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Valuation report - advice needed
Hello everyone Received my valuation report today on the flat I'm buying and the report includes this statement 'Obtain the advice of an engineer or chartered building surveyor on the need to strenghten the roof structure and undertake recommended work' with a tick in the Yes box for 'are essential internal repairs…
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House Deeds and Sale Profit
I have a house with a mortgage but the deeds are not in my name as I had to sign these over when I moved out of the property, when the house sells, can I still request a % of the profit?
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Need some advice on our current sale with regards to boiler
Hi All, We're currently going through the sale of our property (nothing exchanged yet) but have hit a problem with our (very old) warm air boiler. It ideally needs completely replacing, which is obviously rather expensive. It could be repaired also. However when viewing our buyer mentioned he'd rip it out and replace with…
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We moved today and all went smoothly
All the months of worry and stress are over and now we will take our time to find a house we want to live in. Meanwhile we are living with close relatives. Life is grand, for the moment. Just wanted to wish everyone going through the same stress, all the best, it will come together in the end.
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Let to council vs private ?
Hi Guys My parents want to let there town house (4 Bedrooms), they've spoken with 3 agents who let to the council and offer guaranteed rent every month, they've been offered about £750 a month which seems a bit on the low side but I believe they also pay the council tax and it is guaranteed as well. Just wanted your…
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Shared lane - is there a difference in law between upkeep and improvement?
Title says it all. We own a house and have access to a shared drive with four neighbours, one of whom actually owns the drive. Deeds say we must pay equal upkeep of the drive, I have no issue with that. However, the drive owner wants to re-lay the drive with materials far more substantial than what's already there. Looks…
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True cost of renting
Hello MSE'ers! I am currently living with my dad, in his mortgaged house. He wants to downsize with a timescale of about 6 months. While he says there is always a roof over my head, he has made it clear that this will only be for a short term basis/emergency measures, as the smaller house will not accommodate all of my…
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Homebuyers report
We have just received our Homebuyers report for the property we want to purchase this morning. Looks fine apart from a few 3s they have marked down. One of them is the bathroom which we knew about. The others look fairly standard. Can anyone tell me if this is fairly standard wording? "The fuses were situated in the…
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are they signs to pull out?
Purchasing a home we have been after for sometime, however there have been a number of hurdles recently which seem to be telling us to pull out: - A number of issues came back on the survey, these have been picked up, we renegotiated to a lower price and are proceeding. It is still a fair whack but more manageable. - I…
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Please Help. Can my Landlord do this?
Hi guys, this is my first post (waves to you all), So basically I moved into a 1 bedroom flat with my girlfriend, and I paid a whole year up front. My girlfriend has a child, but he was with her parents because of our jobs it wasn't practical. We was working to save for a mortgage and be closer to her family so we have…
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How much do we need?
My fiance and I are currently going through the saving process of house buying. We would ideally like to purchase a house in or around the £120,000 mark but we're both newbies to all this. So far we have £6,000. I earn £25,500 and he earns around £20,000. How much should we be looking to save before we approach a broker…
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Lodger's Debts
Hi All, I want my partner to move in with me. I currently own (mortgaged) my own home and am due to move soon (again will be mine mortgaged) and at that point I want him to move in with me. He has some debts which I beleive he is in the process of paying off. He is in full time employment. We have agreed to do everything…
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FTB - how to deal with vendors
We had our offer accepted on our house on the 16th of August. The EA said that the owners were looking for a quick sale and have already seen a house they were keen to purchase. Finally this Monday they have had their offer accepted on a house and the person they are buying from is in search of a house now. We have sorted…
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Redirecting mail to a p.o. box?
Does anyone know if it is possible to redirect mail to a p.o. box? I have a redirection form here but there's nothing about p.o. boxes. Would I put the p.o. box details in the 'new address' section of the form (once I've actually set a box up)? I've looked at the Royal Mail website and tried to phone them but got no-where.…
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Things to do after completion of house purchase
Hi I have "completed" the house purchase in London. I want to know what all documents should I be receiving from my coveyancing solicitors. Please list Original or Photocopy as the case may be. So far, I have received: 1. A completion letter from my solicitor (original) 2. Land Registry record (Photocopy) 3. A colored map…
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Spot checks when renting privately
We rented a private house and had the letting agent inspect the house every 3 months. If something was broken or a drink had been spilt on the carpet and they didnt pick up on it at the time can they make you pay for it come the final inspection?
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Letting Agent & Landlord praise (for once!)
Seeing as how we normally have people posting on here about problems with their landlords or letting agents, just thought I'd post in praise of the excellent service I've recently received from mine! Washing machine has been playing up recently, with an intermittent fault which got considerably worse over the weekend. I…
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Viewing houses without own on market?
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Mortgage repossession whilst FOS are investigating?
Was wondering if anyone could advise me - as this is not my dilemma I do not really want to go into too much detail, as it's quite a delicate issue, so apologies in advance. A friend is currently facing repossession action from her mortgage lender - as far as I can gather a possession order has been granted and possibly an…
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Leak caused damage to floor
Just after some advice on how I proceed with the situation we're in basically. When we moved into our new flat we noticed that there was some water damage to the laminate flooring in our bedroom, so much so that when you stood on it you could hear some water moving around underneath them. I put cardboard down to try soak…
