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Anyone with a post office mortgage?

My offer letter from the post office come through yesterday and theres one thing I don't understand, I've applied for a mortgage of £159k the purchase price of the propoerty is £189K. Now on the letter I got yesterday it says on the front ''Net amount to be released on completion: £157,971.00 but when you go on through the offer letter they give details of what I will be paying each month based on a loan of £159k, Just woundering why they haven't gave me the full £159k ,
it's short of £1029 which totals to £999 arrangement fees, and £30 chaps fee, but sureley that should be on top of the £159k loan i wanted. I phoned them yesterday but they are closed, any ideas anyone.
Save Save Save:o

SPC 593 paye:o

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