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Administrative error with rent - can you help?
In March 2009 I made a payment to my landlord of 750 pounds. Taking my debt down to 698. This was confirmed with the landlord and ever since then I have been receiving signed letters saying that I owe 698. However last week I received a further letter saying that in fact there has been an oversight and that the check…
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mortgage/new house/baby!
well! where to start?! we're expecting our first baby, but we currently live in a one bedroom flat. not ideal! i have a mortgage on the property, which im tied into for another two years. i asked about topping up etc and aparently i can't do anything like that. if i want to move/change, i have to buy myself out, at a cost…
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House Advice on Probate issue. Wits end!
Hi All, Just after general advice on what would you do here. I am buying a house as my GF is pregnant. we found one we wanted and i was told the owner had died and his son was selling it for him but no problems as probate is nearly done. now 7 weeks later they are saying that probate hasnt even begun.... it might take…
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Are estate agent fees still due, if you P/x with a developer instead
Hi, I was just wondering if you guys can offer any advice on the following: I put my house for sale in Jan this year with a local estate agent, and to be honest their service has been pretty poor, also with the market as it is I have only had 3 viewings. I have seen a nice flat and decided to sign up for a part exchange…
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Would this put you off?
A new property has come on the market in an area I am interested in. A 3 bed mews for £127,950 I thought it seemed cheap for the area and size, so I did search to see when it last sold and it was for £135,000 in June 2010. Without being mega nosey and asking the estate agents (and i'm sure they wouldn't tell me the real…
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Making an offer - but can't move til next year?!
Hello, I've lurked on this website for ages whilst waiting for my flat to sell - finally accepted an offer last week (has taken over a year!). Accepted £3k less than my minimum though - i.e. so I can't afford to buy anywhere until I save up that £3k again for my deposit. Bit gutting having lost all my deposit/equity in…
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Will we have to pay tax on a "gifted" deposit for our first property?
I am looking to buy a flat with my partner to live in and we are hoping to put a deposit down of £45,000 (25% of the purchase price). £10,000 of the deposit is coming from my side - the sale of my car, and a gift from my parents/grandparents. £10,000 is coming from my partner, with whom I will be living with in the new…
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Responsibility for rented property after keys handed back?
Hi Hopefully a question that's not too stupid: The last day of our tenancy is Monday 27th, but we're already moved out and just finishing up the cleaning etc. I wanted to arrange for the letting agent to come and check the property and hand the keys back as soon as we've finished the cleaning. I understand that we'll be…
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To sell flat which is better, lounge/diner or kitchen breakfast room?
I have a one bedroom flat which needs lots of work before I can sell it, and would like some opinions on layout. At the moment the bathroom has to be reached by walking through the kitchen. The lounge just has room at one end for a small dining table. A builder has said if I have a wall moved he can fit in a small ensuite…
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Thinking of Selling Up to Rent before buying again
Hi Desperate to move house but taking on a more expensive mortgage with lots of outgoings is not a possibility. We've had a plan to sell our house, use some of the money to pay off all our debts, stick the remainder in our savings and rent, saving all the money we used to pay our creditors. I can see this happening for…
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Survey Query
Hi everyone, I hope you can help! We had our survey results last week and they have said they won't value the property until we have a full structural engineer in to look at the ground movement (I'm not sure of the exact phrasing of this problem)! Is this normal? Should we be worried? How much would this costs in the Leeds…
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Estate agent conflict of interest??
Hi....we have recently viewed a property...their Es. agent wants to act for our sale if we go ahead...surely a con of interest?...if I want to get their other clients property at a reduced price...ast ag knows my stratergy and will pass info on..any comments ian
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Estate agent conflict of interest??
Hi....we have recently viewed a property...their Es. agent wants to act for our sale if we go ahead...surely a con of interest?...if I want to get their other clients property at a reduced price...ast ag knows my stratergy and will pass info on..any comments ian
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Mortgage - Overdrafts
Hi, Just seeking some advice. I have recently just been approved a mortgage at the bank. I am still however waiting for an offer and for the valuation and also the contacts to be completed. However, I am abit short on finances at the minute and was looking to extend my overdraft. Would this hinder my mortgage plans at all?…
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Spare 35k Buy to let maybe??
If I get the house I'm putting an offer in on today I will have around £30k left over. I was wondering what to do with it. Its part of a retirement pension scheme which I won't need for around 6 years. I thought I could maybe buy a small flat to rent out. I know a 25% deposit is required. Is this for all borrowers? Is it a…
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Renting a property?
Hi all, I am thinking of renting a property from an estate agent and would like to know what insurances I would need? Also what would happen if I became poorly and unable to work or made redundant? I just want to make sure I am in the know before I make the step! Many thanks for your support.
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Which house to go for?
Hi, would really appreciate your opinion on two houses in the same area, with the almost identical layout and in the similar condition, both ex-council. House 1: no private parking, you leave the car on the road (free but it's the hill) and walk along the path to the house. The path is exposed to the neighbours' gardens…
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I keep reading the tenancy agreement and not seeing anything re: notice for vacating
the property. It is usually 30 days isn't it? The tenancy agreement "expired" back in January. I do still have to give notice to leave though, right?
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Valuation lower than asking price - what to do?
My brother and I are trying to purchase a new build one bed flat for our elderly parents. They are providing the deposit and mortgage payments and while we are ‘facilitating’ the purchase by obtaining the mortgage. Initially we had agreed the following deal with the builders – Redrow: The property price is £79,995 The…
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First-time mover! Help!
Hi Guys, First time poster, but regular reader of the forum! I am looking to move house, and need some advice! It may seem obvious, but I didnt think it would hurt to ask! My property is on the market, and has been for about a month now. Had a few viewings, but only received one offer, which was too low. We have found a…
