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First time buyer - help please...
Hi All I'm new to this but have been looking around various threads on and off for a couple of months now (working up the courage to properly post something, theres some mean people on some of the threads!!) Basically I'm 25, on a pretty good salary and saving to buy a house with my OH. We're doing ok on the saving front…
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Auction questions
Hey all I have seen a property online (not viewed) that I like the look of which is for sale by auction if not sold prior. The property is on for starting price of 60k, but realistically for the area that its in, it should really be 120-140k. I have no idea about buying at auctions, other than that you need your finances…
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25 viewers, 1 v low offer - normal?
Hi all I appreciate this might be a "how long is a piece of string" question...but interested to know if others are finding the same. We have our 3 bed house on the market in East London/Essex border. We have had 25 viewers in 3 weeks but only 1 low offer, £45K under the asking price. We did put it on £20K over EA's guess…
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Potential Dispute with neighbour on 'shared driveway'
Apologies if this is not the right forum or even site, but just wondering if anyone can give me some advice We moved into a new home just over a year ago, which has a shared driveway with our neighbour. Now this shared driveway is actually stated as a 'shared vehicular access' on the deeds and therefore is basically there…
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Unsure on what to do?
We have a 2 bed flat in Cornwall. We bought it in 2006 and our mortgage is £117k We want to buy a house in the next couple / few years. My concern is that the property prices will tumble more and we will be in such negative equity that we wont be able to sell our flat to move. I had thought about just keeping our flat and…
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Hips, how current do searches need to be ?
I bought my plot back in 2006, built my house and now intend to move. All the searches were done at that time by my solicitor so do I need to do them all again for the Hip? I am in the process of organising the EPC and downloaded the new questionaire, should I need to do any more ? Thanks in advance
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Neighbour threatening my cat - advice please?
Hi all, I came home one day this week and was walking from the parking area to my house when a neighbour came out of her house and called me over. She told me that I needed to do something about my cat who had been seen killing a bird that day, which had upset a number of neighbours. She claimed she wasn't threatening me…
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Can I change my Lender last minute?
We are first time buyers currently in the process of buying a house, we have a mortgage offer from the Halifax at the moment (fixed rate for 5yrs at a rate of 6.59). We are not far off completion, however we have noticed all these deals for fixed rates at 3.49% with other lenders. Are we able to change from the Halifax now…
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companies that buy your house for cash??
Hi Does anyone know of any of these companies that dont totally rip you off? I mean, I know they will only offer a price under market value but are there any that offer a reasonable price which isnt too far under market value?? Need to sell quickly and just want to get best deal we can as quick as we can. Any help welcome.…
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New rental move - suggestions.
Hi, Just wondering if someone could give me some tips as this is my first move into a rental property. I need to connect phone, water, gas and electricity and arrangements for Council Tax. I really do not want to sign up to contracts because most of them are 12 months and this is only a 6 month lease. So, the short…
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Should we rent it out or sell it?
Hi What do you guys think about this, Me and my wife live in a little 1 bed that is currently worth about £70-75,000 in the current market. Our current mortgage is just under £45,000. I am making over payments at the moment on our 6.09% mortgage (currently £50 per month) but I hope to increase this to £100-£150 per month…
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Selling house with tennant to friend for December
Please advise! We couldn't sell last summer so ended up letting our house for 12 month tennancy due to finish end of December. We have since found a friend who is willing to offer a fair price for our house (at the price it was for sale in December after several drastic price cuts but with the advantage of no agency fees).…
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Advice on moving out
Hi Well im taking the plunge and moving in with my fella. We're renting a flat for now and ive never lived anywhere but with my dad. So was wondering what do i need to do in terms of bills and stuff. Were signing on 2nd May and get keys then however not moving in till 8th due to work and uni commitments. Im not sure if…
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Advice on mortgage process please !!!
Hi All, Me and my husband have been approved by ownhome had our funds allocated and have put an offer on a house which was accepted also out mortgage application has been approved all they needed to do was check over proof of id and proof of income the documentation was sent on Thurs. First question how long will it take…
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Does moving really cost this much?
Hi all, we have a house to sell and are looking at all the costs of moving. My husband beleives it costs about £5000 to move ect solicitors, estate agent fees, moving van ect...That sounded a lot to me. Can anyone tell me what are all the things that has to be paid for what moving and the average costs of these? Thank you…
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Council wants me out because of their mistake
I received a pretty serious letter from my ALMO (we'll say council) demanding rent. However, they made a mistake in that they did not take the rent out of my bank account. We agreed a monthly standing order as I get paid monthly so it spreads out the payments over the year and doesn't mean I have to pay more in a five week…
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Lease Extension on flat with 16 years left - help please
I live in london & i'm looking at buying a studio flat, i have seen one that fits the bill, perfect location, cheaper than it should be (because only 16 years left on the lease) it is in a portered block in central london. I am looking for a rough estimate of how much it should cost to renew the lease. So i can find out…
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Are we being reasonable?
I need a landlord/lady perspective again, if you will! This morning my OH and I viewed a few properties, one of which we really loved. It's in a great location, is cheap, big enough and has a great garden. However, we were told it has been rented for 4 years (to different tenants) without any refurbishment, and so it's…
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Viewing too many houses?
Hello Me and my partner are in a decent position to buy a house - renting at the moment, reasonable deposit in the bank. We intend to buy in the next 6-12 months - right now if we find the right house and the right price. Do you think it's a mistake to view a lot of houses without making an offer? So far we have viewed…
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First time buyer- scared and need some help!
Hi guys- Sorry if this is a bit of a stupid message: I'm a first time buyer, and have just had my offer accepted on a property. It's a 2 bed flat in London- The list price was 260k, and the vendor has accepted my offer of 235k. I know that interest rates are low at the moment, so I can fix my repayments for 3 years and…
