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Renting Advice
Hi All, I have been offered the job of my dreams and it requires me to move to Middlesex. I have been looking for somewhere to rent and finding it a right pain with estate agents not getting back to me. Is there anyway to find out who owns the property so I can contact them direct? Also is it possible to haggal with estate…
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'unfair' request to contribute to road or lose access
Hi We have lived in our house for just over a year. When we were buying the property our solicitor investigated our right of access to our property (is on a private road) but apparently we have rights of access. The house does not have a froint garden as such but there is a boundary marked with bricks about a metre in…
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Note through the door. Scam?
Our house is on the market and today we received a photocopied note through the door. It gave a number for "Paul" saying to call about buying or renting in the area. I've searched online and the number comes up with properties sales and ads in Bristol as well as the West Midlands as well as for a "sarah". It all seems a…
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new flat that has been rented out previously
Hi We just bought a flat and moved in a few days ago. We were not told that it had been previosly rented out. they told us that the floors and blinds were already put in as they were about to sell it but the sale didn't go through. When we moved in i found that the laundry (due to powder residue), dishwasher and oven had…
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Negative Equity - Portable Mortgage
Hi all, Still struggling to get anywhere with getting rid of my apartment. Looking to rent it out and rent somewhere myself. Which seems like the best option. But then I got an email from Oakleaf Homes (Part of Barratt) offering 'older homes from barratt' at 'below valuation' prices and this got me thinking, I am in…
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FirstBuy Scheme - Am I understanding right?
Hi, seached for the FirstBuy scheme on the forum but could only find an old thread when the scheme was first being announced I've seen a property on the scheme in my area.. £150,000. Government put in 20% so give £30,000 I'd put in approx 6.5% personal deposit towards to ensure my mortgage / deposit ratio is less than 75%…
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Refresh Valuation £10k Lower
House originally on market for o/o £150k on 27th April 2011 with a home report valuation of £165k. Its an old property and needs upgrading work (electricals/front door rotted/windows need replaced/needs a kitchen) and sellers wanted a quick sale so they lowered it to o/o £140k. We offered 2 weeks ago £142k which they…
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Stamp Duty - can this be done?
If an offer is made on a house of £265,000 - which is a fair chunk off the asking price - can the purchaser then offer £250K + £15K cash (probably as a private arrangement?) to get down to the 1% threshhold? The saving would be £5450 in stamp duty. Many thanks.
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Undervalued House by Estate Agent?
http://www.rightmove.co.uk/property-for-sale/property-33927317.html?premiumA=true We are looking to sell or rent. This is a neighbours house that has sold. Our house has been updated. Extension, new kitchen, new bathroom, new boiler. Well presented. Now EA has come and valued our house at 125k now that seems really low to…
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Negligent solicitors claim – how to go about
Hi We purchased our flat 8 years ago and used a local solicitor. Having put it on the market 2 years ago we found a buyer, accepted an offer and were all ready to move to a new house. Unfortunately the buyer’s solicitors found the lease to be defective in 3 areas; - Insurance – flat below did not have to insure via…
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Insurance for a month?
Hi there We are in the last stages of buying a house, just waiting for a date now. We are currently in rented and so we have contents insurance. This is up for renewal on 14th August. We won't have left by then but I don't want to pay for a whole year and not be able to cancel. Does anyone do insurance for a month? Thank…
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Renting out a leasehold council property
I have a business, which has a flat above it, that i am concidering renting out. I am leasing from the council. What should i know before renting it out, other than the legal stuff. Do i need to contact the council about this? Do i have to get some sort of special insurance, even though the property is owned by the…
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buying my first house, advice required
Hi I am looking for a house to buy, I am a first time buyer and I have seen a 3 bedroom property for sale at £75000, need a bit of work but I am happy with the price, my question is what fees will I need to pay and how much will they cost? Also can the costs be added to the total mortgage and be paid that way? I can get a…
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Help! House renting/landlord problems, advice needed
I've recently separated from my husband and moved to a new city where I started renting a house by myself, with a view to getting a housemate to help with the rent once I've settled in. It's a private let and I'm in England, by the way. The landlady was helpful at first but after I moved in some problems became apparent.…
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Is landlord liable to pay unpaid utility bills
We have given notice to our landlord and we will be moving out in one month time. The landlord asked us now to pay a deposit to him in case we do not pay our last gas and electricity bills (apparently he had bad experience with previous tenants). The contract with the gas and electricity provider is on our name. We paid…
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Last month of tenancy
Hi all, we've just given notice to vacate our current property which we are currently renting. The landlord wants now to take 1 set of our keys from us, so he'll give it to an estate agency to arrange viewings. Are we within our rights to ask him to inform us at least 24 hours prior to any viewing and only bring the…
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Shall I buy a house which has susceptibility of groundwater flooding?
Guys, We are planning to buy a house but flood report has given 'High' rating for susceptibility to groundwater flooding in the search area based on the underlying geological conditions. There is no risk for flood (neither Zone 3 nor Zone 2 flooding) and it is not within range or area which benefits from flood defence but…
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Tricky one - advice gratefully received
Hiya, I will try and keep this brief. I split up with the girlfriend 3 years ago and moved out of the shared house with shared mortgage. I paid half of ALL bills for nearly 2 years until we needed to get things sorted. We couldn't agree on a fair way to sell to each other, but then she got a new boyfriend who paid have the…
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Can't find my property on the house price websites
I have recently moved house as a tenant and was looking at the council tax rebanding advice on this site. The recommended sites for looking up house sale prices (Nethouseprices, Houseprices and RightMove) don't have anything for my property. It's only a few years old and the other flats in the building all have sale…
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Renting, some questions about safety...
I'm in a 200 yr old cottage. It's pretty run down, damp, mould etc and a fire risk. Gaps beneath doors, gaps in floorboards in bedroom so can see living room. Is this acceptable in law? Also I have a wood burner, and unlike gas it doesn't seem to need a safety certificate and I wondered if this was correct?
