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FTB: Budget Advice
Hello, My boyfriend and I have just started looking at houses and we've got a rough idea of what we can afford but I was wondering if there are any websites I can look at to help estimate what our utilities bills would be? I also have no idea how much home insurance is so any advice on this would be grand! We're looking at…
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2nd viewing tomorrow without seller there! Property seems too good to be true?
Hi all, I'm a first time buyer so this is all very scary yet exciting at the same time. Was shown a flat on Friday which is perfect (North London). I'm having a second (very detailed) viewing tomorrow but unless I spot something glaringly obvious I'll make an offer subject to satisfactory survey. However, a few things…
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Spare set of keys renting
If i ask for a spare set of keys to keep in my desk at work in case i lock myself out, does the agent have to give me a spare set? One key i cannot copy unless i go to a certain key cutter etc.
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Should I ask for house price reduction?
Hi All Some personal opinion would be greatly receieved, we are hoping to purchase a probate property which I must admit is in our dream location and very much want to purchase. It was one of these sealed bid situations, we bidded 420k about 6 weeks ago which was accepted however informed due to the nature of the sale it…
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Any input appreciated please (Scotland council joint tenant)
I;m in a bad situation, joint tenancy with what has become my ex partner, neither of us prepared to move out. I already gave my own home to move in with him 6 years ago. His son also lives in the property, and his fiance. The council doesnt know about the girlfriend. Which is illegal. What I need to know, is do I have the…
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Renting - Bills?!
Hi everyone, This has probably been asked before but I'm at work and haven't got time to look through all the posts so I apologise straight away! :embarasse I've just agreed terms on a 2 bed small house. I have worked out estimates on bills just off what I could find and other people just want to know if I'm about right?…
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Rental - Retaining deposit, but excessive charges.
Hi there, a quick overview: - I rented a house from June 2011 until 5th April 2012. The property was on a 6 month tenancy agreement, but the last few months were on a rolling agreement with no new contract signed. - House was redecorated before we moved in, new carpets and painting only. - When moving out, the letting…
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Deposit Protection Service - does tenant get a repayment ID?
Sorry if this has been covered before. I am a newbie LL and have just put my tenant's deposit in the Deposit Protection Service. I have just received a repayment ID from the DPS and understand I have to give my tenant 'Prescribed Information'. What I dont understand is whether my tenant will be issued with an ID number as…
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Landlady wants to bury dead dog in the garden
We received a call from our landlady yesterday. Her dog has died, and she wants to bury it in our back garden. It's a large dog (a big English sheepdog), and we have a relatively small garden. The grave would take up about a third of the total area of the garden. I keep the garden in quite a good condition; over the years…
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Who pays stamp duty
I just got a quote from the solicitor said it's £800 +1% stamp duty I don't understand it. Do they mean the charges are 800+ 1% of stamp duty which means I have to pay an additional £2000 on a selling price of £200,000.00 property to hmrc? And a further 800+ 2000 to solicitor
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Buyers!!!!
What is it with buyers? We are trying to sell a new build house and up to now the main reason for not making an offer is its location - surely they know that before they view? Anyway, today takes the biscuit. The agent had someone view that really liked the house with all its sustainable details but said that what they…
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Hand over problems - private rental
My LL wants me to pop the keys through the letter box as I am no longer a tenant (31st August) as he says he has no time to do a hand over after inspecting property. Should I do it? He was at the property on Saturday showing someone round so obviously has time so what is he playing at?
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Buying and selling houses??
We have seen a house we really like and have viewed it twice. We decided we wanted it so put an offer in. The Estate agent said we need to put our house on the market first, he said it was all just a 'fantasy' putting an offer in without having our house on the market. So we now have our house on the market and i have rang…
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Help on overpriced home
Hi all. In a big of a quandary with buying a home. I've done this twice before but I am after so advice particular to the situation with this one. We have found a home that we are interested in and whilst I know you shouldn't put all you eggs in one basket it is the only one in the area worth going for. It's been put on…
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Pricing of property
How does the pricing of a property for sale work? 1) A big house on a big plot but not so well maintained and in need of some refurbishment (like new carpets and a new kitchen). Not so close to shops. 2) A smaller house on a slightly smaller plot but very well maintained and needing no refurbishment and also very close to…
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Is it wise for a buyer to use the same solicitor as the seller?
In the process of buying a house. The seller has chosen the same solicitor as me. Spoke to the solicitor and he suggested I have a think about if I want to use them since it is not so common to have one solicitor represent both parties.....but they could do it if I wish. Would this present any problems. I have recently…
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Lodger from abroad
Advertised a room to let and a lodger (a masters student age 25) is interested but can move in only 3 weeks later. She has seen the photos of the accommodation (close to university) and keen to reserve and ready to pay rent from now. I am not sure how this would work. Do i send the agreement by post and get her to sign and…
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Gifting properties and housing benefit
I'll try and keep this as short as possible but will provide further explanation if required. My mother currently owns 2 properties with no mortgage and one is in disrepair. My mother is 70, working 30 hours a week to manage to pay bills on both properties though only lives in the smaller house which is in better…
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Would this need declaring as a dispute?
Someone on my street lets their dog roam unsupervised, if this was reported to the dog warden and we subsequently sold our house, would this need to be recorded as a dispute?
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Selling house. When does solicitor release deposit to seller?
Pretty-much in the title. Most of the stuff on the internet deals with it from the buyer's perspective, so any help appreciated. My parents are selling their house (hopefully! - the exchange has been delayed a few weeks). After the buyer's solicitor transfers the deposit to the seller's solicitor, does the seller's…
