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what do estate agents look for when doing a credit check?
hi, i'm looking to move out, i currently live with my parents but need to move in with my boyfriend as i am pregnant and looked into renting and shared ownership. we viewed a property that would be perfect, £485 a month, and we would have to pay a months rent in advance and £585 deposit which we were fine with, but as we…
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Selling house after breaking up
Im in a tricky situation as my girlfriend and I have just broken up, the house and mortgage are in our joint names. The problem is, she refuses to move out, even though she has never paid a penny towards the mortgage, and refuses to pay anything towards it in the future, I want her to move out so the house can be sold, as…
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Should I reduce rent to keep an excellent tenant?
Please can you guys give me some advice. We rented our house out at beginning of year. Couldn't sell it, so rented ours out and rented a house ourselves. We've been so happy since and our tenant is just great. Decorating the house, doing maintenance, rent on time and a 100% sound kinda guy. I've never been either a…
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Tenancy agreement - right to see it?
We are going to rent a new property. Do I have the right to ask to see the tenancy agreement before handing over the deposit?
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White Goods in Rented House
Hello, No sure where I should be posting this. We are renting a house out, we used to live in our own house and had to let ours out and rent this one because of work and how the market is at the moment re- selling. In the kitchen of the house we are selling there is an integrated fridge freezer, this isnt working properly.…
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New fusebox and room thermostat
Hi, I am buying a house and have had the offer accepted. Looked again at it as not having a homebuyers survey. Noted that it needs a new consumer unit (it is the old wire type, with a couple of spurs on the circuit board), and no room thermostat controlling the central heating. What do you think the costs might be for this…
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Land left to me, someone has registered themselves on it !
Hi I have recently been left a plot of land on the outskirts of my parents hometown. I have discovered that the land was unregistered by them as it was bought in 1982, a neighbour to them has registered the land and apparently got a 'possesory title' claim to it. THe land is approx 1/4 of an acre, and i cannot access the…
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Landlord putting our flat on the market
Hi All, Our current 12 month contract is due to expire in one weeks time. We have agreed with the landlord through the letting agent that we'll be entering into a rolling contract after the expiry as we'd like to leave in September. We bumped into the landlord at the weekend who said that he'd be selling the flat after we…
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Swapping houses - Housing assoc
Hi, I currently live in a housing association property and want to move. Its a 3 bedroom house and just me and my Husband live in it. The house was my parents and we lived with them, they moved just under a year ago and we took on the tenancy as we had nowhere to move to and they went to a smaller house. The house is in…
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What to offer?
Hello - would really appreciate some advice. I don't want to put too much information on here as I am paranoid that it will be found by the sellers! I will private message anyone interested in helping who needs more info. First time buyers (a couple) Found a house on for 215,000 Has been since last year. Want it. What…
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8 out of 10 boxes
Me and the fianceee have now seen 5 houses in the last two weeks. 2 of them are definite no nos. The other 3 are almost ideal, but all have minor flaws which are making us struggle to choose House 1: Good condition ex LocAuth, Close to a 'dodgy' area, an EA told us this hould depress the house prices, but seller wants 23K…
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Tenants leaving soon
My partner and I have a house rented and the tenants have just given there 1 months notice to vacate. The last time I went round (2 months ago) to change some light bulbs the place was a tip. Even looking through the mess, the damage done to things like the kitchen work-top etc made me cry! The house was totally renovated…
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A new offer from nowhere... URGENT HELP
here is my situation. I put an offer in for £820k (asking price £875k) on a house 3 weeks ago which was subsequently accepted at £825k. The sellers wanted a quick exchange but with a long completion so that they can get sorted to find rented accommodation in between finding somewhere else to live, especially as they have a…
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When and how is deposit paid?
Hi, I'm not a very regular poster on here, sorry! I would just like some advice please. I have been very lucky to have sold my house and have purchased another. Tomorrow we exchange contracts. When and how is the depost paid? I assumed it was taken out of the sale proceeds of the house when requested by the solicitor.…
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Investment Courses
Hi everyone hope you are all enjoying this glorious weather. After reading in the sun I have decided that I need to expand my financial intelligence! Can anyone recommend any short/part time courses covering financial / property investment in West London or Norfolk please Thanks Meenu:money:
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My Experience - Thames Valley Housing Association - My Choice Homebuy Scheme
Hi all, I have read many of the stories, most of them long-winded nightmares which invlove Thames Valley Housing, and in particular the My Choice Homebuy Scheme. I want to share mine to hear peoples experiences and updates. Sorry in advance for the long post. My wife and I found the property which we love in Hampshire, and…
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Advice please-leaseholder demands payment
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what percentage of council tax do I have to pay in a student house?
Hello all, Can somebody please tell me what percentage of the total designated council tax (£1200 per annum,for example), I have to pay as a full time working person in a house where 3 other sharers are full time students.Full time students are expempt from paying the council tax. Best regards :)
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Offer accepted but . . . . .
Hello again everyone I'm sure you're sick to the back teeth of me by now but could do with an opinion or two if you don't mind . . . . When we were house hunting, one of the criteria for our "dream house" was off road parking / driveway etc. purely because we have a little one and those of you with children know how…
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I know i am impatient but..
told EA of offer on a property on Saturday, they said due to the vendor being a Bank [repossession] they would put this offer forward on Monday. So here we are, as yet no response from the Bank. :confused: Dad spoke to EA this morning, as i was at work, [9:45am] to finalize a few details. Was REALLY hoping to hear…
