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How long should it take between offer accepted and completion?
Hi there, My partner and I are first time buyers. We had our offer accepted on the property we are buying on the 7th May. We have had our mortgage agreed and there are no issues at all with that side of things. However, we still haven't heard anything more from our solicitor. We were told that they were doing the searches…
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Can l be arrested for this?(update)
I would like to thank and update everyone who contributed to my original thread https://forums.moneysavingexpert.com/discussion/3275032 My ex came back on Monday, and obviously couldnt get into the flat (keys changed), so he came to my place and l told him l have sold all his stuff to recover my money and that l thought he…
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Question about quality of rental properties
Never having privately rented before, I'm unsure as to what would be classed as normal with regards to the condition of rental properties, so I'd appreciate some thoughts please? We're looking for a 3 or 4 bed family home, preferably detached with garden but we've been considering other properties too. Price bracket up to…
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Nightmare Help Needed
Hi, Writing this on a 3g modem in a hotel because of a moving disaster! We completed yesterday. Solicitor called us at mid day to tell us to get out of our house because the sale money was received. But the people we are buying from have not received our money so we have not been allowed to move in. Our solicitors have…
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Can I force my wife to sell our house?
We are married and jointly own our family home. We have decided to split up, but due to financial difficulties and debt we don't have the money to pay the lawyers and to pay for separate accommodation. I would like to sell the house, pay the debt and split the capital we unlock, but my wife refuses to sell. Is there a way…
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Dead landlord and rent deposit
I'd like some advice please with a flat which we just moved out of. We lived there for 2 years and the boiler was faulty and kept breaking down. This went for over 10 months, from April to Feb and on two occasions during the winter we had to stay in a hotel for nearly a week each time as there was no central heating and no…
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Negligent Solicitor??
Apologies for the lenth of this post but its a little complicated!! We hired a conveyancing solicitor for our first house purchase and used him as he was recommended by our estate agent. Unknown to us his partner was being investigated for fraud!! :embarasse After negotiating a price reduction and having our mortgage…
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New landlord question, need help re tenants?
Hi I am a first time landlord and have a 2 double bedroom terraced house to rent, an agent came around last night and this afternoon had 4 viewings in which 2 wanted it. The agent has recommended one of the families as she said they had less demands, would pay more and didnt seem as picky as she said the others seemed the…
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How long now???
Hi there, FTB had offer accepted 2 weeks ago, survey back and everything fine just states that electrics and heating are old (property 30yrs old). Vendor had offer accepted on theirs and their seller had offer accepted too. Chain ends there. How long is it all likely to take now? I'm a teacher and my summer holidays are in…
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Tenancy Deposit Struggle - Any Advice welcome
If anyone could offer any advice, it would be greatly appreciated, I'll try to make it as short and sweet as possible, and i apologise before hand if i bable! On the 28th of May 2009 we commenced our tenancy with "Frank Innes" We handed over a £575 deposit, which was protected with "The dispute service" which we received a…
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Buyer deposit
Our buyer is mucking us around so much, she keeps changing her mind. Can we insist on her paying a deposit or something to prevent her from pulling out completely? We are right at the very start of things so haven't exchanged or anything yet. I'm just so worried that she will let us down at the last minute and we will…
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Rant !! Viewing No-Shows
Sat here seething (again!) another viewing no-show - just changed estate agents and this is the first viewing with them - Mrs and I spent all morning cleaning up (have messy son with puppy he bought - great timing I know but that's another story). I took the dog out ready for them coming and they don't show up - you know…
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Process for extending a short lease on an investment turnaround flat.
Hi All, I am looking to bid on an investment flat which is going to auction. This flat has a very short lease though (about 25 years left), so I would obviously seek to extend the lease once I purchase the flat. First of all, before the auction, who do I speak to to find out how much extending the lease would cost? And…
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Deceased/Title problem
This situation is in Scotland so Scots law will apply, anyone got any advice; My OH's father recently passed away and the mother died 2 years ago. The title deeds were in joint named but when the mother died they didn't get the title changed to father's name only. The property will be sold once Confirmation has been…
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Is it unwise to buy a one bedroom house?
I've seen and heard a few people on these forums and elsewhere saying they would never consider buying a one bed house because they can be hard to sell, and that it is better to wait a buy a larger place. Is this always true? I would have thought there would always be first time buyers and single people wanting houses so…
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Shared Equity Am i missing something??
After some advice Im thinking of purchasing a 3 bed new build listed at £200000. With the shared equity of 15% in the form of a loan to be paid back after 10 years my mortgage will be £160000 after 5% deposit. Now the 15% is paid at 15% of the rate of the value of the house on paying back the loan so potentially if the…
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Cost of pulling out after exchange
Hi all, I exchanged on a house purchase that is due to complete in a few weeks time. In the last few days, I have had a significant change in personal circumstances and would like to pull out of the house purchase. I have put up a small deposit which is non-refundable and understand that I will still have to pay my…
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Offer Advice/Proof of Deposit
I have recently seen a house that is owned by a distressed seller (the guy has just moved into a nursing home and needs a quick sale). I was reluctant to buy in the current market as it is clear that house prices will continue to drop for the foreseeable future, but the house was reasonably priced and there was scope for…
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Renting a house when you have a poor credit rating
Hi there Just looking for some advice really. We are struggling to maintain our mortgage and commitments and have decided to sell our property, the value has come up ok but its doubtful there'll be any surplus. We can live with this. I am starting a degree in September this year so we decided to sell the property and rent…
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loft conversion
We are buying a house. We had a full survey done and as a result are having a roofer come to give us quotes on repairing/replacing the roof. Before all this, we were considering the possibility of having the loft converted in a couple of years. Does it make more sense to do the roof and the loft conversion at the same time…
