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Blacklisted house?
RumanaB
Posts: 202 Forumite
Hi,
My house is currently being rented out and my new tenants tried opening an account with Barclays but were rejected because my house is blacklisted...is there anything I can do?
I didn't know that this was possible as previously other people had told me they look at individual credit history and not property credit history. Thanks for your help.
My house is currently being rented out and my new tenants tried opening an account with Barclays but were rejected because my house is blacklisted...is there anything I can do?
I didn't know that this was possible as previously other people had told me they look at individual credit history and not property credit history. Thanks for your help.
0
Comments
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as far as I am aware a house cannot be blacklisted it is an individual who isMFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
Aug 2014 £114,750 -35 yrs (2049)
Sept 2016 £104,800
Nov 2018 £82,500 -24 yrs (2042)0 -
Agree with Charlie houses are not blacklisted0
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Only a person not a house.0
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Barclays don't open accounts for everyone. They are quite picky as they don't like plums (banking slang for someone whose majority of monies leave their account pretty much as soon as it goes in).
Mind you, comments are subject to contrary opinions as it's been 10 years since I worked for them and they could have changed in this time.Inside this body lays one of a skinny woman
but I can usually shut her up with chocolate!
When I thank a post in a thread I've not posted in,
it means that I agree with that post and have nothing further to add.
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They need to get copies of their credt reports. The problem is with them personally, not the house.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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Who told them this? Not true. It is the tenants who were rejected not the property.were rejected because my house is blacklisted...
Tell them to check their credit record.0 -
OP, maybe our tenant is trying it on with you?0
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The tenants have either misunderstood something or they are telling porkies. Either way, I would be treble-checking their credit-reports and my bank-statement for the rent-payments.0
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Thanks for your responses...I'm going to ring the tenants and tell them to check their own credit reports.0
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