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Renting from a family member and claiming housing benefits
Does anyone know if it would be ok to rent from a family member as an offical tenant but be able to claim any relevant housing benefit. I need to sell my house because I just can't afford it anymore so I will need to rent. My sister is looking to get a buy to let and I have suggested if she were to buy one in my area (she…
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Do 'Home information Packs' become invalid?
I had my HIP carried out at the end of Feb 2008. I now have a buyer, but I am being asked to get the HIP redone. As far as I can tell HIP's have no expiration date so I'm not sure if I really need to get it redone or not. Any advice would be appreciated.
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Management company left the building.
Just been to see a flat in a lovely building on the seafront in New Brighton, Merseyside. The flat generated much interest as it was originally £100,000+ and is now down to £38,000 (first alarm bell). The estate agent stated it would be a cash buy as you couldn't get a mortgage.This flat is a repossession and the…
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New TENANT
my cousin wants to move into a flat near end of april but flat is being vacated on 2nd April. can landlord impose a nominal rent of say 60 quid a week to secure the flat so that there is no void period. is this right? surely tenancy agreements end all diff time of years. any help appreciated . What is right and whats…
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Is the seller taking the mick?
I am a first time buyer with a sizable deposit allowing me to get a good mortgage. There is a property I am interested in which is in Wallington, Surrey - not the worlds greatest area but not exactly beseeched with problems. The owner has had a property on the market for 3 and half weeks and it is yet to sell. They were…
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Questions/Advice on renting to a family member
I'm in a position wherby I'm buying another (larger) property and keeping my existing (smaller) property. I've had letting agents round etc and was initially going to go down this route using their 'fully managed' service. Now, my sister and her partner (they are not married) have expressed an interest in renting from me,…
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Hidden Costs??
I have just exchanged contracts on a new build two bedroom apartment and am due to move in next month. I was wondering if there is anything that I should look out for in the way of hidden costs? Do I have to pay initial start up fees for the utility companies? Do I have to pay to register with the local council? Any help…
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Ground rent invoice query
Hi We've just had our first ground rent invoice and I don't really understand it. We have bought number 232 on our street, the invoice is addressed to us at 232, however it then says: Please write this reference code on the back of your cheque. Ref: xxx/xxx Property: 232-238 (evens) xxxxxxxx xxxxxxx Does this mean we are…
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2nd viewing with owners this evening - what questions to ask?
Hi there, basically we're having a second viewing of a house this evening. They have had 2 offers on places they want to buy accepted so I am assuming they are keen to sell, they have also said that they will pay the stamp duty given certain conditions (which probably means paying asking price which I won't be bidding at).…
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Offer on house from 'Home Sold Fast' - Genuine?
Please give me some advice. My sister has been trying to sell her flat for many months. A cash buyer turned up on her doorstep last night offering the full asking price, all fees paid if you use their solicitors (dodgy...), no estate agents, able to complete within 14 days to a month. Their website is home-sold-fast.co.uk…
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Garage conversion amendments
We're in the process of buying a house which had internal garage converted into a family room. Front part of the garage is a small storage room with the original garage door. The conversion is not visible from the outside and basically consists only of a thin plasterboard partition wall, laminate flooring and skimmed walls…
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Why do you need indemnity insurance...?
Hi all, I have searched the forums and found LOADS of threads about indemnity insurance, but as I don't really know anything about it, they don't make that much sense to me... We have recently bought a house, and on the completion statement there is a figure showing for "breach of restrictive covenant indemnity". We…
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Renting - Admin Fees
Hi Everyone! Last week I applied for and got accepted for renting a property through a renting agency. I was told that for the application I would have to pay £200 up front for them to do the credit checks, references etc. but so long as I passed (which i have) this would be taken from the bond meaning that I would owe an…
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leasehold property - removing asbestos garage?
We bought our house in Sept 09 and its leasehold. We have a detached asbestos garage and want to take it down (not to be replaced) Do we need to contact the leaseholders? I am under the impression if we altered the house structurally etc we could have to pay a fee to them but with it being asbestos (walls and roof) and…
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Rent Increase after 6 months
Hello there. I moved into a flat around 4-months ago, on a 6-month contract, renting at £415 a month. Just received a letter yesterday from my landlord, stating that he will be increasing the rent to £435 if I continue to rent after the contract expires, which I had hoped to do (Phone Line & Broadband came with a 12-month…
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Photo con - wasting my money.
How do they make gardens look huge in schedules that are actually the size of postage stamps? Do they photoshop them or is it just a certain angle a skilled photographer uses to do this? If i see a nice house with a large garden i'm keen, we have 3 dogs so need a reasonable amount of garden space. Last night we went to…
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Under offer for 7 weeks, cant find next house
Hi We put out house on the market early Jan (in West Sussex), we had 4 viewings in first 4 days and 3 offers, one of which was the asking price - Great we thought! Now we are just so frustrated as there is just nothing coming up in our price range, plenty above (350,000+) and plenty below (270,000-), I would probably say…
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Erm a question about house deeds
I saw a thread on here about house deeds and it got me thinking lol Me and OH bought this house in April 2009, well its mortgaged which of course we are payimg. We dont have any deeds to say we own this house or anything? Is this right? do we not have the deeds yet because quite simply we don't own it yet (till we've paid…
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what is the best way to finance the purchase and renovation of a property?
My wife and i have recently sold our house. we have seen a property we would like to buy and renovate by adding an extension and then refurbing throughout. Our options seem to be to purchase the property by putting down only 10% and then funding the extension using our savings. We will then have a shortfall of aprox 30k to…
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is this the norm?
hi, my daughter along with young grandaughter and her partner, have just been helped by their council to move into a house that will cost £300 p week rent! although, apparently they wont have to pay all this,as there is some sort of rebate scheme. £300 p week, yet no washing machine, or any phone line! i just hope the…
