-
Mail Redirection
I hope someone can help me. I am facing eviction from my flat. I am expecting a letter from the County Court giving me a date for the hearing. I have not received any personal post for three weeks. Nothing with my name on it. I wondered if an unscrupulous LL could redirect my post without my knowledge, so I don't get that…
-
Do I need a full Structural Survey when buying 1930s house?
In the process of buying a 1930s semi. The bank who I have applied for the mortgage say the below two points: * Evidence of movement was observed in the form of some out of square window and door openings and out of level floors. This appears to be long standing and non progressive and the likelihood of further movement…
-
Buy a smaller mortgage then upgrade to bigger mortgage later?
Hi I have some mortgage question and wonder if some of you can advise. We have sufficient fund to take up a small mortgage at the moment ( for property around £150k and below), but in long term we would like to have a bigger property (£230K). We wonder whether which of these options is better. Option 1: Take up a small…
-
interest only vs. repayment - just about self discipline?
Am I missing something, or is this choice really a question of whether you can trust yourself? Assuming you find a deal that doesn't penalise overpayments, i am syruggling to see the downside to interest only. You can match the equivalent repayment amounts each month, but if you have a suddden drop in income, you could…
-
Dispute re: inherited land selling cost
I was wondering if anyone has any experience of a situation similar to this: - Me and a number of my relatives have inherited some land in a will - Two of the hour wish to build but would need to buy out the rest of us - Before PP was granted the land is worth very little, though Full PP is now active (they applied for…
-
Things have come up on survey
HI all, After a bit of advice please as a FTB. We've had an offer accepted n a property and had a homebuyers survey done. Today we've finally got our hands on a copy (taken them over a week) and there are a number of things highlighted as red (in need of serious attention). I'm wondering how you would all progress with…
-
Eviction in 7 days
I gave my Landlord on the 11th of August a 30 day notice that i'm leaving on the 10th September. Unfortunately the house i'm purchasing has been delayed by at least 2 weeks so we can only move on the 29 Sept. I asked the landlord if i could stay another 2 weeks and i would pay a full month[we dont owe any rent and property…
-
Eviction in 7 days
I gave my Landlord on the 11th of August a 30 day notice that i'm leaving on the 10th September. Unfortunately the house i'm purchasing has been delayed by at least 2 weeks so we can only move on the 29 Sept. I asked the landlord if i could stay another 2 weeks and i would pay a full month. The landlord states that he…
-
Pulling out of buying a property - do I owe legal fees to my solicitor?
Hi All, I'm in the process of buying a property. Conveyancing is well under way, but contracts haven't been exchanged yet. If I decided to pull out now (the main reason is that some appliances have been replaced with cheaper ones after the offer was accepted), I understand that I would definitely need to pay for the survey…
-
Delays due to Estate Agents - causing financial disadvantage
Hi Me and my girlfriend have recently had an offer accepted on our first house. We currently live in rented accommodation and have to give 1 months notice to our landlord. During our meeting with our mortgage adviser we agreed that a completion date 6 weeks from the day our mortgage offer was accepted seemed reasonably and…
-
Renting same house for 6 years - shabby decor
Evening all As the title says, we've been renting this house for 6 years now and I'm not sure where we stand with deterioration of carpets, etc? The house is carpeted throughout with the usual beige / oatmeal colour. It wasn't new when we moved in and after 6 years and having raised two children here, its fair to say the…
-
confused by potential problem
We're waiting to exchange contracts but our solicitor called my husband today to explain why it hadn't happened yet. Apparently before exchange they do some kind of check with the land registry and that resulted in a potential problem. I don't really understand what's happened but we're told it could be a simple clerical…
-
Land Registry - Change of owners
Anyone know once the application has been submitted to Land Registry for change of ownership know how long it takes to be registered? No money involved as it is the result of probate.
-
Property guardianship
I've recently been introduced to property guardianship by a friend who is currently living in a really interesting property. This week I've found out that the rest of my house share is planning to move out and, understanding the limitations, pros and cons of being a property guardian it's really something I'd like to do.…
-
For Sale Board Stolen
Hi everyone Needing advice on what I can use instead of cable ties on for sale board? For the 3rd time in 2 weeks our board has had it's ties cut off and the board stolen. There are 2 other for sale boards by other estate agents and neither of these have been touched. Thanks
-
Why is our house not even attracting viewings?
http://www.rightmove.co.uk/property-for-sale/property-23595486.html?premiumA=true We bought at 235k in Feb 2007 and would like to sell it at 270k. the bathroom has been re-fitted and other 3 bed's gone for around the same mark locally. We've had it on the market for 2 months and had the grand total for 2 viewings. My…
-
Any way of telling if my tenant has left?
Long story short, we've a tenant who is three months in arrears with her rent. The letting agent arranged for a section 8 notice to be given, with the date to quit being given as 31st August (Friday). I called the letting agent this morning to ask if the tenant has left yet (am in my heart of hearts expecting this to go to…
-
Renting out my share of a property?
Hi all, I'm in a bit of a predicament. As stated in a previous post, I bought a 2 bed house for £133K in 2007 with a friend - we have lived in the property together ever since. I would now like to sell and get a mortgage to move to another area of the city independently. Although my friend would also like to move on, she…
-
Is this realistic timing for a house move?
Sorry if some of my question below are a bit naive, just a bit unfamiliar with this moving game. In the process of a move. My fixed mortgage ends on 31st October so I cannot move (and finish my mortgage until 1st November). The Estate Agent for the flat has informed me that my buyer wants to move in as soon as possible…
-
Ending council tax payments when vacating rental property
Hi all Not sure this is the correct place to post this, but thought I'd try it and see. I'm relocating, and so moving out of my rental property this month, notice given correctly, LL (via their LA) have found new tenants. All's fine on that score (so far!). This morning I called the council to say that we're moving out at…
