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first time buyyer so..
hi im first time buyer and wondered about the insurance's.do you have to have them all? house yes, but what about the life insurance , what type of insurance and where to get it , do you have to go with the lenders package for life/house?
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How much to buy the land on my Leasehold property?
Hi Everyone Does anyone have a rough idea of the going rate to purchase the land on a leasehold property? I have heard a rumour that the land owner is willing to sell so I am going to contact him, just want to know a rough idea before i do! House is a 2 Bed end terrace with a medium size garden. Its worth about £140,000…
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Selling house, anti-social HA residents next door.
Hello all, This has probably been posted here on many occasions so I apologize if I'm repeating an earlier thread. I bought my house nearly 5 years ago thinking we were buying in a fairly decent mainly private first time buyer area. A year after we moved in the local HA bought the house next door. Since that time we have…
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Is there any way I can get on the property ladder in Brighton?
Hi there, after some advice because im getting very frustrated with my situation. I live and work in Brighton, 33 years old, male, and work 2 jobs, as a chef in the days in a hospice and as a barman/licensee at night. Am a trained photographer so thats where would like to be but due to setbacks and debts in past have ended…
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Advice for a first time buyer....please
Me and partner are considering buying our first place. I am really unsure if shared ownership or any of these schemes are the way to go or is it best to buy outright? Where do we start? Thanks!
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HomeBuy Direct
Hi Has anyone used the HomeBuy direct scheme on a new build? We are looking at a development in Leeds and we have the 5% deposit and and they have said 'legal fees'will be £750. 1. What other costs will be involved? 2. Is it possible to contest the asking price on the house? Any help/advice much appreciated! Thanks
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Choosing a conveyancing solicitor
Hi I am currently at university and I have been requested to compose a report on how to increase the number of conveyancing clients for solicitors. There are a number of questions I would like to be answered, no name will appear in the report, however I may quote some replies. Thank you for your help.:) 1) How do you go…
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Hips
Can anyone recommend a company that they have used for their HIPS. I obviously want it as cheap as possible, but also to be done quickly. Thanks.
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Do I need to get a full survey on a flat in a block?
Hi I am thinking about purchasing a flat in a block of flats. It's a three storey block with six flats. The local council are the leaseholders and it's on the third floor. How could a surveyor perform a full building survey? Thanks
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How to tell if a wall is loadbearing?
Hi all, Am looking at a house atm and the kitchen is very small... it was suggested that we could knock down the wall connecting kitchen to dining area to create an open plan dining/kitchen area. Seller said wall wasnt load bearing, but how do i know or verify this? Copy of plan is shown below:
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Adulthood bills
Hi there. I keep thinking about the future, and what sort of bills everyone has as an adult in a career say also with kids. I just seem to worry that there is an endless list of monthly bills, of course there will be unexpected payments, car repairs, kids clothes, extra food, house keep, ect But for the average family man,…
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House rented
I have just got my main residence rented out and I have moved back in with my parents. I would like to remortgage next year to put down a deposit for a second property - I have no problem doing this but now that I am not living at my main residence do I change my electoral roll to where I am living now - my parents house?…
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Need help/advice on selling my house
Unfortunately my girlfriend and I have decided to end things. Neither one of us can afford to buy the other one out, so we will probably have to sell. I'll give you the details of our situation. We bought the house roughly 9 months ago for £108000. We lent £93000 of the bank and paid a £15000 deposit. We also added all the…
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Conveyancing in Kent - Baker Macdonald and Brachers?
Hi all, Rather like gwapenut, I am looking for a conveyancing solicitor in Kent and would be interested to hear your recommendations (or otherwise). I'm currently looking at Baker Macdonald and Brachers: Baker Macdonald because their professional fees seem to be lower than many others, and Brachers because I've heard good…
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A deposit to take property off of the market
My elderly parents have seen a property they wish to buy and they have agreed to place a deposit on the property to take it off the market. For this deposit to work correctly, should they agree a timescale on their deposit with the sellers (ie 3 months) to find a purchaser of my parents property? Is this expecting too…
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Am i liable for tax with this type of property transfer?
Hi, hope i'm in the right place? I purchased a house that myself (Son) & mother lived in from the local council under the right to by scheme, & both still live there. The property had to go in joint names as my mother was the original tenant & payee of the rent to qualify for the discount. But as she was 65 at time of…
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Advice on Title Deeds Please?
Hi, my house was built in 1900 and separated into one ground floor flat and one upper villa by the regional council who owned it at the time in around 1950. The house is split horizontally, with my downstairs neighbour having one floor and me having the other two. The garden area was split to the left and right of the…
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Permission For Pets on A Freehold Property
Hi everyone, looking for some advice with regard to bringing our dog with us to our new home. Quick background: We have had an offer accepted on a share of freehold property down the road from where we live now. The flat we live in and the flat we hope to move into, both happen to have the same managing agents. We have…
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Brother's wife secretly trying to divorce him
Hi My brother's wife is secretly trying to divorce him. They have 3 kids and live in a council property. She has been committing adultery. Can she kick him out? Both of their names are on the tenancy agreeement and I have told him not to leave. Why should he? It is her decision to go with other men and disrupt her…
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Negotiating on a new build
Hi all I have been reading all the threads on here, and bearing in mind all the comments that money off is much better than freebies, etc etc. I want to put an offer in on a new build that has £250k asking price. They are offering free carpets and stamp duty paid (last plot remaining) it already has an offer on it, but…
