-
Completion date confirmed - now what!?
Ive exchanged and a completion date has been set for 2 weeks time. What do I need to do before the completion date and what do I need to do after completion? For example, I know I need to tell banks, DVLA etc.. of my change of address, but what happens with telling energy suppliers to switch on the electricity (I don't…
-
3 weeks from target completion date, sellers put out
Hello All, Had a phone call this morning saying the sellers of the house I am trying to buy have decided to pull out due to the house they want to buy was shown to have too many faults in the valuation report. I wanted to know where I stand with regard to the money I have spent on the mortgage fee and valuation fee, plus…
-
Cold shower anyone??
Hi, My OH and i privately rent in Scotland, our shower has completely given up to be honest i amn't surprised as it looks as old as the house, the water is cold if you want any sort of water pressure and only just above cold if you dont mind loosing a lot of pressure. The LL was suppose to come round to see the problem for…
-
Over 70 Mortgage required
My Partner owns 3 houses which are rented out and worth approximately 90,000 each. There is a total mortgage on these properties of 60,000. On the property he lives is there will be 10,000 left of an Interest Only mortgage to be paid off in September. He does not want to sell one of the Rented houses as the market is down.…
-
New Builds and Recession?
It has come to my attention that alot of new flats/houses are being built by builders and they are having no problems in shifting these plots? In this current climate i was kinda expecting plots to be hard to sell but am i missing something? So far i have been to view some new plots with various builders and they are being…
-
Really Cold Room
Firstly apologies if this is in the wrong place - please move it if necessary. I have a problem with one room in my flat never getting warm, Im in rented accommodation so Im not sure other than getting an electric heater there is anything that I can do. Its a old Victorian house with big bay windows and high ceilings and…
-
Wear and tear in sofa - tenant question
I am a tenant and renting a furnished property since 2 yrs. The sofa in the flat has torn in 2 places (for about an inch long each). This is certainly because of wear and tear, the sofa is made of faux leather. I have written to the letting agent and he is coming for an inspection on coming wednesday. I am worried what he…
-
Students withholding rent - default notice worries
Hi everyone, I am a student living in a house with 3 other tenants under a joint tenancy agreement. During August the boiler was not working for about 2 weeks. One of my housemates was living here, I was living here on and off during that time and my other two housemates visited briefly. We told the letting agent of the…
-
Buying a house and providing the building insurance
As a rule (is there one?) are most rebuild costs the same as what the house is valued at? I didn't think this was true (but obviously may be wrong) but the EA told me to put it down the rebuild as the valuation figure. I know it will have the rebuild cost on the mortgage offer but that is currently at work with my husband.
-
Rental contract renewal - checkout fee added
Hi, Just got to review my new rental contract (have rented the same placed for the last two years), and it now has a 'checkout fee' of £100 + VAT added into the contract. Is it worth discussing this and trying to get it removed or should I presume I've no standing in the matter. The flat is essentially unfurnished so I…
-
Advice for my parents please who are desperate to get moved
Hi folks looking for ingenious suggestions really here The situation = Parents ages 63 & 70 Selling Bungalow in a nice village nr Bath for £230k Wanting to buy similar bungalow up here in my village near Lincoln for £150k They have had a sale fall through twice! Same buyer on both it was her buyer, and buyers buyers buyer…
-
EPC Essential, or Not?
Hello there my little chummies :) Right - I'm trying to find somewhere to rent, but looking at stuff like: - static caravans (residential) - ex holiday lets (now on ASTs for whatever reasons) Do these still legally require an EPC to rent them out under an AST? Mostly these will be dealing directly with the owners, not…
-
Deposit no longer protected ... - advice needed by tennant please
Hi I wonder if anyone can advise me. We received a letter today from The Dispute Service saying that our "agent ceased to be a member of their scheme on 24/02/10. This means that your deposit will cease to be protected by our scheme". It refers to, and includes a copy of, Notice 5A(5)(C). The attached Notice states that we…
-
FTB - Subsidence Help
Hello everyone. Really need some advice and help. Background. Myself and girlfriend have saved up for a few years now. Finally got ourselves a deposit and started looking at houses. Found one that we both liked. Put an offer in and after abit of two and fro the offer was finally accepted. Home buyers survey done and came…
-
HELP:::::Renting for the first time
me and my girl friend are going to start renting a flat however we have no idea of the costs invloved first when we say that we want the flat what would we have to pay upfront , also how much on average does it cost for all the bill including water/gas /elec ???? help please
-
renting my house out and tax
Hello, We currently have a 2 bedroom house which as a family we have out grown. We are struggling to get together a big enough deposit to buy somewhere a bit bigger to suit out needs so we were intending on waiting until our fix period on our mortgage ended and then sell the house and rent somewhere more suitable while we…
-
Blacklisted house?
Hi, My house is currently being rented out and my new tenants tried opening an account with Barclays but were rejected because my house is blacklisted...is there anything I can do? I didn't know that this was possible as previously other people had told me they look at individual credit history and not property credit…
-
Rent increase and fixed period
Having noticed two flats in my block going up for rent in the last few weeks, I've been speaking to my neighbours. Apparently the letting agents have been contacting everyone gradually and asking if they will accept a rent increase of £75 pcm (for the studios) and £100 pcm (for the one beds). The reason being that they…
-
Help with a damp flat
Hi all, We moved in to a nice two bed ground floor flat in March last year, as we needed a extra room for our little boy, after spending 9 months here we have noticed it to be damp, we firstly started to remove the damp patches from the walls but it is spreading and getting much worse. it is now in three rooms and the…
-
Increasing Rent?
I was just wondering at what point a landlord/estate agent can increase the rent on a property, for example I assume they cannot do it during the contracted time, but as my contract is 6 months (with the idea to renew) then can they increase the rent for the new 6 month contract - if so do they have to give any notice of…
