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Does anyone worry about longterm renting
I was / am in the process of trying to buy house under the my choice homebuy scheme and then last week my car got stolen, now in a protracted situation with my insurance company about them paying out to replace my car. If I need to use my saving to buy a car, I won't have the funds to move / and I won't have any rainy day…
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my friend is outstaying his welcome
Hiya, I'm struggling with something and I hope someone can give me some advice. A friend of mine went travelling for 15weeks and has given up his flat in a flat share before his travels. He recently called my boyfriend and I to inform us he is heading back to the uk and asked if he could stay at our place for a couple of…
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how to negotiate a deal ?
Hi all were in the process at the moment of poss buyign a new home were going to px this one to them new house is 250k "house of the week reduced from 280k our home is worth about 115k which will be put down for a deposit that leaves a 135k morg we would like stamp duty paid and help with leagal costs theres not carpets…
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Deposit not being returned through Deposit Protection Scheme
I signed all the leaving paperwork in September. My flatmate stayed on at the property. A few days after leaving I asked the estate agent if the estate agent had already informed the DPA but they had not. Months passed and spurious reasons flung around. They started losing paperwork so I had to come in to show my copies.…
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me versus the housing assosiation ..help pls
hi , i need some advice please, me and my girlfriend bought a shared ownership flat in a block of 12 in september last year 08, since then only 2 more have sold. this week the housing association have moved tennants in to all the remaining flats (rented them out) can they do this we were assured that all the flats were…
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Help please, not sure where to put this question....
Hello lovely people! Me and my other half are looking to buy a buy-to-let property this year but must confess its all a bit new to us and could do with some guidence. Could you please point us in the direction of which board would contain advice and threads on doing this? Many thanks :)
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Complaining to Letting Agents!!
Hey all, I have been having problems with my current letting agent. I have wrote numerous letters about the poor quality of living where we live, but nothing has been done. I have been looking at the ombudsman services for letting agents - however, it says that the letting agent I am with has to be a member. I have…
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lost my right to buy valuation frm council had to apply 4 new 1 went up 20 grand!
i have already bought the house now but my 1st valuation was around 40 grand but because was going through a tuff time lost the valuation papers it was coming to the end of 12 month period so had to reapply for valuation. It went up by 20 grand is this possible, can they do this? is there any way i can appeal and get any…
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Family move into hotel to save money - would you consider it?
Did anyone see the story in The Sun today about the family considering renting out their flat and moving into a Express by Holiday Inn hotel - just because it's cheaper?! Interesting to see how they worked it all out - according to the article it says living in the hotel will save them £20 a day :eek: Have to say I'd be…
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Council tennant looking to buy own property?
I'm hoping some of you lovely people might be able to give me your thoughts on a dilema a friend of mine is in. She has recently inherited some money and would like to get on the property ladder. However, she lives in council accomodation and there is no way she could afford to purchase her council house, or even to…
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Lose a day a year on AST?
I've just moved out of my London flat :j but my landlady has confused me. I moved in on 11th June 2003 on an annual AST. Monthly rent paid on 11th of every month. I've signed new agreements each year, but never really paid much attention to the dates. Contract stated 2 months notice on rent day required, so on 11th…
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Help! I haven't instructed a Solicitor
Hi, I don't get to come on here very often, however I desperately need some advice on house selling which I have never done before. Long story short - house has been on market for 6 months, accepted an offer yesterday and estate agents are pestering me for my solicitors details! I have not consulted one yet because I didnt…
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Settling Cracks on an old end of terrace house HELP!
Hi this is my first post so i hope this is okay. I am looking at buying a house at the top of the street i currently live in. The house itself is in need of a lot of work i.e. double glazing, plastering, decorating, new kitchen etc. Also because the house is at the top of the street the main wall of the building is like \…
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Lease Extension - reasonable? worth it?
We own a 1 bed maisonette in southampton worth about £105k with 82 years left on the lease. We are saving to buy a house and will have enough money in roughly 2-3 years, at which point the lease will be less than 80 years (just). Our landlord has given us a price of £7k (plus costs) to extend it up to 99 years. Our ground…
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Transferring periodic tenancy
I live in a rented house. Initially I had a 6 month AST but it's been periodic for a few years now. I originally moved in with my husband, so the tenancy agreement is in both our names, but he left me some time ago and we are now getting divorced, so I need to get the tenancy into my sole name. Can I do this and remain on…
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Cheaper house and rennovate or expensive house ready to move in?
Hi all, I've been looking into a particular house. The asking price is £75k. Upon viewing the house with my mate who is a builder he reckons it will cost around £25k to fully refurbish (needs new central heating / wiring / kitchen (as it don't have one), bathroom, damp proofing in some rooms, decorated throughout, yard…
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Making an offer for property in Scotland question
When a house or a respossessed house is on the market for a fixed price in Scotland can u offer less than the fixed price? If you can and do but the lower offer is refused would you have to keep paying to make offers on the same property, or as you will have already have had a survey done can you then put as many offers in…
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Opinions & Advice re Shared Equity Scotland please
We currently looking into a shared equity scheme to get onto the property ladder. The link to the scheme is this http://www.communitiesscotland.gov.u...cs_008156.hcsp We are looking into the 'open market scheme'. This means we could have a house value for up to £155,000 but pay for 60%-80% of it. You own the property…
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Council House Buying
Hi, I have been made redundant, I have decide to invest part of my redundancy on buying my parents council house. I have been given the valuation by the council. Do I take out a mortage & payoff the majority of the valuation or make the payment to the council in full. I have been told by people to never pay off your full…
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Council House Help
Hi All, My partner has just found out she is pregnant, we are over the moon, and the baby is due in November 2009. We are living in private rental property, and the agreement ends in August 2009, so we are moving out to find cheaper accomadation as the baby is on the way. I spoke to my council and they said unless your…
