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Making a judgement.
Is there anyway to judge whether an area is bad news or not? I am considering moving from where I live to another part of town but don't know much about that part. Obviously, the road and surrounding streets are a greater concern than the full area as a whole. Any advice would be welcomed. Thanks :)
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BT Connection Charge - should my landlord pay?
My partner and I are tenants moving into a new-build flat in a couple of weeks. We need a BT line, and the flat has phone sockets installed, but no BT connection, so it will cost the standard £125 to get us connected. My question is: should we be paying for this connection, or the landlord? :confused: On one hand I presume…
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Estate Agents In North West Tell Of Almost Zero Activety, at last some truth
Andrew Knapp - South Cheshire, Merseyside, North Wales. Sales continue to be hard to come by (and to hold together) though vendors are becoming more realistic in their expectations. Certain areas in the region appear to be much harder hit than others with some members reporting almost zero activity. The letting market is…
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Landlady disturbing me = what are my rights?
I have been renting my flat privately since December and have given over a months notice, and paid up until, July 21. Now I have had nothing but harassment and threatening letters regarding debts and warrants for previous tenants, had the baliffs and police with search warrants, court notices etc, but my landlady wasn't…
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Can tenant not sign the contract?
I letted out my spare room to two students at the biging of this month which I'm living in at the moment(01/06). And I agreed two of them to share the room. But yesterday, one of them moved out for his own problems with only noticed me at the minues before he moved out. And now another one remained in the room, who said…
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rate rise?
Retail sales increase by 3.5% in May - highest in 22 years says BBC. Does this signal an interest rate rise?
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Am I missing a good deal?
Hi I was hoping to get a bit of advice about my situation. I'm fairly new to all this but am getting conflicting advice in the real world so thought I'd try the virtual one! I am currently living with my parents as I have recently moved back to my home town to be close to my family and have got a new job here. I also have…
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Needing clarification - Housing Allowance claims and moving
account no longer being used thanks to bullying from forum members.
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surveys by the bank- rip off
afternoon- first post and newbie member so sorry if all in the wrong place and not done right.:j :confused: Just wondering about these "valuations" that the bank do on the home that you want to buy. We are paying a HUGE amount £415 for a BASIC house survey (in my mind thats a lot!) on a NEW BUILD. We have asked what the…
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Please please help starting to panick
I realise I have asked several questions on seperate posts but now think that it makes more sense to explain the whole situation. Please understand that this is a sincere crisis and the last thing I need, or can cope with is any one being horrible.. Ok so here it goes. I curently own a property worth £250,000 I have a…
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Silly question: "no fines"?
I've been flicking around rightmove and seen the phrase "no fines" a couple of times but haven't the faintest idea of what it means. Could somebody clue me in please?
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Help needed ASAP tree problem!
Ok....signed contracts yesterday, supposed to complete tomorrow. The mortgage company have said they won't release the money until a tree at the house has been looked at and approved. The estate agents have said we have to pay £200 for the tree surgeon to look at it and report back with a two day turn…
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Taking in a lodger
We have a lodger moving into our home next week and I'm just looking for some one who has experience of this to confirm that I am going the right way about things:o I would like to have a lodger agreement in place so that we have basic things such as rent etc in writing. Would downloading one such as this be good enough?…
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New builds & Factors in Scotland
When a new estate is built in Scotland there is a general tie in that the communal grounds must be maintained by a Property Factor. Does anyone have any idea where to begin with regards to your rights and laws regarding this matter. I'm not talking about flats I'm talking about estates with detached and semi-datached…
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Part-ex: how much to pay agent?
Hopefully selling our big house and taking a small house to let in exchange. EA introduced us (buyers were selling to someone else but they pulled out..) but approach to part-ex and all the negotiations done by ourselves. Have resigned from EA but EA have wind of it (small world, etc). I assumed we'd pay them their % on…
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Buying the Freehold on a Leasehold Property
I purchased my home in April 2000 and at the time it was a leasehold property. I currently pay roughly £150-£200 Per annum ground rent. A new management company have recently taken on the management for all the properties on the estate where i live and stated that i could purchase the freehold for my home. The home is a 3…
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What happens when you port a mortgage?
Hi all Just wondering if anyone can tell me the process for porting a mortgage? Do I effectively have 2 separate mortgage a/c's as I would have two differing mortgage products. How do I eventually get them to become one, try to match the terms on each etc and then re-mortgage as a whole etc. Finally for the new part of the…
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Bit of advice needed with regards to how much chasing I should be doing
We're at the point where we've returned our contracts and are ready to agree and exchange date/completion date with our sellers. We actually met our sellers last week and they seemed keen to move and although I didn't ask outright, they gave the impression that they were waiting on us (at that point we were still checking…
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Buy a house outright or get a mortgage?
I am asking a question that may well (and probably has) been asked before, but I'm going to ask anyway as the way housing is and everything to do with it is always changing so peoples responces may be different than a year ago. So, question is, say you were a first time buyer and had spotted a potential house to buy. Which…
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Selling house to go in care home?
I'll soon be looking to move my mum into a care home. I've heard a lot of conflicting information about what we can do with her house. Some people have said the council will ask us to sell the house. While another said we can keep the house and the council will pay for the care, but will just put a legal charge on the…
