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Second stepper advice needed
Ok so here is my situation I really need some help from you smart people I currently live in a one bedroom flat which I purchased with a mortgage two years ago for 95k. I had a 15k deposit. The flat is currently on the market but is not selling. I got a evaluation done and was told to market the property at £99,999 for…
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How does "moving up the ladder" work?
So, I am 26 and yet to buy my first home but could someone explain how moving up the property ladder works. From what I can gather, you start off with something affordable. In my case, it would be around the 150K mark. Do you then watch the market to see when prices are rising, take advantage of that, sell and then with…
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Landlord refuses to fix window
Need some advice. Renting flat with mates for past 4 months. Woke up one morning to loud bank to discover that the double glazed window had broken, big crack. Hadnt touched it and no idea what caused it - however apparently badly fitted windows can just blow for no reason. Landlord says we have to pay £300 to replace. Any…
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Rent or buy
I'm divorced but left my name on the mortgage with my ex. I need to get my name off my old mortgage. I'm concerned about selling it and being in negative equity as house prices have fallen. Also my ex put down a large deposit so any profit made would I assume go to them? If in negative equity I would be liable to pay back…
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Terminating a Rental Contract
A friends daughter moved in with her boyfriend and signed a 6 month tenancy agreement. Her boyfriend works and she's at home most of the day. Things were okay, but the landlord and other members of his family turn up unannounced and let themselves in without any warning. She's feels very uncomfortable and has taken to…
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Another one that isn't selling
Seeing as I've just commented on someone else's house, here is an opportunity for revenge. My house isn't selling. Ideas and suggestions welcome. We've had viewings but no offers. There are two other houses for sale in the same street at a similar price. They are in in better nick - but substantially smaller.…
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Can I Contact The Vendor's Freeholder?
Hi everyone, I'm having speed issues with the conveyancing process (i'm the one buying) because my mortgage offer is running out soon. My solicitor is waiting on info from the freeholder, via the vendor's solicitor. I was at the end of my tether and contacted the freeholder myself directly to ask about the issues, which…
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Another why is our home not selling? Ways to improve
Hi, we had our house up for sale, but have decided to take it off the market until 2013. Therefore, we have some time to improve our house ready for sale next spring. To this end we are willing to put more money and time into our home if we can increase its saleability and value. We about 12 viewings and one offer. The…
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Approx Extension Costs To Factor In When Making An Offer
I am close to making an offer on a house but it does need some work and would definitely need extending. To work out what we can afford I just want a rough guide of extension costs so would be grateful if any of you have had anything similar done could give a rough guide about costs? Having measured up, as a guide we're…
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Buying a property in Turkey
We are looking into buying a villa in Turkey and would really welcome some advice on the possible ways of raising the finance, whether it be in the UK or through a Turkish Bank. The value we are looking to raise is c£170k, and we have about £150k equity in a mortgaged house in the UK as well as c£250k equity in a mortgage…
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Renting - landlord charging to enter Tenancy Deposit Scheme?
Hi all. My girlfriend and I will soon be moving into our first rented property together. We have received the Tenancy Agreement to sign - and have a few queries which we have put back to the LA before we sign. The reason for my post though, is due to 2 clauses relating to the Deposit. As below: 1 * The deposit is held by…
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Delayed start to six month term
We let out the house next door to ours, we had new tenants move in in July. However, they've been an utter nightmare, so we've decided to issue them notice that the tenancy will not be renewed at the end of the six month fixed term. The tenancy states it starts on 1st July, so the six month term certain ends 31st December.…
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Amending conditions on title deeds.
Dear all, I purchased my house five years ago. I now want to purchase a touring caravan and park it on my drive but have noted that on the title deeds this is not permitted. Can this rule be overturned as I own the property and this would cause no annoyance to anyone? Any advice would be gratefully received.
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Sarah Beeny website tepilo - help?
Is this an online agency? Had a look on website - it states 0% commission! Anyone used this site to sell their home...
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using estate agents financial advisor/broker
I am looking to buy a house as a first time buyer. I am 34 and have a huge deposit (about 40% on a house worth £160k). I have not found the right house yet, and I have not put in any offers. I have arranged a meeting with a mortgage broker who is linked to one of my local estate agents. I have spoke to the broker on the…
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Deposit wasn't protected in 30 days, we've moved out - rights?
Hey, Our landlord only put our deposit into a deposit protection scheme the day before the end of the lease (only after we asked for it - to put it bluntly it seems the guy is a complete cowboy). Are we still able to take legal action against him? I have read that you can sue for between 1 and 3 times the value of the…
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Just moved in and the previous owner hasn't cancelled her phone line?
Hi all, Hoping for some help here and can't find a similar thread on this? We moved in to our first house 2 days ago, and last week we called BT to let them know so that the phone and internet could be set up asap (I am about to start an OU course so we really need the internet!), they said that as the current occupiers…
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What to do about this noise problem?
Over the last few months we have had regular noise problems, the issue being that we can't tell where it is coming from. It sounds like a venue is holding events outside overnight, we can hear a DJ and loud music (with all the windows closed) and last night this went on from 10pm to 8am! We live on the 4th floor of a block…
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Is a gas safety certificate required ??
If a rented house has gas does the landlord have to get a safety certificate if ALL appliances in the property are owned by the tenant ? The house does not have gas central heating but merely has a gas cooker (owned and fitting arranged by tenant) and gas a gas fire (again owned and fitting arranged by tenant) :cool:
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can a tenancy contract be considered renewed without tenants signing it?
I rented a flat in Jun-11 and the tenancy agreement expired on Jun-12. Before expiry, the management agency contacted me and asked me if I wanted to renew with a small increase in rent and I said yes. After that discussion they went silent for 1 month and didn't get back to any of my calls, then just after the expiry date…
