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Renting..Credit Checks..but have Guarantor
Hi I am new to this site.Would appreciate if anyone could help. We are moving back to Uk from Ireland.We have a Guarantor who has passed credit checks so why does the agency want to credit check us as well?We will be unemployed for a short time.They know the circumstances so can't understand it. Anyone know why this would…
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Non-Adopted Roads
Just over a year ago, I moved in to a new house on a new development. I've recently found out that the main road this development sits on has not been adopted by the council. The developers were supposed to do this but didn't and have now gone in to receivership. The council is saying "nothing to do with us, you and all…
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FTB Advice - Key Worker
Hi All, I am finally going to take the step onto the giant ladder!:j I am a key worker and believe the best option for me is the OwnHome Scheme - obviously I still have some fishing to do but at present that is what I think. If anyone has any opinions/experiences please let me know. I am wondering which are the best estate…
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FTB - how does water/gas/electricity work?
When you purchase your first property how do you deal with electricity, gas, water & phone bills? Should you arrange any of them before you move in? How exactly does it all work? According to moveme: Is this true? :confused:
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Heres one for the BTL LL haters
Exposing Serial Bad Tenants BBC London’s Inside Out knew just who to call on when Serial Bad Tenants were the subject of their regional current affairs programme (to be aired on Wednesday 18th February 2009), Landlord Action, the market leaders and longest serving independent company specialising in fixed fee property…
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NHBC Query
Hi This may not be the best place to post this, so if someone wants to move it somewhere better then that's fine by me. We bought a 4 year old house nearly 2 years ago, with the remains of it's 10 year NHBC warranty. When we moved in, we found a problem with the drains, we had Drain Doctor out and they gave us a report…
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mortgage on an agricultural tie property
My OH is a farm manager and has been looking at property to buy. He does qualify for most of the agricultural tie properties but someone has told me that the maximum mortgage is 60% not 80%. Does anyone know if this is the case? I know the properties are cheaper but having to find 40% deposit on top of solicitors fees…
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Selling my flat
During half term next week i'm hoping to put my flat up for sale, i'm totally realistic about the prices but it would be lovely to get back what i paid for it. But i was wondering if someone could answer a couple of questions i have?! Can i advertise the house on websites like houseladder if i'm also on with an estate…
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Shared Ownership - Genesis - Atlas House, N17
Hi, I recently purchased shared ownership flat in London - Atlas House, N17 from Genesis Homes. Building is not finished and it looks like Genesis is strugling to do so. I exchanged the contract but yesterday Genesis contacted me asking informally to pull out. If anybody is in the same situation, please contact me via this…
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What to look for when checking a tenancy agreement
I'm selling my flat to an investor, who is letting us stay in it as the first tenants. He is paying us a little less for the flat, and giving us six months free rent (he's a cash buyer and preferred to take less money out of the bank to pay for the flat, and give us the rent free period - fine by us). He hasn't been a LL…
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Gazumped on Repossession - where do i stand?
Hi Everyone, I recently put an offer in on a property that was repossed and going to auction. I knew that there was chance that someone else could come in at any time and whip it from under our feet but we decided to proceed anyway, getting a mortgage agreement, a survey and all the rest, thinking if that did happen I…
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problems following our house purchase!!
hi everyone. my partner and i bought our house around 16 months ago and after around a year of living in the property we began to have an awful problem with damp. subsequently we have had to have a damp course done fit a new kitchen and undertake alot of redecoration amounting to several thousands of pounds. the previous…
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How much to offer new builds
Hi, I've just started to look at buying my first property (focusing on new builds). I've seen some which I'm interested in around the £215k mark - how much should I offer?? Would 20% to start be too much? Help please!!!
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Advice required
Ok situation first then i'll ask my questions. We live in a top floor flat and as the bathroom doesnt have a window we have a ceiling extracter fan. About 6 months ago there was a period of heavy rain, and after a few days there was water dripping through the fan. This was followed my the thing burning out and being…
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Are estate agents obliged to provide proof of rival offers?
Pretty much a newbie here, so apologies if this is an old question. Basically, my wife and I have put in an offer on a plot of land which has been on the market for quite a while, and failed to sell at auction around four months ago. The offer was accepted, but we then discovered undisclosed information that another…
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Oversea's Buyer and Buildings Insurance
HI, I will try to explain this situation as simple as possible!, My wifes parents are russian and are in the process of purchasing a house here in the UK. No mortgage is needed and is a cash purchase. Her parents are not UK Citizens or Residents and they live in russia. The house in the uk is in there name and myself and…
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Please help - potential harrassment by landlord
Hi everyone - I'd really appreciate some help! Since I moved into my current property late last year I have received over 60 letters from the landlord posted through the letterbox about various trivial things. Recently these have been getting more serious, for example: saying that I could be sued for a substancial sum if…
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buying out ex partner
:o HI, I was wondering if anyone had any advice please. I own a house with my partner. We bought the house 5 years ago and it's in both of our names. We have a 3 year old child together and I have a 12 year old from a previous relationship. I am desperately unhappy in the relationship and feel we are only together because…
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Buying a house that doesnt have building reg approval
If you saw a house that you really loved, but that you knew that you would need to do some extending and building on, AND then you found out from the local council that the existing kitchen, bathroom extension and building work had never been given building reg approval, what would you do? What is the impact of not having…
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HIPS Are these company's ok?
Just did a quick Google search and came up with these two company's, is there anything I should look out for in particular? They are both around the same price at £210 ish Leasehold Need it done ASAP http://www.myhiphome.co.uk http://www.hips4u.com
