-
Need consent from both local council and housing association
Hi Guys, I have a question regarding to my recent house purchasing. Basically I am buying a ex-council house(freehold) But in my restritive covenants it mentioned something as follow. 5.11 Not to build or erect on the property any new building or structure not to make any alternations or additions affecting the structure…
-
Structural Report - what to expect.
Hi guys, After a Home Buyer's survey the surveyor requested a Structural Engineers report because there is one wall with a lot of cracks in it. Here is what the Structural Engineer said: Description of the wall and the cracks and then.... "The roof structure above was visible from the loft hatch opening and was of trussed…
-
Looking to buy but am I ready financially?
Here is my situation. This November I will be 29. I have an aspiration to buy a two bedroom flat to get me onto the property ladder. At the end of this year I will have saved 22K towards a house deposit. Currently I have.... £12,800 in Santanders First Home Saver at 5%. Paying in £300/month £5640 in a Santander ISA at 3.3%…
-
Access post-exchange
Hi Our buyer has requested to move some furniture in between exchange and completion (the property is vacant). We would like to be accommodating, but are also concerned as all the risk would seem to lie with us. Am waiting for my solicitor to call back to give us his legal opinion on what we should do (I suspect he will…
-
landlord not carrying out repairs
Hi, We live in a old victorian house, which is private rent. Our back bedroom has a leak in the main roof, you can see water marks on the ceiling and have had a massive mould problem. I have informed our landlord about the problem three times now and on all occassions have said they would get someone to look at it. I have…
-
Service charges and reposession?
Does anyone know what happens about service charges if a leasehold flat is repossessed? Is the lender responsible for paying them until the flat is sold, or is the leaseholder responsibe? Thanks for reading. I am asking on behalf of a friend.
-
Estate agents' fees for selling a house - how much is fair?
I will be selling a £100K house soon and I wonder how much estate agents charge for advertising and selling the house. They don't give a price over the phone/email but all want to value the house first, which is fair enough. I think it sensible to envite three local agents (avoiding the big chains) round to get quotes and…
-
I've put an application in for a rental property.. What now?
We've put in an application on Tuesday 11th (3 days ago) for a rented property. A credit check was performed on that day. The estate agent said it would take up to a week for them to decide if we've passed the credit check. I'm thinking of chasing it up on saturday and going in to the estate agents. I'd like to ask, from…
-
Adopted road?
I hope that someone here can help me out... Along the rear boundary of my property is a small lane. It is clearly marked on OS maps and has been since around 1850. Part of its length has been maintained but not all of it and the damage is now causing problems to my property. I am trying to find out if is adopted so I can…
-
decor?
hi when selling your home, how much money would you spend on decorating it before you sell, does the decor really increase the value by a great amount or do most buyers buy with the intention of painting and decorating themselves anyways? tia
-
Can a rental deposit be withheld on these grounds?
Hi, I'd be really grateful for some help with this one. My daughter finished a student let in a houseshare with 6 others on 30th June, so about 11 weeks ago. The agency is with-holding repayment of the deposit till they come up with a letter from the gas/electric company to say that the bills have been paid up to date.…
-
Home builders reluctance to do a deal.
Hello to all. I have read through 60 odd pages of House buying, Renting Selling and now I have need for advice, thoughts and ideas. We are selling our home and looking to move to a new build. The house in question has been built, March 2012, and is waiting for its kitchen etc to be fitted. The price of the house is £225k,…
-
Repo Question
Hi All I've been browsing through rightmove and spotted a house that looks ideal but has been sold subject to contract. Reading through the description, the standard repossession statement appears "Public Notice - we are acting for the mortgagees and have received an offer of £XXX" etc. This statement appeared in early…
-
Persimmon homes
Can anyone help me? We found a new home with Persimmons and their mortgage people ran through how much we could borrow and they would part exchange our house for theirs. We were told they would pay so much for our house. (5 thousand less than it was up for). They would also pay 5% deposit on the new house as a special deal…
-
What buying option would you choose?
We need to move as our house is too small but we dont have enough equity for a deposit and our credit rating isnt great either. I am split between 2 options....... There is an opportunity to move into a shared ownership place with a deposit we could afford. The maximum shares you can buy over time are 75%. The house looks…
-
Selling house - Assisted sale
hi does anyone know what criteria you must fulfil to benefit from the asssited sale scheme (with GE Money if that makes a difference) TIA
-
No viewings on my flat...
Hi, I am new to this so apologies in advance... We have had our flat on the market for 8-9 weeks and in that time we have only had 4 viewings - none of which were genuine. We spoke to our estate agent about why there was no interest and they immediately told us to drop the price from £150k to £145k. We are very reluctant…
-
Am I asking for too much?
I've had my house on the market for several months but I haven't been able to shift it yet. I know the market's a bit moribund but I wonder if I've overpriced it. Please have a look and tell me what you think (sorry, no Rightmove link but you can see a picture of the house here). Perhaps I should knock £20K off the asking…
-
Staircasing - Wait Period from 80-100%?
Hello, We own a shared ownership property and we are thinking of staircasing to 80% ownership and then on to 100% ownership fairly quickly if possible. My question is there any wait period we have to honour before going from 80% to 100% due to stamp duty implications? The HRMC have been unable to advise. Thanks
-
Breeze & Wyles - anyone used them?
Hi Has anyone used Breeze & Wyles for buying a house? What are they like? Thanks
