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To buy or not
We have put in an offer of 260k but would really be stretched to go up to the asking price in the interim. It is do able and would be mortgage free in 5 years but is it worth it?
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Exchanging Contracts
I'm now nearing the final stages on what has been a bit of a roller coster ride. My buyers mortgage was finally approved at the underwriters on Tuesday and they had their valuation survey carried out on Wednesday on my existing property. I've been advised that we may be in a position to exchange contracts next Friday. I…
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Rent help
Hi all, A few people and myself have recently moved into a rented property and have been here two weeks today. I just wanted to ask about security deposit protection. As I understand it, the deposit has to be protected within 2 weeks of moving in? We haven't received any paperwork yet from them regarding the details of how…
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Really do need some advice ASAP!
Hello, I joined this website about a month ago and people have given me the best advice possible I stupidly got myself into debt with Natwest, Co-Op (paying off my masters student loan) and 3g. I was told to check my credit rating online and it is at a very poor state. I have already paid off the rest of the credit to 3g…
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Landlord refusing to pay back deposit
I took out a 6 month tenancy agreement on 3/6/2010 and paid £550 deposit. In my contract it says that my deposit will be paid into the DPS under the DPS rules. The rules of the DPS is for the deposit to be secured within 14 days of the tenancy starting. I made several enquireis to my landlord about where my deposit was…
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Problem with tenant not obeying plumber.
I have altered the title because the tenant who is a heavyish lady did not break the toilet the second time, her guest did. The tenant forgot to mention to the guest that the toilet had recently been cemented to the floor. So in fact her weight was not the issue. I am really irritated. We have a large lady as a tenant and…
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The Property Ombudsman
Fair or not. Does anyone have any experience of the PO, and if so do they truly operate a fair and consistent service to both agents, landlords and tenants....?
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Estate agent issues
Does anyone know if estate agents are obliged to share information with prospective tenants prior to them taking out a tenancy, covering information such as previous disputes a landlord may have had ? The reason we ask is that our company has had some concerns regarding our clients tenancy agreements when we have…
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Got the house but not all the keys
A few weeks ago we bought a house (hooray!), but we did not receive the garage or shed keys (boo!). The shed was open so we just bought a new lock for it, but the garage is locked so we have no entry method and can't change the lock. We've queried with the EA and our solicitor and it turns out the seller 'lost' her keys.…
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Changing solicitor when selling
I just wonder when is the latest time you can change solicitor without incurring any charge from the previous one. What if I have not exchanged contract yet, but only forwarding the contact details of the solicitor to the buyer?
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Selling house with Tenants
My Partner needs to sell off one of 3 rented houses to pay off an outstaning mortgage. All 3 houses are in good repair and all the tenants are excellent so we are reluctant to give any of them notice to quit. Are there any downsides to selling a tenanted house? Thank you.
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Need advice on renting
Hello, I joined this website about a month ago and people have given me the best advice possible :) I stupidly got myself into debt with Natwest, Co-Op (paying off my masters student loan) and 3g. I was told to check my credit rating online and it is at a very poor state. I have already paid off the rest of the credit to…
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Check out the chapel of love...
Sorry if posted before but this is funny in a brilliantly childish way: http://www.rightmove.co.uk/property-for-sale/property-32891423.html Pic 5 of 9 shows how they have integrated the old windows into the new structure and created something unique and uplifting in the process!
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Does Conveyancer charge three lots of “Telegraphic Transfer” fees?
Hi, All Does Conveyancer normally charge three lots of “Telegraphic Transfer” fees? One for sending deposit fund; one for sending completion fund and one for sending Land Registration fee? I was not expecting to pay the last one Thanks
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Deposit Advice needed
Hope I've put this in the right section.. Just looking for some advice on deposits and how they work. I can get a mortgage for 95k max, I have 6k in savings already towards the 10% deposit all going well so far in my grand master plan. Only thing is 1 bed flats/Shoe boxes in my area start at 130K + this is within a 5 mile…
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So mad!
Hi all not sure if you've seen previous post regarding problems getting a mortgage due to OH being a Ltd company director with less than 2 years accounts, but now we seem to have that sorted another problem has come up! We found the property we wanted a few months ago but had to wait for our own house to sell, this…
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MSE News: Rents surge through £700 barrier
This is the discussion thread for the following MSE News Story: "Average rents continue to rise, as a shortage of homes and mortgage constraints fuelled tenant demand..." Read the full story: Rents surge through £700 barrier
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Removal Companies
Hello, We are looking for removal companies. We had a dodgy one that moved us in so now we are moving out, we want to make sure we get a good one. How do I know they are a reputable company and any ideas of average costs to move a 3 bed property?? Thanks SB
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To those selling in these difficult times Part III. AKA sellers support network!
:) Continuing on from the Part Deux thread ... https://forums.moneysavingexpert.com/discussion/1707749 As originally posted by pawpurrs “The purpose of the thread, is to let us all let of steam, give one another support, and help us through the stress of trying to sell, in these difficlt times. All welcome. Share the highs…
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Tax - Lending kids interest free
Hi, not sure if this is the right forum so please be gentle with me. We intend to loan/give our children some money to help them buy their first homes. I have been told by our bank that we will have to pay tax as and when they give us a little payment. Parents loan their children money all the time. I doubt they will ever…
