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Contaminated land who is reponsible for telling buyers?
If a house is built on what is now classed as contaminated land , whose repsonsibility is it to tell potential buyers ? The environmental searches / solictors or vendor? Could the vendor be sued / liable for not mentioning it even if not asked / on any forms to fill in ? Apparently it has been classed as safe to humans by…
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No planning for septic tank?
Mum and dad are buying a house and all is going well. Their offer has been excepted and the bank had a survey done and were happy to lend the money for the house. They went into the solicitors to sign and the solicitor has said there is no record of planning permision for a septic tank and that he wants to look into it. Is…
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pls help!! moving out and LA wants the carpet professionally washed but already poor
Hello! I would really appreciate any advice... My family are due to move out of a flat in a weeks time and the Lettings agency manager has informed me that as stated in the contract I am supposed to have the carpet professionally washed. In my first few days in my flat, I asked my LA if they can wash the carpet as it looks…
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A Christmas ruined, vendor dropped dead before moving out - is it too late
Hi all, firstly I am Malcolm. I haven't posted here before but have read these forums for years. Yesterday, due to delays in the chain, we exchanged and completed on what we thought was our dream home. It is a modest two up two down but after living with my parents for years, Fifi and I decided to buy our first home. It…
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Leasehold information?
Is is possible to find out who the managing agent is before putting in an offer, instructing solicitor, then eventually finding out essential information contained in answers to the Leasehold questionnaire sent to the managing agent and freeholder? It is a waste of everyones time and money. I appointed a solicitor on a "no…
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Shared Ownership - Valuation Issues - Whos right - HA or Surveyor?
Hi All, Firstly Merry Christmas and a Happy new Year to everyone reading this :) So to my post... I need some advise on a issue I have got regarding the purchase of a shared ownership property. Since is Christmas everyones shut down til 3rd Jan so am getting a little stress :( I recently found a property for a Shared…
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New right to buy retrospectively?
So with the right to buy scheme being changed will all those people who bought in the last year or so (me) be getting some money back? Or will it just be bad luck for us (3700 odd people last year). Also im from N Ireland and got discount (max of 30% or £26k) from the housing executive, are we covered by the same right to…
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How do I change 1 lock to another different one?
Hi, I've been renting a property now for the last 7 months and I've noticed certain things amiss when I've come home from work and suspected the landlord has let himself in when I'm not there on several occasions! I've never had any proof of this so couldn't really say anything! But now one of my neighbours has told me…
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need some advice
Hi first time poster and quite bamboozled so please be nice :-D my friend rents a property from someone at her church, my friend is disabled and has 3 young-ish kids, her rent is paid every month and she doesnt have wild parties or anything to make her landlady annoyed. the house is near the canal and during the summer my…
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New landlord advice
Hi I will be renting out my house soon (through a management agent) 1. How many mortgage payments should I put aside as a slush fund in case something goes wrong / not tenanted / arrears 2. I was going to take my tumble dryer with me. All other white goods are integrated. If I take it then this is one less thing to be…
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why i hate sharing
living in a house share with three others , and i am fed up to the back teeth with them, none of them clean up after themselves and seem to care about anyone but themselves. One of my housemates is really annoying me she handing her keys back to the landlord tommorrow because she is moving into a new home but instead of…
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who owns items in rented property?
This is a bit random but Im just wondering where I stand with this should a situation arise. Basically earlier in the week my rented property was repossessed by the bank - the bank have said they are waiting to instruct a management company to take over but in the mean time basically my property is unmanaged and as a…
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Anyone want to swap woodland for a house? (Advice needed please)
Didn't think so, neither does the bloke selling his house up the street. He has his house for sale at £25000.00 (was valued at £22000.00) and I own woodland valued 2 years ago at £38000.00 The problem is I can't get rid of the wood quick enough so need some sort of mortgage or loan to buy the house till the wood is sold.…
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tax implications of transferring house into joint ownership
Hi, My girlfriend solely owns the house we both live in, and she currently has a £115k mortgage on. The house was worth £180k when she purchased it 8 years ago. We are buying a new house in joint names and my girlfriend wants to keep her current house as a long term investment and rent it out. We plan to raise an…
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Moving in a lodger
I currently rent a property and my landlord has agreed I can move my girlfriend and her two kids in At the moment she is living with her two children in rented accomadation which she gets paid for because of her situation of being a single mum Do I charge her half rent so that she still gets it paid or is this illegal?…
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Leasehold Property - entering negotiations to buy the Freehold
We've made an offer (and had it accepted) on a detached, 6 yr old house. However, when we made the offer we had no idea that the property is in fact Leasehold. :eek: It carries a ground rent of £250 pa, and has a maintenance fee of £150pa. :eek: To say we're angry is an understatement. :mad: We haven't yet told the vendors…
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Boundary dispute on new property
Hi, I wonder if anyone can help me, I'm in the process of buying a property and the surveyors report highlighted that the neighbour had built a wall on our property in line with the gable wall of the house. Through our solicitors we found out that the current vendors had given verbal permission for the wall to be built and…
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neighbours blocking our predestrien right of way
We have been living in this property for 14 years and have been using the pedestrien right of way without any problems since we moved in. Last year the house next door was bought by a younger couple who we noticed almost straight away were not the neighbourly people we hoped they'd be. They bought the house knowing we had…
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Advice on letting flat in Southampton
I have decided after 6 months on the market and an offer which went up to the day before exchange before the purchaser dropped out letting down me and the person buying her place to put this flat on the rental market I have other rental properties where I live so am conversant with being a landlord but do not know the…
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HSBC Mortgage Application Accepted... there is hope
Just to give people a little hope out there due to all the negativity surrounding First Time Buyers, my self and my fianc! applied for a 90% LTV Mortgage last week with HSBC. I have been a customer of there's for over 10 years and am now in my late 20's. We have no children are on a joint annual income of £40,000 +…
