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stamp duty ??
This is my first post hope i am posting in correct section here. Thing is i am buying a property at 205,000 thought i was a FTB and got the mortgage offer also. but now saw the rules of stamp duty and came to know that should not own a property anywhere. I own a property in Asia .. so what will happen if i say i am FTB. I…
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How attractive is a deposit contribution?
As above. Our house is currently on the market for OA £117k, how benficial do you think it would be to offer 10% deposit paid? Would like a quick sale as we have seen a house we like the look of. Thanks Steve
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Renting and occasional sub-letting
This is a hypothetical situation for something I may do in the future. If I rent a 2 bedroom flat can I sub-let the other bedroom on an occasional basis, for example through crashpadder, without needing to get permission from the LL? Would the income qualify for tax exemption under Rent-a-room? (I can't see anything in…
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Half Signed Tenancy agreement
i was going to move into a studio with a friend (B) but things went down hill with B at the very last minute after B signed his part of the contract and paid the deposit and rent advance plus fees. i have 2 days to sign the tenancy which started yesterday. is it possible to get back the money minus the fees from the estate…
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avoiding estate agents
I am about to put my house on the market & am shocked how much estate agents charge & how little they seem to do now everyone can search on line. has anyone sold without using them?? or using one of those on-line agents that only seem to charge a nominal fee? any experiences/advice would be appreciated thanks
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How to trace house ownership?
No longer needed!
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Changing planning permission for holiday cottages
Can someone advise me about the rules for letting holiday cottages as non-holiday lets? In the area where I live it's pretty easy to get planning permission for holiday lets but not for ordinary housing. Lots of people, in a burst of enthusiasm, converted barns, or chapels etc but subsequently found that running a holiday…
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Make yourself at home!
Couldn't believe something I saw tonight: went for a viewing tonight (lovely house, will be putting an offer tomorrow) and the agent brought 2 other viewers along (grrr...I hate that). They started upstairs and I did downstairs. When I went upstairs, there was the sound of the loo flushing and one of the other viewers was…
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Unfurnished Renting Question
Hi There, My father in law has just started renting a new property and it is unfurnished I have been told by a few people that even though it is unfurnished and oven should still be supplied. Can anyone advise me if this is true as he was going to buy one but they are quite expensive. Also he lives alone and earns about…
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previous owner now living abroad using my address!!!
can anyone help me, i bought my house off 2 daughters who inherited the house when there mother passed away. the main organ grinder, lives in greece, but when she is in the country is using hire car companies with our address, she also has a bank account here also with our address. is there anything i can do to stop this,…
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help re; renting
Hi, A bit confused so thought I would ask someone that might have a clue! I luckily own a house outright which is worth about 120k and wanted to rent it out to buy a bigger house. Would the money (rent) count as income and be included towards getting a big enough mortgage, because me + wife don't earn very much at the…
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who decides the completion date?
Some days ago i posted a thread that the exchange of the contracts is getting delayed.(our mortgage offer is ready) But without any calls from my side My EA called me today and was telling that our vendor in willing to exchage by the end of april and he told us to go ahead and give notice to our rented place as we need one…
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Completing on old and buying new property on same day?
I have just sent off our solicitors forms and did not tick the box entitled 'Tick here if you wish to complete selling your old home and buy your new home on the same day'. I was led to believe that it cost more to do this. Now just read that it is foolish NOT to do this elsewhere on tinternet. Advice? Thanks! :D
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Am I Forced To Use My Lenders Appointed Surveyor?
I am currently purchasing a new build property from Taylor Wimpey and have done a part exchange on my current property.At this stage not a single brick has been laid yet my lender Intelligent Finance who I am sticking with wish to have a survey done on the property.They claim the surveyors can complete the survey with the…
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Should we be worried re: house sale/survey?
Hi there, I'm just looking for some advice/reassurance etc and would welcome any thoughts please.............. We put our house on the market just over a month ago and had an offer we were happy with after less than two weeks. The prospective purchasers were very keen and had sold their own house already with two others…
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Deposit for privately rented property
A friend said,her son got a short term loan from his local council for the deposit and first months rent needed to rent a privately owned property...as he physically couldnt afford it.Does anyone know anything about this ? the criteria needed to apply....etc etc. Many thanks....desperate :O(
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Rent/Utilities question
We live in a block of flats that has a communal central heating system, as such we don't pay the heating bill it is included in the management fee the management company charge our landlord. We have just had a letter put through our door stating that they want to rip out the old system and replace it with individual…
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Zoopla estimates - easily changed :-(
Hi, Just thought I would post. Maybe this is common knowledge but I wasn't aware until now and was rather surprised :o Firstly, I should say that I know online estimates from Zoopla and the like are to be taken with a pinch of salt. However I didn't realise they were completely meaningless. It occurred to me I hadn't…
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Help - asbestos garage roof with some damage
We are 'trying' to sell our property and have just heard that the buyers may need to pull out because our property is not insurable because the garage has an asbestos roof and one panel has a crack down it. We are insured but am now desperately trying to check the documents to see what it does say about it. Does anyone…
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Rent question
We live in a block of flats that has a communal central heating system, as such we don't pay the heating bill it is included in the management fee the management company charge our landlord. We have just had a letter put through our door stating that they want to rip out the old system and replace it with individual…
