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fence query
have just started renting a house from a housing association as a rent to buy. between us and next door (on the right as you look into the garden) is just a few posts a rails not a proper fence so our respective dogs can jump in each others gardens spoke to the housing asoc who said the fence on the right is ours as the…
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Offer accepted...Solicitor Q's
Just had my offer accepted by vendor on property i've been tracking.They are useing in house conveyancing,estate agent is online,housenetwork.co.uk.Is it a wise move to use the same one,price they are offering is a lot cheaper than a few of the quotes i've received from local firms.Does it speed the process up at all if…
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Holding Deposit
Hi What Is A Holding Deposit For Renting For? Could anyone let me know what they were told it was for please? It would be great to hear from you :beer:
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Estate Agent Fees For Renting
What were your Estate Agent Fees For Renting? Credit Checks References Tenancy Agreement Administration Check in/Check Out Inventory etc etc It would be great to hear from you :beer:
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What year to compare house prices to?
I'm looking to buy a house soon. I check nethouseprices to see how much houses have sold for in the past and was wondering when was the peak of the market, and what year should I be looking at now to compare present prices? Thanks
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Fixtures & Fittings
Hi, We've accepted an offer for our house (second time lucky hopefully) which didn't mentioned anything about carpets and curtains. The house is unoccupied but still has the carpet/curtains as we thought it looked nicer to prospective buyers. Now I understand that if they aren't a condition of sale then it's up to me if I…
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Mortgage Valuation Surveys
Hi Could anyone let me know how the banks do mortgage valuations nowadays? Do they have to come in the home or can they just do a drive by valuation & compare prices sold in the area? Its just that we got told that the mortgage valuation survey that is getting done for our flat that we are selling was getting done end of…
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Repeated Breakdown of Boiler
My partner and his family live in a rented house. They have an oil boiler and suffer repeated breakdowns (we are now on the 7th time this year alone). Getting it fixed can take between 1 - 4 weeks each time. At one point the boiler was letting off soot, which damaged the house as it was subtally pouring in without notice…
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Buying our first house - the deposit problem!
Advice wanted please! Ok, so we have been looking at buying a house as first time buyers. We have no deposit and really no means of saving up for one quickly due to our rent being quite high…so we have been investigating the various deals that the developers are offering… We looked into doing a shared equity scheme with…
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Solicitor needed ?
Hi I need a solicitor in Peterborough who can help me revoke an unregistered enduring power of attorney. I do not live in the area but my mother does but neither of us know any solicitors. Is there any way to find out the names of solicitor firms, ideally by recommendation rather than pinning the donkey tail route? Many…
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Making Good - How far to go ?
We have sold our house and are due to move in about 4 weeks time. How far do you go with cleaning, tidying etc the house before you leave ? I have hired a cleaner to come and clean the house: vacuum, polish, skirting and sils, kitchen and bathroom.( she is coming to do the same at the house we are buying too) I will clean…
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Service Charge - Tenant of LL responsibility?
My bf and I are in the process of buying a house "in the country". I currently own my flat in London where I have a low (ish) mortgage and therefore it makes sense to keep it on and rent it out, as the rental value in that area (Putney, SW15) is pretty decent. One thing I don't know though is whether I as a landlord, or my…
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Is this a scam?
Hi, I applied to view a flat I found on Gumtree, which is in the perfect place and really well decorated. Got this response today...is it genuine? I don't want to just write it off, because its so nice, but I can't afford to get scammed! Any advice would be appreciated. Thanks for your lovely email and interest in my…
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Another what to offer thread...
Hi I'm interested in pitting a offer in on a property that has only recenty come on the Market, at £215k. It was bought by the current owners for £195k at pretty much the peak of prices in feb 2007. Since this time, according to nationwide, house prices have dropped approximately 17%. taking this into account, the value of…
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Help! Minimum notice needed to be served
Hi all, here's my predicament in a nutshell, would appreciate advice. 12 month tenancy agreement expired on 15 August. My understanding is that thereafter, the agreement reverts to a monthly rolling contract - does anything need to be signed for this? My understanding is that we would need to give 1 month's notice should…
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Cash Buyer - what advantage
Hello My apologies if this already has been covered somewhere. We are looking to buy a flat in Central London. We have 70% of the asking price in cash and will get a mortgage for the remaining amount. 1. Do having such a large chunk in cash give us any advantages? Everyone talks about being a cash buyer as a great asset,…
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Tenant owes me money
Good Morning, I have a DSS tenant at my house and she is in arrears by £400 / months rental payment. Situation: I used get paid directly by housing due to her financial situation but suddenly couple of month ago Housing Benefits without any consideration removed that facility and started paying her directly. Thats where…
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Unfair Clause? Admin charge for changing energy supplier
I know the changing energy supplier bit has come up before, but is an admin charge of £75 related to a tenant changing the energy supplier also unfair? Seems to me it's designed to remove choice. Here is the thread this question arose from, if anyone has a minute to respond. Thanks!…
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Buying before selling current mortgage-free home?
Hello This weekend, we found that our dream house is up for sale. At present, we are mortgage free (after lots of hard work!) and the cost to "upgrade" to this dream house would be £25k including all fees, moving costs and whatnot. Basically, we would only sell our home to buy this particular house and are willing to pay a…
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Exchanging House with parents - stamp duty/IHT
I thought I'd posted this query before but obviously didn't press the submit button! If I HAVE duplicated then my apologies! My husbands mother has a 4 bed house worth £350k, we have a 3 bed house worth £250k with a mortgage of £185kish. She has suggested we "swap" houses as we need something bigger, she needs something…
