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Anyone with a post office mortgage?
My offer letter from the post office come through yesterday and theres one thing I don't understand, I've applied for a mortgage of £159k the purchase price of the propoerty is £189K. Now on the letter I got yesterday it says on the front ''Net amount to be released on completion: £157,971.00 but when you go on through the…
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Anyone with a post office mortgage?
My offer letter from the post office come through yesterday and theres one thing I don't understand, I've applied for a mortgage of £159k the purchase price of the propoerty is £189K. Now on the letter I got yesterday it says on the front ''Net amount to be released on completion: £157,971.00 but when you go on through the…
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These "Sell Your House Fast" Businesses
My fiancee and I are sick fed up of our flat. We bought it a couple of years ago from her father at a decent discount so we can afford to make a bit of a loss on its current market value and still make a profit on what we bought it for. We are sick fed up of the place and want out of it as soon as possible, for various…
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Strange clauses in tenancy (AST) agreements
Hi all Going through some paperwork I have come across my old Lease Agreement (this relates to a property we no longer live in) which contained some strange (imo) clauses which I never managed to resolve at the time. Can anyone shed any light on the clauses below? - are they 'valid' / enforceable etc - so I know what to…
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Buying options for tenants?
I still own a house with my ex and we have recently put it on the market. We have had tenants for 3 1/2 years and quite honestly, they have been brilliant - very clean, no problems etc. They are russian and the guy is hoping to get a visa at the end of this year which will allow them to stay here permanently (I believe).…
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Retainer fee for estate agent?
I have agreed to buy some land in India; an English woman living there working as a sort of estate agent helped me find the land and negotiate a deal. Her fee is 2%. Now she is also asking for a fairly hefty retainer fee as well. She has done a lot of work for me but is this normal? She says it is. But I've bought and sold…
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Oversears Money Transfer
Dear all MoneySaving Experts I intend to buy a property in overseas and prepare to transfer a lump sum of £80,000 from my current account at NatWest to a current account at HSBC overseas. 1. Transfers via bank do not seem to offer better exchange rates and I learnt online at sendmoneyhome.org there seem many agencies could…
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Buying repossession, no building reg consents an I being advised correctly ?
Hi All I would much appreciate any thoughts on the advice I have been given by my conveyancer. I am purchasing a repossession which already has a HIP report done. On the the search report / local search / planning + buildings regulations all the answers are no. After having a Level 2 survey done on the property the matters…
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Electricity Pylon
Hi I have had an offer accepted on a house which Im purchasing as my 1st buy to let property. The Valuation report has commented 'High voltage electricity supply apparatus is close to the property. You should be aware that public perception of possible health risks may affect the value and future saleability of the…
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Raising money for a repossesion ???
Hi were in last stages of purchasing a repossessed home for 150k cash which we have been able to do with the help of cool parents we have put in 50k them 100k. The purchase is complete to the first fix and when done should make us a very tidy house for the money only thing is to get it were maxxed out of cash and need to…
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No Service charge
Saw a flat today - inside it was really really nice. Current owner has done an wonderful job. I would need to double glaze as it currently only has single and is on a main road. However, externally the building looks in disrepair - a lick of paint would do it wonders - it 'looks' solid It's a leasehold property (just over…
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apartments for letting-financially viable???
Hello All would like your views on this matter-whatever you think please say!! Any one here from the Birmingham/Black Country area??I am thinking of buying a ONE bedroom apartment in Smethwick.It is very close to birmingham city centre. This property I am buying for the prpose of letting.I want to know what type of people…
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Not signing tenancy agreement - Scotland
Hello, I live in an HMO flat in Scotland and signed a fixed term tenancy agreement for 12 months which has now ended. According to this lease at the end of the fixed term contract the lease will then continue on a month by month basis with each party having to give two months notice to end it. However now the lease is up…
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New pics, dropped price, what you think?
Dropped price a week ago, then added some new pics, any feedback welcome please http://www.propertypal.com/1-laral-gardens-monkstown-newtownabbey/91047
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New pics, dropped price, what you think?
Dropped price a week ago, then added some new pics, any feedback welcome please http://www.propertypal.com/1-laral-gardens-monkstown-newtownabbey/91047
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Advice for FTB please... my story :-)
Hi there, great board. I was just wondering if anyone out there, could possibly assist me with some advice regarding my current position. I am looking to buy a house, as a first time buyer, and would be doing it on my own unfortunately. I am a 30 year old lad, in a stable public sector job. Salary is around £31,000 before…
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Repossession - how does it work?
It is possible that I will have to face repossession some time next summer, and I would like to know exactly how the process takes place... If I receive an offer to buy which is less than the outstanding mortgage, how will the lender react? Will they negotiate over how to pay off the balance, or will they pursue me to…
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Lease extensions
Hi, I live in a block of 15 flats, all of the flats have ~65 years left on the lease. I want to extend the lease on my flat but a lot of the other owners are taking the view "we're going to be dead when it runs out so i'm not going to extend it" which is rather unhelpful. We all own the freehold to our own flats. If i was…
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1st Time Buyer
Hi guys I'm looking to buy my first house with my girlfriend for around £125,000. We are able to afford a 15% deposit. I've looked around for the best deals online, and have had several meetings with countrywide mortgage services. My main issues are whether to continue with them or not. It seems to be that they are one of…
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Potentially Contaminated Land - Help Please
Hi All Just got my Environmental Report back and it says that my property I'm buying could potentially be on contaminated land, to prove this they have included an old map with a coal mine on it in the 1920's. Actually in the report where it asks if there is any entry in the contaminated land register, it says NO. They…
