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What amount would you accept?
Hello I have a rental property in the south east. It was up for £224,950 originally, then dropped to £219,950 and now stands at Offers In Excess of £209,950. Been on market 2 months. Had an offer of £200k which I rejected and amended offer of £205,000 which we are going to reject too. Potential buyers want quick sale -…
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does having a student loan affect mortgage application?
My husband and I are applying for a mortgage we have a mortgage in principal. It has only just occurred to me to mention my student loan. Tbh I completely forgot about it as I only work part time so haven't been paying it off for the past 2 years. Its approx 5k. Are student loans considered in mortgage applications? Could…
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Moving House
Hi there we are moving house unexpectedly -landlord decided to to sell house we are renting! Have found another house so any tips for saving money on the move would help,bearing in mind we have only been in this one a year!! Will check back later.Thanks Pettingcats
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First time buyer
Hi, we are first time buyers and have seen a house we would like to put an offer on, but have no clue..the house is on the market for 365,000 GBP. Its a semi-detached 3 story house. We want to make an offer but don't know what is reasonable. Can someone please help? Thanks! Confused Renter/Buyer
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Paying for removals with a bankers draft?
Sorry if this is in the wrong place. We're moving in 10 days' time and have booked removals etc. They've asked for a banker's draft or cleared payment on the day. I'm reluctant to pay in advance of the move in case there are any problems, but equally don't want to pay £12-odd for a banker's draft. It's for approx £1,500 so…
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Property bee help, please
I apologize if this question has been asked and answered many times - although I did search and didn't find an answer - but I can't get Property Bee to give me meaningful info. ALL the houses I looked at were cited as being on the market as either being offered for sale from just from this month....or at the max since…
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Leak from upstairs flat
Hi 2 weeks ago, water started leaking from upstairs flat into my kitchen and bathroom. The upstairs neighbour wasn't in but managed to get hold of him- he arrived after 2 hours and it turns out the washing machine was leaking. There's been damage to my kitchen and to a lesser extent bathroom. Contacted leasehold management…
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dad is having difficulty selling villa in spain
he now has four agents still now views any ideas? i thought on ineternet selling- does anyone know more aboutt his approach? how does one shift spanish villas now a days
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save your home
Thought i would post a new thread conserning those who find it difficult in paying there mortgage or losing there home, there are many homeowners struggling today to pay or have been unable to pay there mortgage due to losing jobs etc. There is something you can do to save your home as long as you have enough garden room…
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Urgent House Cash Offer
Hi, I'm looking for a really quick answer as I am trying to decide whether or not to take an offer on our home? The house is on the market for £280k, and we have had 3 offers, £275k, £265k and £250k Cash? I have never dealt with a cash buyer before? And I know it's a lot less but we are in the position of not worrying to…
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First-time renting questions - employment check and application fees.
Hi MSE'ers. My girlfriend and I are planning to rent a property shortly. I've never rented before. We have a couple of viewings early next week and there are a couple of things that I'm wondering about. Firstly, the Employment Reference - my girlfriend is self-employed; I am full-time employed, but by a German company, and…
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making an offer
any advice on this - what would a reasonable offer be in this situation? sellers have house to sell at 539950. sale fallen through at last minute so is back on the market. have emigrated to south africa so need a sale. buyers have cash buyer on their property - mortgage agreed in principal what would you go in at?…
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Help, Solicitor charge for sellin.. How much?
Hi, i`ve just had an offer accepted on my £80k house.. I don`t have a house to buy as i`m already renting elsewhere. How much should I be looking to pay for a solicitor. PS- After paying £350 for a home buyers pack should the solicitor fee be less as they`ve got less to do?:(
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Family bridging loans
I want to buy a new house and sell an old house. My multiples and deposit are fine for the new house, however the old house, which I am selling, has an outstanding mortgage of 40K. I don't want to NEED to sell the old house before buying the new, however the amount of mortgage I am allowed doesn't leave me enough headroom…
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FTB- survey results and thinking of pulling out
Hi All, Just after a bit of advice and what you would do if you were me. My OH and I are FTB and had an offer accepted on a house. We've had our mortgage offer and the valuation mentioned damp. A Homebuyers Survey has shown the extent of this and it seems to be in every room in the house. Even if we could get the sellers…
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Council Right to Buy
Hi I bought my house from the local council a few years ago but find I am struggling with the mortgage payments due to losing my job. I want to become just a council tenant again, but I have been in this house for over 30 years and dont want to move out. Does anyone know if the council would buy my house back and let me…
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First time buyer advice please!
I'm currently saving to buy my first house, and it's getting hard now! What i would like to know though (before i go to a financial advisor, as i just need ideas at the moment), is what the max value of property i should be looking at is. I earn approx £26k, and have roughly £35k as a deposit. The only debts i have are my…
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New build lease length less than stated - do I accept?
I received docs from my solicitor yesterday regarding my purchase of a new build leasehold property. The apartments were marketed as having a 125 year lease but now the actual lease document states the 125 year lease started in June last year. It may seem a small issue but I don't see how they can claim the lease starts in…
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Freehold Manager requesting consent to Sublet
Anyone who has freehold managers plc as their freeholder should be aware of the following. I have received a demand for £129 to gain thier consent for sub letting. I have read my lease and there is nowhere in the lease that it says I need thier consent. I suspect that they have done a trawl of leases where the leaseholders…
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Help Indemnity policy
Hi I need some advice please WE are close to completing to buy a house and our solicitor has contacted us regarding two issues. 1 no building regs for a conservatory which was built 12 years ago which has central heating. and 2 no building regs for chinney breast removal(dont know how long ago that was done)estimate last 5…
