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Building consent missing on flat purchase
Hi, I'm buying a flat, which is on the top floor of a block. The block itself is around 90yrs old, and the top floor was added in 1989. According to the seller, building consent was applied for in 1988 and rejected. In 1989 there was an appeal and consent was given and the top floor was built. The problem is they have no…
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Lodger and council tax
First time on this particular forum-apologies if there is a specific lodgers forum. We have a lodger which we are entirely open about. Been with us 6 months now,and seems fairly settled What i am not sure of is whether we need to advise the council ,and whether our council tax changes. Should this lodger be paying council…
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Why are higher house prices a good thing?
There seems to be a glut of "omg our house has been undervalued" People of a certain age may never have been aware that house prices can go down as well as up. So why are rising prices a good thing? You don't jump up in the air with joy when the beans go up at the supermarket. And in every other aspect of life you want to…
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As a tenant, how can I make sure I'm paying a fair rent???
Hi. I'm currently renting a 4 bedroom house in NW London through an agency. We have a 6 month tenancy agreement that expires in a few months time. I believe that we are paying more rent than the property is worth. I have determined this by looking online at similar properties in the area and most of them are at least £200…
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Buyers "fudging" figures
Hi all, I would appreciate some advice/opinions on my situation. We have sold to a married couple only when the contracts came through only Mr was listed as buying the property. We questioned our EA and solicitor and have done some investigations ourselves as they both have publically funded jobs. We have discovered that…
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Fees for deed of variation
Hi everybody, we are in the process of buying a first (and last) floor flat in London. After a few negotiations we managed to agree with the co-freeholder on a price to pay for the acquisition of the underroof space that is currently a common area, together with the flat. Now the sellers' solicitors are drafting a deed of…
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FTB advice - Homebuy, OwnHome, etc...
Hi, I'm a FTB trying to get onto a government scheme such as My Choice HomeBuy. Obviously this has now closed for new applications, and we have applied for OwnHome and are on the waiting list for a telephone appointment. We are a little concerned that we may be rejected at the mortgage stage as we've heard they can be a…
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EA Messing us about
We made an offer on a house we liked last Friday. The EA told us they would not consider the offer until me and my husband had called into their office to see their Financial Advisor with 3 months bank statements, wage slips and proof of identity. I told them we didn't need financial advice as we already have a mortgage,…
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application for re-housing rejected - would appreciate some advice
i'll try and keep this concise because i can waffle a bit ;) basically i live in essex and i've applied to a council in kent to be re-housed there on medical reasons, basically to be nearer to my family. in a nutshell, i'm currently on anti-depressants and also seeing a psychiatrist due to the area i'm living in and the…
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Help
Hi i really need advice i'm getting married in september to my girlfriend in september who i lve very much, she still lives with her elderly dad and brother who have always been fine-she has a few medical problems agrophobia and arthritus, the plan was always for me to move in with them but this weekend i've realised i…
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scotland- valued at 80k, what fixed price do we say?
The title says it all. We got a valuation at 80k (which is what we originally paid for it) but what could we get away with fixed price wise? Thanks.
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Offer withdrawal due post survey report
My friend has just found out that the house she has put an offer has no support in two chimney breasts which were removed in the 70's. What does she do now, does she ask the vendors to get it sorted out? The vendors want a quick sale and this might take time, she is not sure whether this will involve a planning application…
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can i rent with ccj
Hi everyone, i am going out off my mind with worry, I live with my mum at the moment with my daughter too, I am looking into private renting a property in the next 3 months, been buying things for the house and saving the deposit etc, but the last few days I have been told that I cant rent, or will have trouble renting…
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Offer to purchase freehold
Yesterday I recieved a letter with an offer to purchase the freehold on my house (3 bed detached, bought in 2006 for 189,950). The lease was for 999 years, starting in 2004. We currently pay £150 ground rent per annum, which is reviewed every 25 years and is then set on a formula based primarily on the average earnings of…
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Surveyors Report
Dear All, The home buyers surveyor has come back to me with some Urgent matters that need to be looked at, including damp, a wonkey chimney, condensation, and external walls. The property is a victorian building and I have looked at numerous threads on here and lots of others have experience with this on victorian…
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Becoming a landlord soon : help and links for me and others
by the end of next year i will of built up a small property portfolio, one of the questions that keeps coming back is: to manage or not to manage, or in other words use a letting agent or do the whole lot myself? i have rented a single property in the past but i fell lucky with this one with no problems what so ever, the…
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Change of Use - Garden Size Rules
I have been looking at buying a commercial property, and then trying to get permission to change to residential use. Does anyone know the rules on plot size (ie garden size), or point me in the right direction?
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Landlord wants to sell - I don't want viewings...
My landlord recently decided to get the house valued, and they have since decided that they'd like to 'test the waters' to see if they can sell. We were originally on a 6 month contract, which then just rolled over - so month-by-month basis. I think they have to give us 2 months notice? They don't actually want to give us…
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An offer on a repossession
This might be a silly question but we have just put an offer in, of the asking price, on a repossessed house. This offer had to be advertised in the paper. Someone has now put an offer higher than the asking price but the estate agent won't tell me what this offer is. How is it right that my offer gets advatised in the…
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New flat
Hi, I have just moved in to a flat, which is quite a new build. The investment company who owns the develepmont of flats, does not know who supplies the electricity. I called MPAS and they don't know either. How else can I find out? They also won't give me access to the key where the meter box is kept. And also don't know…
