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do you need to tell your contents insurance that your house is on the market??
hiya do you need to tell your contents insurance that your house is on the market and you are having viewings? i remember seeing it as a tick box on a price comparison site so just wondering if you need to inform them as i suppose there is a higher risk of things going missing? Thank you for your help.
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Can I sell a property I own to my son for £25,000.00
Can anyone advise - My husband and I have inherited a property which is mortgage free, probably valued at £250000.00. We would like to sell this to our son for £25,000.00. Is this ok to do, and does anyone know of what taxes/ charges would be involved. - Any information would be great - thank you
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Paying rent up front by cheque estate agent issues.
Hi there, this is my first post on this great forum and it is just to get some advice on an issue. To cut a long story short I am renting with another and I am unemployed and the other is part time so to bypass the checks we had the capital to pay 6 months up front in order to secure the property. Everything proceeded…
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Where to start
I have a small property I need to let out to help fund a nursing home place for a relative. I think I can manage the letting out side of it ok with a bit of reading up , but not sure about how to get it 'ready'.Externally its upgraded, but it needs rewiring, some polystyrene stripped off ceilings, some work in kitchen ,…
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MSE News: House prices due for 'modest increase' in 2013, Halifax says
"House prices have risen 0.2% month-on-month in March and are set for a 'modest increase' over 2013, Halifax said today..." Read the full story: House prices due for 'modest increase' in 2013, Halifax says This thread is not in the 'discuss house prices and economy board' as that is only open to those logged into the forum…
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If purchase price is listed as £270K -£300 is it useless offering under £270?
We have seen a lovely house we like. I know we should offer what we feel it is worth but obviously we want it for the lowest possible! If it is listed on right move as offers between £270 000 - £300 000 then would we be silly for even trying to offer say £265 000? Should we just offer £270 000 (our max we can afford is…
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Pub valuation
Hi guys, was after a little help/advice please, Is there any way to find a valuation or the sale fee on a public house? I've tried Zoopla and the like but am not having much luck... The reason being is that my wife has her own dance school and is looking for a property of her own to run it from. In an ideal location…
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dodgy landlord
Hi all. Sorry its a long story that im trying to keep short, I advertised in the shop window asking for a 3 bed house to rent, Present landlord rang me up and said he had a property to rent but it was a two bed, I said no it had to be a 3 bed as I have a son with Asperger's that would need room to lay his big train sets…
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Made an offer - Probate sale
Property initially on the market at £275k, then dropped to £250k as no interest. Its a probate sale, empty, with more than one beneficiary. In a nice spot, but very dated, and needs new carpets (many of the carpets appear to be 1970's or 1980's from the patterns) and decoration in most rooms. Large flat roof (35 foot long)…
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Conveyancing fees
Hi everyone! I'd really appreciate some advice... What can I reasonably expect to pay (total bill) to the conveyancing solicitors re sale of a property at £153k and purchase at £250k? I have had a quote from AV Rillo (who our Estate Agent advises we use) at in the region of £2000 (excl VAT) + the £2500 Stamp Duty - this…
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Right to buy Valuation
Hi, I have been given a RTB valuation by my local council,however, I've been told if I don't agree with this valuation, I can have it valued by the district valuer, but if he values it up, ie more than the Council valuation I will be bound by that valuation and not the previous one so basically it's a gamble. I could shoot…
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Right to Buy
Hi, I have been offered a RTB from my local council and it states clearly on the offer letter a lease term of 125 years ,however, when I went for a meeting with the housing officer, she said that that was just a standard letter and the actual term of the lease is 125 years from the granting of the 1st lease in the block…
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Source of Funds - Purchase
I received a letter from my solicitor today in relation to my house purchase. They are asking for 'source of funds' details. In addition to the proceeds of my house sale I have around £20k of savings between my partner and myself to add to the pot - the thing that worries me is that the letter demands to see evidence of…
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FTB - Are we really the dream buyer?
I'm a FTB and currently going through Conveyancing and heading towards Exchange hopefully. When I first started looking, everyone kept telling me that as a FTB I was the holy grail of buyer, no chain, quick purchase, and as such I should drive a hard bargain and people will basically throw their house at me. Well I have to…
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Letsure for renting
Please someone put my mind at rest before I loose sleep and get stressed (I suffer anxiety attacks) Myself and husband are in rented accommodation, £400 a month I earn £20,000 gross, credit check fair, no late payments, no court injunctions, no court things etc. husband also earns £21,000, hasn't checked his credit report…
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Paying stamp duty
Does anyone know if its possible to pay for stamp duty using a credit card?
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Mortgage advice
Hi all, hope someone can explain. I have had a mortgage before which was settled when I sold property. I gave most of the proceeds of sale to my partner so we could buy her house but did not put my name on new mortgage. We are now looking to sell our current house and buy another house together, she would like to put my…
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Property Development and Tax
Hi, My wife has recently decided to return to work after taking time out to raise the kids. She has struggled to find suitable employment which offers flexible working hours so she has decided to develop property (buy, refurb, sell on). The intention is to trade in property rather than invest. Due to having no income, she…
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builders not keen on new buy ?
I understand that there is a cost for builders for a newbuy mortgage . I also understand the risks involved in it . . However , after finally being given a dip via the builders recommended mortgage adviser I feel like the games have already started . I haven't been to the site for a number of months , and have had no…
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Is this
hello! I have got keys today to my new house and have got 7 days to check the house and inventory. Had a quick walk round today and have noticed a few things that I would like to get sorted - would people mind looking at them and seeing if they think its reasonable to request to be sorted? 1) Bathroom sink is cracked in…
