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Packing/Removals?
Possible silly question alert! :o I am moving mid Jan and will be using a removal company. On Xmas Eve I came home to find lots of boxes and bubble wrap (:D) and tape had been left here. But no instructions as to what needs to be packed up, I have never used a removal company before so not sure if everything bar furniture…
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Issue with keys
Hi all Right, we bought a repo and the locks were changed prior to being sold. On day of completion, we got one set of keys given to us. Now, we were quite confident in not needing to change the locks again but I'm pretty sure we should have received two sets of keys ?? The locks had just been changed. Only thing is, the…
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Subsidence problem?
I’ve just viewed a house which I love but it has a big crack (3 inches wide, 1-2 feet high) in the external wall. This crack has not been filled in. The vendor stated that the property was pinned approximately 10 years ago and that he uses comparison sights to get a cheaper insurance quote each year. The property backs…
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Non resident landlord, tax and self assessment
Hi i'm a non resident landlord looking for advice regarding paying tax and making a self assessment. I've already spoken to my letting agent and they suggested I speak to an acountant. I know the obvious answer is to contact HMRC but I'd be grateful if anyone can help me on this forum. I rent my house through a LA. The…
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New House Nightmare???
Here is my story and I am sorry if it long winded... I have had an offer accepted on a property in Greater London. It seemed in good repair although not bran spanking new. We were told that it had double glazing that was in good condition. On inspection it appeared in decent condition but was not new. The roof looked ok…
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The gulf of 'affordability'
I am on £20,000 a year, and at present i pay £575 a month out in rent. Rent + all related bills = 60% of my monthly income. This is 'affordable' i have been doing this for the last year, haven't missed a single bill payment, ok so i cant afford to go out much or buy myself alot of things but it's definitely 'affordable'. I…
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"Public Notice" House Sales - My Experience
Hi Just thought I'd share this EA experience with you. I've been looking for a property for a couple of months. Somewhere for myself - I'm not an investor. I have property email alerts every 24 hours from various websites giving me the latest updates. Anyway, received an email notifying me of a property that had was "now…
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Selling house with multiple tenants
Hi everyone, Would be great if someone more in the know than me could give me some advice, the more I look online, the more confused I become! I currently have a house with 4 tenants all with separate tenancy agreements ending at different times. I realize I am entitled to have prospective viewers shown around the property…
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Can council backdate tax if flat is rebanded?
My mother is 91 and has been disabled for about a year now and I'm her full-time carer. I called the council to see if we could get some kind of help with the council tax situation. BIG mistake. They now claim we have been paying the wrong amount of tax. We have been living here for 60 years and have paid them on time…
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Loft conversion bedroom
Dear all, Would a 3 bed house with a loft conversion(3rd bedroom) be valued on par with a normal 3 bed house ( no loft conversion). ... Assuming both have roughly the same sft and on the same road Tulipz
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could i get a morgage
hi guys iv had a pretty hard time in recent years but have came out of it through hard work and working every hour under the sun and moon lol anyway i have 4 defaults on my name 2 of which should come off in the next few months and 2 of which will last another 2 years or so anyway i make approx £30,000 pa and have saved…
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Mice in rented property
Who would be responsible for pest control in a rented property, the tenant or LL? We've got a minimum of two mice in our house at the min, we tried putting a humane trap down but they weren't interested so we put a couple of poison bait traps down. They absolutely love them but they've been going in and out of them for at…
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Brighthouse = Local Authority.
Guys, i have a question here. A mate of mine done a house swap a month or so back, as part of the local authority housing association's (non council) ruling the original tenant was ask to leave a cooker as she had take out the one fitted by them when she moved in (not to mention an unsightly DIY job).. however, she did…
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First Time buyer from housing association is good chance or not!?
Hi all and Merry Christmas.. I have offered houses and accepted from the Shared ownership property but do not know really will get or not. 1-Eu married with non EU (Does have residence card not a indefinit visa) 2-EU was self employed,4th month of permanent position +Non Eu self emloyed for 3 years 3- trying to get shared…
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Buying The parents House
Hi All. This is my first post so hope someone can help me. My parents who are in there mis 70`s want to sign the house over to Myself with no money exchanging handsetc. They will still live there rent free. Whats the easiest way to do this correctly? Thanks Chris
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1st time buyer, single, 28yrs old-be a live-in LL?
Hi all I am 28yrs old, single, earn £30k, have £20k savings. Live in Hackney, London. Have rented shared accommodation ever since leaving home at 18. I have mulling over the following idea and would appreciate any advice from those of you experienced in the area! Mortgage from bank (~£120k?) Add savings (£20k) Borrow £100k…
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Advice on Leasehold Flat
Dear All, Firstly Merry Xmas :A I am planning on purchasing a flat, it has 74 years left on the lease, but apparently the freehold is owned by the management company, where each owner of the flat becomes a director. There is no ground rent to pay and service charge is £30pcm. Also there are only 7 flats in the block. I am…
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1st Buy - Shared Ownership Property in Hayes
Hi all, I was wondering if there was someone out there who could help me with a query. Having spent the last few years saving up, I have decided to try and by my first property. Due to buying on my own buying out right seems impossible for me living in London. Having joined FirstSteps I came across a property in Hayes…
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1st timer question on borrowing - more than you need?
We'll be moving in 2013 & i've never paid much attention to what moving entails, so apologies if this question makes me seem green - i am. Our budget will be approx 120k & we'll have approx 50k in cash when we come to move, this means we'll need 70k. How do folk generally borrow, especially first time round? Do you take…
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Oh Noes! No heating or hot water
A few weeks back, we had an incident where the tenant reported that the carbon monoxide sensor had sounded ajacent to the boiler, they isolated the gas/boiler and awaited a repair. The next day the boiler undertook a gas safety check, which said that everything was fine. Two weeks later (Thursday PM), the agent reported…
