an agreement, I'm guessing we'll be right about the £125k mark. I'm just wondering how this might leave me in the future. If I buy now at £125k, will its value increase, or will I be stuck with a house that is worth right about the stamp duty value? I'm asking because…
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proof of deposit buying a home
For a first time buyer, to apply for mortgage does the bank requires the deposit proof for mortgage application?? what if someone arranges deposit within last couple of weeks (family & friends helping)?? will the bank/soloicitor raise any questions??
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200K house with links to S and E London?
This is probably a silly question but is there a relatively nice area that you can buy a house for £200,000 and get good links to South and East London by public transport?:) I am overpaying my mortgage at the moment but I am thinking about moving to a house outside of the stupid London prices eventually. We don't drive so…