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Conditional Auctions
Hi, does anyone have any experience of "conditional auctions" or of the company "Iam-sold" (intelligent auction managment)? We have a house which just won't sell, despite being refurbished nicely. We have dropped the price several times, changed estate agent etc. but to no avail. We have to sell to cut our losses. We are…
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Indemnity Insurance - Land
Hi Can anyone advise on the following: We bought our house 'off plan' in Jan 05 and moved in in June 05. In Sept 05 we received notification from Land Registry of confirmation of title and noticed that the rear garden was not included. After investigation we found that it was covered by an indemnity insurance, obviously we…
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Just moved to a new house: Slow Heating, Poor Water Pressure
Hi Guys, I never thought that i'm gonna miss such basic things before agreeing on buying this house. In this cold weather we've got two major problems: 1) Heating - it takes at least 2-3 hours to make house warm but it doesn't go that warm plus there's no radiator in the kitchen and stairs. Also most of the radiators are…
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selling a flat with a tenant ..
Hi All Could do with some advice. My husband and I have recently sold (well, have accepted an offer, fingers crossed it sells) a flat that's had a tenant living in it. The managing agent put it on the market and told the tenant what was happening. He agreed to let people view (other than a month when his girlfriend gave…
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Porting our mortgage
Hi Apologies if we have missed a previous thread on the same subject... We are looking at moving house, porting our current fixed rate mortgage over to the new house. Our existing mortgage is over 25 years. We will need to borrow an additional sum of approx £60,000 to make this purchase and have been advised to take this…
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Tenants in common mortgage issue
Hello, Would really appreciate some advice on this situation. Person A is in a significant amount of debt, approx £80k, however they own 90% of a flat valued at £200k. The remaining ten percent is held in trust by trustees B & C to cover a loan made at the time of purchase. There is no mortage on the flat at present.…
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Landlord insurance ... confusing!!!
Good morning, Could anyone give a bit of advice on Landlord insurance? There seems to be lots of different parts to it and I'm more than a little confused! I have a 1 bedroom purpose build flat, it is lease held so all buildings insurance is dealt with via the mamagement fees from the management company. The flat will be…
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Mortgage Valuation Survey
Hi all, I am looking at a semi-detached house which is on the market for £50K more than the other half of it sold for in the last few months. As far as I can tell, there is very little difference (it has been a rental and needs updating, so the inside is unlikely to make up for the difference), same footprint, but the…
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Window Locks
This is probably a really daft question, but I'm sleep deprived with a 2 week old baby... I need to get a bathroom window fixed (double glazed UPVC - 4 years old). One side won't lock (you can just push it open!), and the other side has now just broken and won't open! (So basically, both the locks/mechanisms appear to be…
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Freezing weather, no boiler for a month, withhold rent?
Hi, My situation is already detailed on this thread. https://forums.moneysavingexpert.com/discussion/2893362 However I've started a new thread to ask about the legal implications of withholding rent. At this point we've got no options other than doing that, we've been advised that it's not wise to do that. What are the…
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Renting with bad credit
Hi basically I am on a DMP, (other half does not know) been on it a few years and going well, we sold our house and are living in a caravan while saving for a few years, but other half thinks we should rent, would a letting agency or private landlord do a credit check, will they stop us from renting, just want a chance to…
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Lack of planning permission
Hi Grateful for advice. Should be on the verge of exchanging on our first house. At a late stage our solicitor has spotted a lack of planning permission for a small garden wall - not a permitted development. It's 2ft high, in keeping with the local area and completely innocuous. Built longer than 12 months ago. I know that…
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renting rooms
I have been renting a room in my house to a young lady, who has been sneaking her boyfriend in to stay at nights with her. This has been going on for 7 months. The boyfriend stays at least 3 or 4 time per week. I would like to know can i request her to pay more rent or shall i ask her to leave. I am new to this renting…
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Brother moved into house - possible problems - advice please
Hello, Recently my Mother passed away and I was left the house which I had owned for over 20 years and which had been solely in my name for the last 7 or 8 years. I live with my own family nearby. I intended to rent the house out through an Agency. However, recent developments have resulted in my Brother moving into the…
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Issues with a past flatmate
Hi guys, First of all a thank you. I've been trawling this site for the past few weeks as I prepare to buy my first house. I've found much of the advice on here to be excellent and very reassuring. However I'd now like to ask some advice of my own. About 2 and half years ago I moved out of my old flat which I shared with…
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urgent advice needed, regarding minimum room sizes
hello, i am looking for some advice, as soon as possible really i will keep this as brief as i can i have been in a privately rented house with my two children (4 + very nearly 10) for 8 years now. our landlord is selling up so i have applied to the council list but am very low down so i am looking for another private rent…
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Surrender of a Regulated Tenancy
This one is going to come down to a judge's opinion so I am posting the situation to get peoples take on it before ending up in court on the losing side. Feel free to give your opinion - all welcome. It would be good to get a feeling for how people view the proposed action on the basis that any future judge will share…
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Letting agents are lying to us - can we quit?
We employed a local letting agent to market & manage our property as we were being moved by the military. We have had nothing but trouble with the agency. It took them 2 weeks to get a sign up, were telling viewers wrong information, not returning our telephone calls and emails etc. They finally found us a tenant and he…
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council repairs timescale
My daughter lives in a 2 bedroom council property. She is 29 weeks pregnant with her 3rd child . the other 2 are aged 6 and 2. She moved in in august 2009, since then she has had to have her boiler repaired no less than 12 times........9 of them this year..\Her boiler broke again on saturday 26th and it still hasnt been…
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House survey, what come back do I have?
Hi all, I have recently moved in to a new house (August) and received a full structural survey. The survey picked up that there was an issue with one of the windows in that it wouldn't close properly causing a draught. With the colder weather, it has become very obvious that, in fact, all of the windows in the house suffer…
