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Possession Order
Have had to submit an N5B for acerlerated possession, papers were posted to tenant last week, deemed served on Friday ( So far so good ) I have received notice of issue from the court ( form N206a ) My tenant has emailed me today, to confirm that she has received her notice from the court and that she has 'sent the reply…
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1st Day of moving in....landlord nightmare
Hi My lad is moving into his new student house let my a private landlord, advertised through a local estate agent. He arrived today to a total nightmare. Everywhere was filthy, fridge full of mould, broken stuff everywhere and even a whellie bin condemmed by the council and they will not collect it. Decorating 1/4 done,…
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Offers on a repossession...
A house has come on the market for £515k,the last few of its kind on the same road have sold for between £690-£750 k but this one needs a heck of a lot of work complete rewire, replastering etc. Bearing this in mind what do you think a sensible first offer would be, these houses only come on the market once every 5-10…
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Lodger & Restricvie Covenant
My neighbour is saying that I am breaching the Restictive Covenant because I have a lodger! whom I have had for over 2years - 3 month now and have just received the solicitors letter. Basically saying at I am sub letting (which I am not I own the house) and to cease the sub letting at once. Have I any rights - maybe that…
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Our new (8 Years Old) Terrace house has had internal chain door closurers removed?
Hi there I was wondering if anyone can clear this up? We're in the process of buying a new build (well, 8 years old) end terrace house. When we went round the house I noticed that the current owners had removed the internal chain door closers off all of the internal doors. I imagine they would look like this having seen…
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Please help MSE test NEW tool: Find your house price in 1991
Hi folks, To help make our Council Tax Rebanding guide more comprehensive, we have rejigged the Nationwide House Price calcualtor that we currently recommend using, and made our own using its data. The point is to be able to find out an estimate of your houses value in 1991 - when properties were valued for Council tax…
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New Build Apartment Mortgages
I can't find any new build apartment mortgages for more than 80%... i'm looking for 90% can anyone help? Thanks
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Title absolute?
I am looking to buy a property that has a hip and i am a little confussed about what "title absolute" means it has the owner listed in 2003 as a the proprietor, then underneath it has something like does this mean that the proprietor is the sole owner and has brought the property outright, or does the restriction mean that…
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Co-habitation - advice please!
Hi, I am a homeowner (apartment) and have asked my boyfriend to move in with me. We plan to buy a home together in a few years time but for now are looking for some advice on co-habitation. I purchased my apartment 3yrs ago through a co-ownership scheme (i own 50%, the government owns the rest) and have been paying an…
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Rent to buy
Rent to buy Just wondering if these schemes are any good?? Does anyone know any sites or agents that list rent to buy properties, as I've found it quite tricky find some. Cheers ;)
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Can someone confirm this??
Hi...we are at early stagees of (possibly) moving to new property. I have been quoted 1% by estate agent forselling our house...ie £3,300.....a local soliciter has quoted just over £600!!!! She said most people didnt realise this vast difference...whats going on?? ian
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Land Registry - what does this mean?
I am having some problems with getting my deposit back from my LL so I contacted the land registry to check everything was as it should be and I discovered that the registered owner is someone i have never come across. In November 2009 a Unilateral notice in respect of a mortgage advance between mortgage lender and my LL…
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First Time Buyer - What are my options?
Hi, In short, i currently do not have any mortgages and I am looking to purchase a property (house/flat - mortgage) for the first time with the view to rent it out. do not necassarily mind if the rental income and mortgage payments are very similar (I am more interested in the investment and having a property under my…
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Would you carry a homebuyer survey?
I am buying an ex-council flat in Mitcham. This is a repossessed property, so everything should happen within a month from now as I have a mortgage. The building was built in the 50/60’s and is a solid / standard construction (brick and slate). The flat is empty so it is easy to see everything. - There isn’t a single crack…
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LA not performing repair for 9 months
hello! Our guttering (all across the front of the house) fell off in January this year. We called them the day it fell off, then every few weeks, then once a month and now back to every few weeks. They still haven't fixed it. At first I had 'oh sorry, has he not done it?', then it was 'yes, we'll get someone else in' today…
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Should I go for a 100% buy to let mortgage?
Hi, I've recently purchased a property with some inherited money, a 4 bedroom house, which I am letting at the moment and gaining some income. I just took a look at available properties at my area, and I saw some of them worth buying. However I don't have cash to invest in. I'm on a full time job where I am satisfied with…
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House to go repo? Unsure what to do,never married but got children with ex
I'm not sure if I'm posting in the right section of the forum. Basically I lived with my ex partner for almost 13years in rented accomodation,we had 2 children together. We had a 3rd on the way and decided to buy a house together. We buy a house,the house is 50/50 share on the deeds and land registry. No joke,bout 9 days…
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26 weeks with EA no viewing
House been on market for 26 weeks estate agent not arranged any viewings, or informed me why only contact was suggesting I lower price by £5000 pounds. Should I consider changing estate agent
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Time Limit to Return Protected Deposit?
I am having problem with a letting agent and just wanted to get a quick question returned to use as ammo agasint them. Is there is time limit on how long it should take to return a deposit for a rented house when its protected? We have agreeded an amount is to be taken but now they are dragging their feet further over more…
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Should I sell the house and rent instead?
Hi there - really confused so hoping someone can advise. We have a secured loans / mortgage worth around £125000 on a house worth £135000. We are also in a debt managment plan with payplan to repay debts of around £50000. Also have a car loan of £270 / month. I think if we sold our house the equity should just about be…
