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Putting spouse on title deeds?
Afternoon all, I have run a search as I'm sure this has been answered somewhere, but I can't find anything about it - so just very quickly, my wife and I bought our house before we were married and for financial reasons it was all done in my name, so the mortgage is in my name and the deeds to the house are in my name. How…
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deposit not protected
Hi all, I have searched for this but alot of the questions seem to be about when people have already vacated not while in tenancy. So we moved into a new rental accomadation on 1st October in a 9month AST. Throughout October we repeatedly, verbally asked the letting agent to give us notification of where our deposit was…
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Statement of truth & Possessory title
Please can somebody with experience in this issue explain this to me!! The house I just bought has a small piece of land which the previous owners have fenced and used as part of their back garden garden. Nobody knows who it belongs to. When I discussed it with the conveyancer we agreed it is so small and was not worth…
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HIPs, any thoughts?
Hi I'm looking at putting my property on the market as soon as possible and came accross valuhips.co.uk. I've spoken to these guys on the phone and they seem quite professional. Has anyone had any experience with them in the past? If someone could arecommend an alternative company or give me some feedback from their…
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Rent deduction whilst flat be repaired?
I am just wondering if tenant has rights to ask for rent reduction when landlord is carrying out some renovation/repair work. My partner and I rent a 2 bedroom top floor flat which we use one of the bedroom as an office because we work from home. We had a roof leak few month ago and consequently the ceiling and walls in…
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No deeds !
I am currently very close to exchanging contracts on a 1885 Victorian house but have just been told by my solicitor that there are no deeds available on the property. They have told me to take out a £250 policy to cover this. Can this be possible ? I was under the impression that all property has deeds regardless of its…
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Furnished Holiday Let - Fortcoming Tax Changes
I currently own a second home which is let as a holiday let and currently qualifies under the Furnished Holiday Letting (FHL) tax arrangements . As I understand if I sell this second home in the current tax year I will be entitled to taper relief and capital gain allowance. If I leave selling until next financial year…
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Split but not married not on the mortgage!
Hi everyone, have been flicking through the site to see if this has been answered previously but cant see the same situation - this site is huge! So many people helping others its fab - if this is in the wrong place can you help me find the right one? Thanks loads I split with my partner roughly six months ago, I had moved…
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Rent Deposit Dispute
Hi, I was hoping someone would be able to help me with a dispute I'm currently having regarding deductions from our rental deposit. We vacated the property on the 2nd November (it is now the 17th November) and two days later on the 4th November, we were sent a Check Out Report and Security Deposit Acknowledgement detailing…
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Leasehold how long to wait for replies from management company
I have been waiting for a week now for the secretary to complete a form for my sale. How long should I wait before I chase. He is one of four owners including me but he lives away and is hard to contact.
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Help on Questions from buyers solicitor
Selling my ground floor (one of four flats) and the long list includes the follwing and for which I am not sure what to do next? Supply copy of asbestos risk information? None in the flat. Supply copy of fire risk information? Side and rear doors so no risk? Supply copy of planning permission from when converted. Years ago…
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Homebuyer survey in Birmingham
Hi Can anyone reccommend a good surveyor in Birmingham? I like to work with small companies if possible.... Thanks
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Anyone else not keen to complete in December?
After 5 months or waiting and stressing that we wanted to complete by the end of November, it now looks like this may drag into December. Really don't want to move in December, DH is so busy with work next month and with 2 children, the upheaval of it all fills me with dread. Think it doesn't help that our current house is…
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deposit or two months in advance
I have protected all my deposits for my three properties but having recently had a tenant leave and me advising the DPS scheme that they could release the full deposit it took over 3 weeks for the tenants to actually get there money back! Now obviously this was a problem for them rather than me but seems a little…
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Any chance of the stamp duty holiday being extended?
As the title says, what are the chances of the stamp duty holiday being extended? I've been reading a few articles on the internet and the seems to be a lot of support for the government extending the stamp duty holiday but will they really do it? My girlfriend and I are first time buyers and we've found a house (£155k)…
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Extending Leasehold
Hi guys, I need some advice. Found a nice flat and went for a second viewing, but the lady selling it gave us some new information which kind of changes things! I wondered how people would suggest we proceed.... Basically, the flat comes with a share of the freehold, which is shared between the three flats. The leasehold…
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I don't know if this is a problem or..
if I'm flapping about nothing. Set up, Family of 5, Privatly Rent, 575pcm, all paid in full by housing benefit to the LL. Right, have recieved a letter from the council, saying, that because the HB is paid direct to LL that they want to review it. When we signed a extra years tenancy last year, the LL asked us to write a…
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No Completion Certificates for extension
Hi Wondered if anyone can help. I am currently buying a repossessed house which has been a nightmare at the best of times however my lawyer has called to tell me there are no completion certificates for a single storey extension done to the rear of the property. He advised that contacting the council would be a minefield…
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Buy to rent to pregnant daughter
Hi forgive me if this has been delt with already but here goes. My 19 year old daughter currently lives with her boy friend (22 years old) and has just told my wife and I that she is expecting a baby in May. They are looking to move out of his parent house and as neither of them have 2 pennies to rub together they are…
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Buying a property to rent.
Hi hope you can help me. Hubby has got it into his head it would be a good thing to buy a property to rent out with a view to it being a good investment for retirement/additional income to top up pension when the time arrives. We're both late-ish 40's and have no outstanding mortgage on our home. To my mind this would mean…
