-
Where to live in London? Please help
Hi all! I need some help. I've been offered a job at a Visual Effects and Animation company in Soho but I know nothing about London so I was thinking there should be at least some Londoners on this site. I was wondering if anyone knows what areas are considered good, safe to live but also wheres bad and I should avoid. I…
-
Roof advice please
Please could any roofing experts let me know what they thing about this situation? We've discovered that the house we're buying had a felt roof laid by previous owners. The strange thing is that it's on a a sloping south-facing roof and we've only ever seen felt roofs on flat structures. All the other houses on the street…
-
Timescale ... to exchange contracts (no property chain at bottom or top)
Hi all, Solicitor advice or those in the know is appreciated. So we have accepted an offer on hour house from a chap with finance in place (no property to sell) and the house we are buying we are ready to exchange contracts with (they are going into rented accommodation). He will be applying for mortgage on the property…
-
broken glass in rental flat
My sister rents a 2 bed flat. The door that separates hallway and front roon is a wooden door with 2 massive sheets of untuffen glass. whilst carryin her new born she pushed the door shut with her foot, it shut (not hard) and the sheets of glass smashed everywhere cutting her arm in several places. we explained this to…
-
Charity buying equity in Property
Well Im absolutely dumfounded and wound up so much.... We tried to buy a property and have found out that a lady has put in an offer (same as ours) and had it accepted - nothing wrong with that..... but... she already owns at least two other properties that we know of and in order for her to buy this one, apparently a…
-
Advice required on negligence claim
Hi, I wonder if anyone in the business or with knowledge of these things can give me some advice on this topic. I bought a Newbuild property towards the end of 2007 and instructed a a solicitor to do the required searches etc to complete the transaction. Searches came back clear most notible being a coal mining search that…
-
Looking for some advice
I am currently in a position, where having sold my house this weekend, and been in my job three months, I can look round to buy a house. I am married and have two children (2 1/2yo) twins, and for the last three years have been living in a one bedroom house / staying with parents. We desperatly want to get on with our…
-
Investment Company House Purchase
Has anyone investigated selling their home to an investment company? My home has been on the market for a little while & I've now received a mailshot from a property investment company (in my case Movemakers) offering no obligation valuation / offer. I guess this will be well under market value, but apart from that I…
-
The Great ‘lease buying or extending' Hunt
The Great ‘lease buying or extending' Hunt Unique to the UK, the leasehold system means you can buy a flat while someone else owns the freehold, so you get charged to extend the lease and for maintenance. We're writing a guide to extending leases and buying freeholds and want to hear your top tips, problems and experiences…
-
Retraction
On 13 April 2010, I published a post on this forum which made reference to my experience as a tenant of Mr Sunil Dhown in a property managed by IRD Homes. I have recently been contacted by Mr Dhown, who has made it clear that the publication of both the details of my experience and my opinion of the approach taken by IRD…
-
Gas Meter capped off for non-payment?
I am currently buying an empty property. I had a gas plumber engineer come round and showed him all the work I want done and he was fine till we went out the back door and saw the gas meter. A sharp intake of breath and a shake of the head and he said he wouldn't be able to do any work until the gas meter was sorted out.…
-
Advice needed regarding rented flat
Hello everyone, i moved in with my partner a few months ago and we recently broke up and she kicked me out of the flat. we both got a joint tenency agreement and a family member of mine was the guarantor to enable us to rent the flat. Now the problem is that she has stopped paying rent on the flat but is still living there…
-
Just been offered a full mortgage with a default.
Had some great news the other day I had my mortgage approved in full , the thing that amazed me was that I had a settled default notice on my file which drops of next year. I thought this will cause me some problems but touch wood it hasn't. The settled default amount was for £454. So out of curiosity why didn't the lender…
-
High service charge including non communal facilities
Here are the main points: My pal is leaseholder of a flat he bought 12 years ago. I help him with replying to paperwork as his form of dyslexia results in chaotic spelling. His landlord/freeholder is the Local Authority. We have discovered he is the only leaseholder in the buildings. Everyone else is a council tenant. The…
-
Service charge for apartment block
Hi all, I am unsure if this is the best place to post this but it doesnt seem to fit anywhere so i may do a few posts in different forums! My partner and I bought a new build apartment about 5 years ago and understood that there was a service charge fee that we would have to pay each month as they do things such as clean…
-
Anyone ever had to claim on an indemnity policy?
Has anyone any experience of needing to claim on an indemnity policy? I hear various reports as to whether they're 'worth the paper they're written on'. Thanks,
-
multiple tenant registration fees
Hi All, My partner and I have found a house we wish to rent via a residential letting agency and we are in the process of making it happen by filling out the forms. The agency has stipulated that the registration fees total £188. This is made up of £120 for the 1st applicant in this case myself and the remainder for my…
-
Negative Equity - Moving House
Hi all. I need a bit of advice. My wife and I live in a small appt in Manchester city centre and have recently had a baby. There isn't that much room where we are and will need to move within the next 1-2 years. The same flats in the area are going for £92,000 to £100,000. My mortgage is about £91,500 and I have a second…
-
What do I need to know about buying a repossession?
One of the properties I'm planning on viewing looks like it is almost certainly a repossession. I have learnt from the threads on this board that repossessed properties have to stay on the market until contracts are exchanged and EAs are obliged to pass on higher offers to the mortgage lender until that time so the risk of…
-
Landlords Insurance
Could someone please point me in the direction of sites to visit for Landlords insurance.
