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Forumites can I pick your brains please!
We are in the process of buying a house coming up to 10 years old. it is freehold no communal areas and the estate agents have said as far as there aware there is no annual maintenance charges. I noticed there are trees and shrubs to the front of the house. would that be the councils job to keep these maintained?
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Private Sale v Estate Agents
My property is being valued and advertised with an estate agents from tomorrow. In the meantime I have put a private ad in the local paper. I have had interest already from the private ad, can anyone advise me where I would stand if I had it advertisesd with an estate agents but didn't sell it through them and sold it…
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How to find reduced house prices
http://www.propertysnake.co.uk/ This might have been posted before but you can enter the postcode where you are looking to buy and find out the prices that houses are being reduced by. Some have been reduced by over 50%!!
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Renewal Fees
Hi I hope someone can help me as can't seem to find anyone who can! We are due to renew our tenanacy and have been offered a new 6 month lease for a charge of £82 this time but in future it will be £125. We weren't told about these extra charges when we signed the contract originally and there is nothing in our tenancy…
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Extension vs Loft Conversion
I wonder if someone might be able to advise me. I am currently weighing up two properties, with the possibility of buying one of them. One of the properties has existing planning permission for a loft conversion, and I am trying to establish whether there is a way of getting a rough cost for the conversion. The permission…
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Entrance to top floor flat not being maintained so risk of further damage
Not really sure where to post this as covers two areas. My girlfriend and I have recently bought the ground floor flat of a converted Victorian building. At the side of the house is the driveway where we park our car there at during the day and night and next to that is the stairway entrance to the two flats above. At the…
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When your offer is accepted...
And you demand the EA/vendor to stop all marketing of their property, does this include complete removal from sites such as RightMove? For instance, if you do a search on RightMove you have the option to include "Under Offer and Sold STC" properties. Assuming you are proceedable, do you demand complete removal from…
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tenancy deposit scheme's and non compliance
I have recently taken a case to court as my landlord failed to protect the deposit and provide me with the prescribed information. I started court proceedings and had judgement for default but unfortunately the claim was changed and the judgement was not for 3 times the amount, as the deposit was finally lodged with the…
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Ground rent wrong
Just had a first demand for payment of a years ground rent. I've looked at the lease and it clearly states 'The Rent payable from and including the date of this Lease to and including 31 December 2016 is £150 per annum'. They, however, have demanded £250 for the year. I've mailed the management company who sent the request…
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Landlord deduct our deposit unfairly
moved out our rented property one month ago. when we vacated the house, the landlord came for a final check and said he was happy with the status of the house and would return our deposit. but today we received his phone call saying he returned part of our deposit, deducting near 200 pounds for housing cleaning. He said he…
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Possible new tenants to view property which you are renting?
Hello I was having a look online but I thought I would get some ideas here. My inlaws are moving home. They gave their notice on Saturday and just now when they arrived home they had a letter saying: "The following appointment(s) have been booked to show your property to prospective tenants. You do not have to be present…
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Question about 'consent to lease' and 'buy to let'
Hi there - we're planning on applying for a Consent to Lease from our mortgage provider to enable us to rent out our house - does anyone know whether we could still convert the mortgage from repayment to interest-only, as the rent we expect to achieve would cover monthly repayments but not leave anything extra for…
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House purchase query
we have a flat already and wouldn't be 1st time buyers but if we buy a house for 125000, put down 20000, income for me and wife is 48k, roughly what % rate should we be looking for, no other debts and would be looking at 25 year mortgage. 85% LTV APPROX
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Vendors unusual request, help!
Hi all, we are buying and selling a house and due to exchange in two weeks or so. The vendors and us have become quite friendly and yesterday they asked us if we could complete on a day but not move for a couple of days as they need to do some work on the house that they are buying. I am not adverse and not is our buyer…
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License to Assign - Share of Freehold
I'm in the process of what feels like a long and drawn out flat sale, I'm paying hand over fist for the legal profession to make photocopies and sit on things. Anyway, getting to the point, I have a sale of a flat with a share of freehold. I've just been told by my solicitor that I am liable for the cost of a license to…
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Lost monitoring studs
Hi. Anyone ever had experience of being told by surveyors for their insurance company, that the monitoring studs attached to the principle crack (vertical outside brick wall at the join with next door semi ) cant be found, but because all the other sets of studs elsewhere on other walls( all minor ones) are showing…
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Living in commercial property? possible??
Hi there, Wondered if anybody knew if it was possible to live in commercial property? I noticed they are considerably cheaper than residential properties and, being young, wouldn't mind the inconvenience if it meant I could get on the property ladder sooner and live somewhere a bit unusual. Mark
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should we buy or rent?
We are just about to move out of our house, having reduced it to such an extent that it had to sell! Anyway, we are moving in with relatives with a view to taking the stress out of trying to combine selling with buying. We are moving to Hertfordshrie which is generally expensive so we may consider going into Bedfordshire…
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what to do with houses?
Hello all, I have 3 flats that I rent out. I bought them in 2007 at the top of the market - all on btl and put 10% down on each. Each flat bought for 200k, 90% LTV. Anyway, the crash happened etc and I am on five year fixes for all of them. My mortgage payment does not cover rent on each one, as there are lots of new…
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Timeframe for Letting Agency to return deposit in Scotland?
Hi All, I know that there are deposit protection schemes in place in England which mean that deposits have to be returned within 14days - but is there anything similar in place in Scotland? I'm currently at 30days and counting.......:mad: Thanks :) Nachos
