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Landlord requesting Cheques only
Hi I am moving into a rental property with a private landlord, it wasnt until after paying the deposit and then given the contract, that he requests 12 postdated cheques to cover each month of the rent. I questioned this and asked if I could not do standing order but he said no. The problem is due to previous debt problems…
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Help! Rent being increased more than advised
Hi, I hope someone can help! We currently pay per month to rent our house and we've asked for some improvements to be made, such as UPVC double glazing, so we were fully expecting a rent increase. But a staff member at the agency told us rent would go up by no more than in £25 per month increments. The improvements haven't…
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Urgent advise needed re neighbours!
Firstly i apologise if this is in the wrong section but i am officially at my wits end. We have lived in our house for 4 years and originally had no problems till the next door neighbours boyfriend moved in. We reaslised they were a little strange but over 2 years things have turned into a nightmare. We have caught him…
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Cash buy of a house, but I need to pay in Euro
I live in the North of Ireland and want to buy a holiday home in Southern Ireland. Its a cash purchase but I'm not sure how to get the best currency conversion in the house buying process. I've worked out that there can be a difference of up to £5k ...yikes!. Please help :)
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Need Advice-30 days to find a place
I'm currently living at home with my parents but I've just been told today that i have until the end of July to find a place as my dad wants me out. I've not got any close friends that i could stay with (they either live at home, or have their own families/children) and my partner's just moved back to his parents due to…
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Please Help need advise !!....
Hi, my problem is that just over a year ago i had an accident (broken neck and Back) which unfortunately led to me loosing my employment on the grounds of incapability, Now i own a property in but was unable to pay the mortgage and at the time unable to live there on my own as i required constant care, I then had to let…
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Slow progress on house sale
We accepted an offer on our house on June 13th and have instructed a solicitor. The estate agent tells us the buyers have done the same. However our solicitor has yet to hear anything from theirs, despite having sent initial papers well over a week ago. Again according to the estate agent, the buyer's mortgage is agreed in…
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Help me save some money please
Hi All, We have today had our house valued as we need to move due to a new baby girl. I have had an estate agent out to value and they came in with 75000. I paid 45000 for the house so it seems I’ve not done too bad. The estate agents want 1200 + vat to sell the property plus £99 for an energy report (Thought these were…
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Great 'things to do before you move house' Hunt
Great 'things to do before you move house' Hunt Moving house can be a stressful experience and there's a mountain of MoneySaving tasks to scale, from switching utility suppliers to changing addresses and updating the electoral register. Missing things can majorly affect your financial health so we'd like to hear…
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Is the market picking up?
Yesterday a house (bungalow) was newly listed on RM. I saved it as a definate possibility as its location was just where I wanted. I thought it looked a bit bland, needed updating and was quite expensive for what it was. This morning it's listed on RM as SSTC. Another one that's got away! I also see that since Monday nine…
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PMA certificate
I found an ad for a flat which has "PMA Certificate Not Signed" written across the photo. I can't find anything about it on the internet - does anyone know what it means? I'm guessing it's not a good thing....
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MSE News: Nationwide figures show flat housing market
This is the discussion thread for the following MSE News Story: "House prices were flat in June as low mortgage applications and sluggish new buyer inquiries kept the market subdued" Read the full story: Nationwide figures show flat housing market
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Help! Buyer throwing threats to pull out....
Morning People I urgently need some advice please. Back in February we accepted an offer on our shared ownership apartment, first viewing, first offer - he offered what we wanted. The guy in question had split from his wife (although still living with her and not divorced, seemed amicable). Anyway, being S/O there was a…
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MPPI, life assurance, critical illness cover... argh!
hi folks. bit of advice needed please as i'm terribly confused. i'm a 38 year old first time buyer in a professional job with no dependents, healthy and a non smoker. i've just had an ofer on a house accepted and it seems to all be going through fine (touch wood!). as per martin's advice, i used a mortgage broker (L+C) who…
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Buying family from property with gift of equity
Morning all, My fiance and I are in the process of buying my father's house from him. We have accepted an offer on my flat and will be using the equity from the sale, together with a new mortgage, to buy the house. My dad is mortgage free and will be living elsewhere after the purchase. The house is worth £300k and we will…
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Renting Credit Check
Hi Does anyone know how rougthly it takes for a estate agents credit checks to come back? It's been 2 days so far and still heard nothing. We have good credit and no one has been in contact regards extra info etc. Thanks
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Implications of Buying a House with Subsidence / Settlement Problems?
Hi all, I've just had a Structural Engineer tell me my potential house purchase is suffering from subsidence/settlement, with an estimated rectification cost of around £15k. I'm now to renegotiate with the Vendors but I have other concerns and was wondering if anyone could comment... 1. It's a cash purchase for me, but if…
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Woodingdean Brighton?
Does anyone know the Woodingdean area of Brighton? I have applied for a job there and wonder if anyone can tell me if it is a good area? Couldn't help noticing how scary the rental prices are though.
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Freehold flat & 999 lease "what to do next"
The estate agent says the flat is "Freehold" but also shared leasehold, we're totally confused. I have read not to get involved with a freehold flat and that lenders are hesitant to give a mortgage. The land registry online states that the property is subject to a shared leasehold agreement rather than separate ones and…
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Unauthorised alterations made to jointly owned property
Hi I need some help with wording for a letter. My sibling and I own a property and whilst I have been away for a few months they made significant alterations to the inside of the property, including knocking walls out and putting bars on the window I have been denied access to the property and the property now looks like a…
