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FTB with new build
So on Friday reserved my new-build home and have until the end of July to ensure I have everything in place: both money and insurances. The property is coming with all white goods, carpet, curtains and garden, so there is little else i need to do to make the place liveable, but as a First Time Buyer is there anything i…
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Looking for advice on buying a part of my Dads flat please
This is an idea that I had recently but I am struggling to think of the pros & cons and wondered if anyone on here had ideas. My Dad's current mortgage will end in a few years when he is 64 with probably about £80,000 outstanding debt on a property worth £200,000 - £220,000. He thinks that there is a reasonable chance that…
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Shared ownership lender undervalued
Trying to purchase shared ownership flat but Lenders Valuation come back a lot less than the housing association's can I challenge it?
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Where can you buy a flat for £150,000 in London
I've been looking for a flat in London, ideally Shepard's Bush but can't find anywhere for around £150,000. Really not keen on buying a leasehold but would if there was nothing else. Any advice appreciated.
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House Selling: Giving notice to estate agent.
My house is up for sale with a local estate agent. The contract is sole agent and we're about 10 weeks into, what I thought was, a 12 week contract. We're not 100% happy with how things are going so are looking into serving notice to cancel. The contract states we need to give 14 days notice. It's a little ambiguous as to…
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Is there any hope?
Hi All, I was hoping for some advise on wheter you think its worth me saving to buy my own place or not.... So I've had a look at the Market and in the area I live in I would need about £250k to get myself a comfortable 1 bed flat. Im curetly earning about £35k a year and have to date saved £12k (I now save about £1k a…
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Leasehold to Freehold?
Hi, I have recently extended the lease on my basement flat to 190 years. Subsequently the freehold (who lived in the flat above) sold his flat. He has offered to transfer a share of the freehold over to the new owner and me (with us both having a share in a company that owns the freehold). This will cost us the basic legal…
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loft conversion
does anyone know the approx cost of a loft conversion? thanks!
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planning permission
do you need planning permission to have a roof garden on top of a garage roof? thanks!
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Vendor changed estate agent, who gets my offer?
Hi, Hoped I could get some advise on what I should do in this situation. I viewed a house about 2 weeks ago, it's a repossession so empty and no chain (great!). After seeing a few more properties in the area, I had a second viewing on Thursday evening. I've seen a few more properties today and have decided this is the…
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Should I buy a leasehold or freehold property?
Hi everyone I've just joined the forum today hoping to get some good advice :) I am a first time UK buyer and looking for a nice buy to let property to rent out. I have looked at a number of properties and whittled it down to two. One is a nicely refurbished one bedroom leasehold maisonette costing £105000 with 120 years…
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Moving in with family - legal pitfalls?
Hi all, Looking for a bit of advice for my family. My brother and his wife are starting a new business. They are going to sell their house and use the money as capital. In the meantime they and their two kids are moving in with my mum to save money. They won't be paying rent but will contribute towards the bills. There…
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Vague survey result
We had our survey back yesterday and a couple of the sections seem to be very vague and I wondered if anyone else had had this? Sections E9 and F9 are both called 'Other', one for the inside of the property, the other for the outside of the property and both say: "There are other minor defects in parts of the property.…
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Council charge on property
Hello there, I wondered if anyone can tell me what is the procedure regarding an inherited property which is subject to a council charge (specifically for recovery of care home fees). If the property is occupied by the beneficiary under a will, is the beneficiary forced to move out and sell the property?
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Neighbours house preventing a sale
Hello I am wondering if anyone has come across a similar situation and may have some advise. We have a mid terraced 3 bed which we have extensively modernised and decorated. It's in a lovely area in SE London and in the catchment of good schools. As we need to move further into Kent for child care arrangements when I…
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Service charge- excessive reserve fund
hi, Our question is 'Are we legally required to pay into a reserve fund?' Some background info below! If you can offer any ideas that would be great!! we are currently paying a service charge of £1250 a year on our leasehold flat in a building of 18 flats. Of this amount, £100 is a ground rent charge, £650 is the service…
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Deed of variation - Who needs to sign it?
Hi all, I live in a leasehold flat, our building has three flats in total. Each flat owner owns a one-third share in the ltd management company and is a director the management company (3 directors in total). The management company owns the lease. We've recently been told that we're liable to cover some building work in…
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What would you do in my situation?
I have been privately renting for 5 years. I have had no face to face contact with my landlord for about 2 years after he came round to do some repair works. He did these cheaply, and not,in my opinion, to an acceptable standard. When I communicate now its either by phone or letter. Now the property is slowly starting to…
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Section 21 (1)(b) help!
Hi, Today I received a letter from my Estate Agents saying that they are serving me a section 21 (1)(b) notice should the landlord wish to take posession of the property after 9th August 2012 (the date the tenancy exires). On the second part of the letter it says that the landlord requires to posess the house after this…
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Advice Pls - Non payment of Shared Insurance
Hi, I'm hoping some of you can give me some advice. Please be gentle as I'm new to this forum. DH owns a leasehold flat in a converted Victorian House. The Freeholder has been AWOL for longer than I have known DH (20 years) and there are 3 other flats. All are rented out. All management of the property is done by me and…
