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insurance policy for renting and other questions
We will be entering a rental agreement shortly, and having been house owners before we dont know too much about this process. Is there some kind of policy you can pay to cover rental payments in case of sickness, redundancy or death? I am self employed, so I guess a policy for me would be hard to get? But wife is employed.…
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another HOW LONG does the solicitors process take?
We are at the solictors stage at the moment, just wondering how long this process takes (yes i know, how long is a peice of string). What happens at this stage? I'm aware the solicitor will do a search, contracts, etc ... Sigh ....
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Should i get an structural survery done?
Just wondering, on a 4 year old house wether we should bother with a structural survery? We've had a value survey done, the house is a new build. I'm not looking for a thorough inspection survery, just the structural survey ... to check if the building, etc is okay. How long does this process take? And how should i go…
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need advice on selling please
hi,hoping for a bit of advice im in ni and im tring to sell my house, it has been on the market for four years and my last viewers were in dec.i have it on with two estate agents one of which has my partners house for sale with them as he is also tring to sell. my house was on the market originally at £260 and is now down…
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Great opportunity to work in Oz but mortgage company won't let me lease property
I have received interest from a couple of companies to work in Australia, they are great opportunities and the money on offer would be signifcantly more than what I earn in the UK. :) I made an enquiry to my mortgage company ,First Direct about the options with letting my property whilst abroad they have advised me that…
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Interest?
Hi. I rent out my house, and only just found out that I can offset my interest payments on the mortgage against the income for hmrc. Is there any quick way to work out how much of your mortgage payment is interest? Of course, I could be being very silly and this cant be done... Thanks for any pointers in advance! Morty
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for sale boards
Hi, We are getting ready to put our house on the market, can anyone recommend a place to buy our own for sale sign?, preferably in the Glasgow/Edinburgh area. Thanks
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Part exchange for a new home
Hi, I'm thinking of part exchanging my existing home for a new build with Redrow. Does anyone know why most builders won't part ex for an ex-local authority home? Thanks
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Landlord Owes Me Money
I rented a one bedroom flat a year ago and sign a 6months contract. When I viewed the flat there was a very strong smell of damp in the living area and the bedroom. I asked the agent and he assured me that it was because the carpet has just been cleaned the flat was close up for a while. I still inspected the walls but…
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Completing on Friday, what things to do first?
Bit of background, no chain involved, buying empty house and having some renovation work done before i actually move in. Guess it will take a month for it to be ready. I know i have to read the Electric and Water meters, and get a gas meter installed,after that i'm stuck. At the moment no companies will talk to me because…
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Sold static van last October
Due to ill health we decided to put my mother's static van/mobile home up for sale. We had a buyer in October, they totally loved the place and the fact that they could also take over a few seasonal bookings. They were returning home to transfer full asking price, this was to be done within 3 days. However, a payment was…
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Is this possible?
Can a single, 20 year old female live on her own on only £400 a month take home wages?
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Service charges on flats
Are they normally divided equally between all flats, or proportionally based on the size of each flat?
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Home Buyers Report - Worried now :(
Hi Guys, I am looking at buying what I thought was an amazing property. Victorian Maisonnete conversion, built around 1900. The survey came back with the below issues (they were of medium severity meaning defects that need repairing or replacing but not considered serious or urgent). Rainwater pipes and gutters: The…
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When does property show as under offer on RM?
I enquired three weeks ago about two properties listed on Rightmove. They are both with the same EA, who said there was a sale proceeding on each of them. I checked them again today and they're both still listed for sale. Rang the agent and asked how is it they are not showing as under offer if there are sales proceeding.…
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How long should we wait?...
me and my partner are new to the home buying thing and have recently put in an offer (or 2) on a property. the Property was on the market for £92000 but has no GCH. We have put an offer for £87000 saying that this is our final offer... we can go to £88000 but obviously in this climate money is tight. Problem here is, we…
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PhD student - can I get a mortage?
I start my PhD in chemical engineering in September, for this I get £19,000/year tax free for three years. In addition to this, I will get anything up to £300/month tax free in tutoring university students (paid for by the universitydepartment), and I currently make about £250/month from matched betting (obv tax free too…
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1 bedroom v 2 bedroom
good afternoon everybody. i just have a question to ask regarding my current predicament. i am currently very close to buying my first home :j - i almost have my 20% deposit and have also enough saved for the expenses required in moving. however i am unsure as to whether i should go for a one bedroom flat/apartment or 2.…
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Estate Agent T&C's "Ready, Willing and Able" Help
Hi there - I have a meeting with an estate agent tonight to consider signing his terms of business and instructing him. There are 2 clauses in the terms and conditions I am unhappy with 1 - If the agent provides a ready, willing, and able purchaser, and I agree the sale, but then pull out (for whatever reason) then I still…
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Any buliders out there? Partition wall q
Thanks for reading-hopefully you can help... we are buying a house, which in 2006 had the kitchen and dinner joined together by taking the ajoining wall down. this was done without building regs. now, if this was a supporting wall,i take it there would there be signs of the house falling down by now? upstairs above the…
