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Bulgaria Property
I do have some sympathy for those who are having problems with their property purchase in Bulgaria, and I'm not posting to preach....but: 1 Please don't put the blame on a poor (the poorest in the EU) Eastern Europe country. It seems that those who bought 'problem' apartments were mostly led by greed, they were gullible…
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Paying Rent - What type of bank account to open?
Hello! I am about to move into a new flat with 3 friends and the letting agency has asked us to pay the rent from one account and set up a standing order. We would also like to be able to pay our bills from this one account in order to keep everything in one place. What type of account can we do this with? where is the…
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Sale of house money???
We are in the position of having sold our house but can't find anywhere to buy at the moment so are thinking of renting for a while?? Has anyone done this and can you lt me know the pitfalls re the money? Did you spread it over several accounts? (£50,000 protection) The interest rates are so low at the moment I am not sure…
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Can they deduct a surcharge from deposit?
We're moving out in a couple of months - they have already 'reminded' us that they will charge a £35 check out fee, but reading through the original contract, they also charge a 10% surcharge +VAT on any work/cleaning/repairs that they have to have done when we leave. Can they do this? We have no intention of them finding…
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House Viewings - What it Reasonable
Hello, we recently gave out 2 month notice (our choice to give 2 months rather than 1) to leave a property. Fully understand the need for viewings, but it's becoming a bit of a joke. The property is a fairly unusual one (1 year old, 2 bed, 2 bath, study, roof terrace), so it getting lots of interest In the last week, the…
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Joint Mortgages
Is it worth getting a joint mortgage in the current housing climate? Would I also gain any advantage if the second applicant was one of my parents who have already paid off a mortgage successfully?
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Help with making an offer - possibilty of no planning permission...
Hi All, OH and I want to put an offer on a house and our absolute max is a penny less than £125k due to us being a next time buyer and not wanting to go over the stamp duty threshold - we simply can not get hold of the money for it! Here are the facts: * House originally on market for £140k in April * Reduced to £130k in…
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Letting Fees - Do I need to pay for Building insurance?
Hi, We've had no end of trouble with Burcell Edwards Estate Agents, Shirley, Birmingham. Firstly they wanted to charge us £177 each admin fees for 2 people (inc VAT), they also wanted to charge extra £100 on the deposit as we have a dog. Which subsequently the landlady is ok with! We refused this and bartered them down to…
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Do deeds need changing when father dies leaving his half of house to children?
Last year my father died. The deeds for the house he lived in were in both his wife's and his name. His will specifies that in the event of his death his wife can continue to live in the house as long as she likes and on the death of his wife or her selling the house his half share of the house gets split between my sister…
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is this taking the pi$$ - house offer
we like a house that has been on the market for over a year, its £289k, our max budget is £250k (plus stamp duty threshold), now much of a pi$$ take would it be to put in a offer of 245k? the house does need a fair amount of work done, e.g new windows and some roof work but i don't know if that has already been acounted…
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Threats from a letting agent
Hi, I am currently renting a property which I have been in for over two years. It was originally let via a letting agent, who was collecting the rent on behalf of the landlord. In the original contract the landlord is named, and the letting agent is listed as the agent. It was a shorthold tenancy, which was not renewed and…
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House prices rises over time
If you know how much a house cost in year x, is there anyway you can tell how much it should be now assuming that it's value rose/fell at the same rate as average prices. I.e. a website that will calculate this?
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How long for EA to chg price on web?
i know it depends how big/small they are, but generally how long should it take an EA to chg the price of your hse on their website? persuming it needs to be changed on theirs first before RM can pick it up? is 24hrs to short?
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1st Time Landlord!
Hello All, I'm looking for some of your advice and opinions! I have a house which I've owned for 2 years now and that I've renovated substantially during that time however I hope to move soon and am thinking about renting out my house. I'm not in negative equity (had a revaluation after works were completed) but I put a…
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Inherited 1/3 of a house
Hi I am one of 3 siblings who inherited a property last year. The will states that the property should go to the kids and the residuary estate to the grandchildren. Now, not all of us get along and one of the us is under the age of 18. I would like to know if instead of transferring the property to our names, can the…
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Can a lodger buy a house being repossesed?
Hi, Basically my question regards the possibility of me purchasing a house I am lodging in as the landlord will be going bankrupt. The bankruptcy is due to my landlord having gone through a divorce and being "awarded" the house in negative equity of approx 30K and half of the matrimonial debts amounting to 17K, she also…
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cohousing
just thought you might be interested in another way of living - cohousing.... a group of people buy land, engage an architect, design houses (eco, hopefully) and include a 'common house' for joint parties and meals so that everyone can have a smaller house than the one they normally live in - don't need guest bedrooms,…
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New house with Bad Credit History - Pls Help
Hi All Well I may have bitten off more than I can chew. I have just bought a house (completed last week) and it appears that the previous owner was in a real financial state. We have only just managed to get the Gas & Electricity reconnected. Gas meter had been removed and the 100amp fuse removed from the gas meter, by…
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Advice? Loft Conversion in a Top Floor Flat
I own a top floor flat. I also own the loft space above the flat. I would like to do a loft conversion to add some value to my flat but I've been told by a local joiner to forget it as it is far to complicated!? Apparently, when it comes to flats, what I would like to do is not seen as a loft conversion, but is actually…
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Tenancy and builders repairs
As some people know we have had some problems with repairs to the property. We would like a builder who is independent not the landlords husband or friend The property we rent is through a letting agent my question is do the letting agent have to use approved builders through their agency or can the landlord of the…
