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LA actioned cleaning without making us aware?
Hi there, Short version: Letting Agent ordered the extra cleaning needed after checkout before we were told it needed doing/received any literature from the checkout. Initially tried to deduct £175 which turned out to be an arbitrary number they had applied and final invoice came to £150. The issue really stems from the…
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UKs cheapest houses
My plan is to buy a very cheap house in the UK. I have found several areas where houses can be purchased under 29 thousand pounds. Lincolnshire, Cumbria, Burnley are all places where cheap property can be had but I've settled on South Wales. A house can be purchased out right for 29k but there are renovation projects…
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Someone using my address fraudulently!
Not sure if this is the correct place to post, but not sure which one: Just received a letter addressed to someone not living at this address. It is a home insurance renewal. It's not the 1st time we have received mail addressed to this person's name, and so I'm a little concerned that they are using this address…
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Equity release for rental properties
Hi all My mum is in a care home, she's renting out her house. I've tried to find out about equity release as she needs to get her hands on a bit of cash without selling the house and forfeiting her rental income (with the worldwide economic recovery just around the corner it's worth hanging onto the house - it's sure to…
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Choosing between a one vs two bedroom apartment...
Hi, I am in the process of buying a new flat in London. I am considering either a 1 or 2 bedroom. The 2 bedroom would stretch my finances a little but would still be in the range. My parents are suggesting I should get a two bedroom to give scalability as I am not that young any more and may grow a bit soon. To get a 2…
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what to do when buyer pulls out!
Hi all I am in a very distressed state at the moment. we put our house on market in mid April and accepted an offer from 1st time buyer six days later. His solicitor has been a real pain in the !!!! but had long chat with buyer on Friday and all seemed good and he was ready to sign contracts. we have a property with no…
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Joint names on house deeds
I'm buying a house jointly with my brother both putting in the same amount of money but he has an existing small mortgage on his property. We've now been told we can't have the deeds in joint names and mortage in his name only. Is this correct?
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Tenancy Deposit Scheme...deductions
Hi, Quick question...hopefully! If the deducted amount is under £100 is it up to the tenant to submit the dispute, not the landlord? Thanks very much!
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Letting out my property, renting elsewhere bigger
Afternoon all. Just a thought and i'd appreciate your responses. I have 2 properties, both in negative equity. We live in a small 2bedroomed apartment and let the other 3bedroom terrace out (not in a good area - it was one of my first houses). I would love to move to a bigger house as planning to start a family very soon.…
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Calculating House Value >> Transfer In Ownership
Hi. I just need some general advice and opinion. To cut a long story short, my sister and I both own 50% each of a deceased family member's house. I live in that house, my sister does not. I wish to buy (transfer) my sister's 50% share out (cash - no mortgage) and continue living in the property a few more years. 1) What…
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chains
maybe an obvious question, but when in a chain,do all purchases complete at the same time? thanks
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Going round to take measurements. Advice for DIY-challenged?
So, anyone have a checklist for how I should do this? I'm going to try to replace bathroom before moving in, and there's two alcoves in the bedroom where wardrobes will go. Kitchen replacement to come later but will need appliances in the meantime. Also - vendor has a six-month-old baby. I was thinking of bring a toy for…
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Dps
I have just returned home after renting a house whilst at uni. My contract isn't due to end until mid way through July but I have handed back my keys and gone through the house with landlord. My question is can I start to reclaim my deposit now from DPS or do I need to wait until the contract officially ends?
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Buying buy to let in retirement?
We are 67 years of age with modest pensions. Mortgage done and dusted and property worth about £250k. It has been muted by others that we would be in a good position to do buy to let and get a better income via rental - buy I'm not really sure how that would work. I presume we would have to remortgage our own property and…
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First ever tax return - rental income?
Hi, I have looked through various posts on MSE and also at the HMRC and Directgov websites but I can't find anything that specifically answers my questions so I'm creating a new post. I had to relocate to London for work in January, meaning that I had to let out the flat that I own in Manchester. This means that I will…
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Section 21 Notice required
Hi, I received a section 21 from my landlord yesterday as they want to move back into the property I live in. On the section 21 they have given us 2 months notice to move out (as required by law). I have found somewhere else to live and I want to move asap so I can settle my family in elsewhere (i'm due to give birth in a…
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MSE News: Nationwide: Biggest house price fall in three years
"House prices have recorded the biggest dip in nearly three years amid the "challenging" economy..." Read the full story: Nationwide: Biggest house price fall in three years
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Selling Flat with short lease advise please been on market for 6 weeks
Hi Everyone We brought our 1 bed ground floor flat about 4 years ago for £110000.00 with an 81 year lease. As you all know the market crashed shortly after we brought so we guessed we had lost some money. Fast forward to now (So now has 76 year lease) and we are now deciding to get a bigger place. We had the estate agents…
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20 year old extension...no completion certificate
Hi all, We're so very close to exchanging contracts and our solicitor is not happy that the other side haven't provided a completion certificate for the 2-storey extension built in 1990. Apparently it was done on a 'building notice'? I've done a search of the council planning/building website and both the planning…
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Surveyor coming - can I ask if there's any probs ??
Hi We eventually have the surveyor coming this morning. Would it be normal practice to ask I there was any problems after he has finished ? Also is there anything I should do while he's here - I was just planning on keeping out the way. Lisa