-
How long can I use my HIP for?
Hello everyone, I have a HIP from June 2008 and I wondered if it could still be used in 2009. I can't find a date on the HIP, only the dates of the surveys inside. The first was completed on 23 June 08 and the last on the 30th June. The house was then put on the market for two months without success, so I rented it out.…
-
Council tax question
Hi i purchased a property that completed mid may, i was on holiday on the completion date and got back a week later, anyway to cut a long story short by the time a van was available we ended up moving in on the 18th June, before this date i spent around 15 mins every other day or so in the house measuring up. Before this i…
-
How do I Calculate the Freehold Value of my Property
Hi All, I currently own a leashold property and would like to buy the freehold. Does anyone know the exact formula for calculating the value of the freehold. kind regards
-
When do you see the HIPs?
I read somewhere that its useful to see the HIPs before viewing, as it helps with questions to ask during the view. Someone told me that HIPs are shown at the discretion of the EA, only of they think you are a serious buyer, and have a mortgage offer in principle. Ive also read that although the HIPs have to be 'made…
-
Being shown around by sellers or estate agents? Taking pictures?
Which do you prefer when being shown around a house, the sellers or the estate agents? I have looked around a few houses over the past 3 months and I much prefer seeing the house with just the estate agent being there. I have seen a few repo's were obviously there is no people living there, but in other houses the seller…
-
Options
Will be retiring in the next few years and it is possible that we may want to buy somewhere in a more expensive town. Quite a while ago I saw a website that advertised the following. You, as a retiree, purchased at way below market value, it was yours until the the final partner passes away and then the property reverts…
-
Expired HIP - what needs renewing??
Hello, We didn't realise that if we had gone back on the market before our HIP was a year old, we wouldn't have to renew anything. :mad: So now it's over a year old and we need to get it renewed to go back on the market. We're getting conflicting info about what needs to be redone to make it valid. Does anybody know for…
-
Good news finally (fingers crossed!)
Got a call from the estate agents, apparently the useless solicitors have actually done their job finally and found an indemnity policy that the lender will accept so our vendors are finally ready to exchange contracts and hopefully.. fingers crossed... this will happen either this PM or tomorrow AM and we can complete…
-
No checkout - so can we demand deposit back?
Hi, We left our rented flat about a month ago to move abroad. I'm not used to the new rental laws (I've been owner-occupier for 7 years) and we were very busy with wedding plans and a move abroad, so we kind of 'dropped-the-ball' on researching our tenant rights before moving out. I've softly-softly been asking our…
-
Inventory - when to sign?
Further to previous postings, our move remains on for this weekend. Agent has however advised that they have no-one available to check us into the property. They have suggested that we visit their offices on Saturday, to sign the inventory, and pick up the keys. We then have seven days in which to notify them of any…
-
A little bit back for paying Stamp Duty
So I am resigned to having to pay SDLT at 3% but would like a little bit back for my trouble. HMRC accept credit cards but not AMEX - which is a pain as I collect BA miles through AMEX. How can I get the most back by choosing the best payment method for SDLT - ideally to add to my BA miles collection? Thanks
-
Matrimonial Home Charge
I dont know if this is the right place to ask this question but im sure somebody will tell me if not. Myself and my husband are going through a divorce at the moment and he is selling our house (which is in his name only) in hampshire which we all lived in as a family. When we started divorce proceedings we place a…
-
Rats in rented house
I currently rent a flat from a letting agency, a few days ago myself and my housemate saw a rat running into the kitchen.:eek: We called the agency who thankfully got someone in to put poison down the next day. Unfortunatly he wont be back for a week to check if it's worked and killed the horrible thing, we have moved out…
-
Vendor has died between exchange and completion
We were due to complete on our house purchase next week but have just heard the sad news that the vendor has died. Our solicitor was unable to give us much idea of what would happen from here other than that we won't be completing next week, although she has assured us that the vendor's daughter still wants the sale to…
-
When exactly is a deposit paid?
We're FTB and are paying a 15% deposit. I've looked online and I get the impression that 10% will be paid on exchange of contracts and the remaining on completion, is this right? Also, do I get any notice of when exchange will be? I.e will my solicitor say "we will exchange contract in 2 weeks and complete 3 weeks after…
-
Any London renters? Question about costs
Obviously if this is in the wrong place please feel free to tell me to move it... Anyhoo, long story short: Just finished uni in York (graduate next month), now living at home with parents in Lancashire. Met boyfriend of two years whilst at university. Boyfriend is now living in London (where he is from) and is living in…
-
Can I be cheeky and invoice them back??...
Well, our house purchase has just fallen through!! As the sellers have decided they want more (after agreeing the initial price!!!!) and now remarketed the house! We are not going ahead, because they want £17k more and also because we don't want to buy from some greedy people who move the goal posts as and when they…
-
mis-sold by estate agent
we put our house on the market 3 months ago with a local agent called the property shop, we got 3 quotes and there's was the only one with no upfront or exit fees, or so i thought!! we signed up to a sole agency agreement for 12 weeks on 18th march, and are not happy with the service were getting, so i spoke to them and…
-
House Negotiations - Level of discount?
Hello, I am 24 and considering buying my first home/flat. I have a large deposit (after a considerable amount of work and sacrifice) and can get a mortgage of £180,000 (including the deposit). This is within my means and I still have money in backup for any rate changes e.t.c My main question surrounds the price, I…
-
Can My Landlord do this?
My partner and I are moving out of our rented accomodation into a new house. We did have a tennancy agreement in place which was due to expire on the 05/11/2009. We notified the landlord that we would be ending the contract early which we did understand that we would have to pay the remaining months rent if he were unable…
